Re-Load
ActiveThe computed 12-month bankruptcy probability of Re-Load is 2.0% (moderate). The 2025 annual accounts show negative equity (€-11k) and a net result of €-7. Equity is shrinking by ~48.5% per year across the filed fiscal years. Its solvency ranks better than 7% of 6994 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-7
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.59 against 0.51 in 2024; short-term debt: 168.4% and cash: 76% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-68.4%
Return on assets
0%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €-11k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
31 d late
2024
42 d late
2023
122 d early
2022
1 d early
2021
on the day
2020
17 d early
2019
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-11k▼ 0.1%
2024 · €-11k
2019: €1k
2020: €7k
2021: €1k
2022: €-2k
2023: €-12k
2024: €-11k
2019 → 2025
Total assets
€16k▲ 6.9%
2024 · €15k
2019: €8k
2020: €28k
2021: €26k
2022: €18k
2023: €11k
2024: €15k
2019 → 2025
Net result
€-7
2024 · €799
2019: €-152
2020: €5k
2021: €-5k
2022: €-5k
2023: €-10k
2024: €799
2019 → 2025
Working capital
€-11k▲ 13.6%
2024 · €-12k
2019: €1k
2020: €3k
2021: €-13k
2022: €-12k
2023: €-17k
2024: €-12k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1k-€-2k€-12k▼ 504%€-11k▲ 6.9%€-11k▼ 0.1%
Operating result€-5k-€-5k▲ 1.9%€-9k▼ 85.9%€1k€274▼ 74.0%
Net result€-5k-€-5k▲ 2.2%€-10k▼ 85.2%€799€-7
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 74% below 2024.
Key figures and ratios
EBITDA
€2k▼
2024 · €5k
Cash flow
€2k▼
2024 · €5k
Solvency
-68.4%▲
2024 · -73.0%
Current ratio
0.59▲
2024 · 0.51
Quick ratio
0.59▲
2024 · 0.51
Debt / equity
-2.46▼
2024 · -2.37
ROA
0.0%▼
2024 · 5.4%
Interest coverage
16.99▼
2024 · 53.86
Debt
€26k▲
2024 · €25k
Debt ≤ 1 year
€26k▲
2024 · €25k
Income taxes
€165▲
2024 · €160
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€15k€16k▲
Fixed assets21/28€2k-
Tangible fixed assets22/27€2k-
Furniture and vehicles24€2k-
Current assets29/58€13k€16k▲
Amounts receivable within one year40/41€3k€3k▼
Trade receivables40€3k€3k▼
Cash at bank and in hand54/58€9k€12k▲
Deferred charges and accrued income490/1€817€863▲
Equity and liabilities
Total equity and liabilities10/49€15k€16k▲
Equity10/15€-11k€-11k▼
Contributions10/11€4k€4k=
Profit (loss) carried forward14€-14k€-14k=
Amounts payable17/49€25k€26k▲
Amounts payable within one year42/48€25k€26k▲
Trade debts44€266€156▼
Suppliers440/4€266€156▼
Taxes, remuneration and social security45€2k€2k▼
Taxes450/3€2k€2k▼
Other amounts payable47/48€24k€25k▲
Income statement
Code20242025
Non-recurring operating income76A€499-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€2k▼
Other operating charges640/8€62€62=
Gross operating margin9900€5k€2k▼
Operating profit (loss)9901€1k€274▼
Financial charges65/66B€95€116▲
Recurring financial charges65€95€116▲
Profit (loss) for the period before taxes9903€959€158▼
Income taxes67/77€160€165▲
Profit (loss) for the period9904€799€-7▼
Profit (loss) for the period to be appropriated9905€799€-7▼
Appropriation of the result
Profit (loss) to be appropriated9906€-14k€-14k=
Profit (loss) brought forward from the previous period14P€-15k€-14k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
11-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 42 days late
2024
31-12
Financial
Back to profitnet €799
Net result €799 after 3 loss-making years.
31-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-10k
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Torenplein 33500 HasseltGround area
1,445 m²
Building footprint
607 m²
Volume, LiDAR
17,126 m³
Parcel 71022H0606/00G000, Flanders · tallest building 32.2 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
Re-Load
since 20192.291.481.379
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71022H0606/00G000 | Flanders | 1,445 m² | 1 · 607 m² | 32.2 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,425 companies in sector 73300 we hold annual accounts for 6,901. 1,004 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-07-2019
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
96040Personal service activities
96230Day spas, saunas and steam baths
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.