STEURKI
ActiveSTEURKI has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €116k and a net result of €-113k. Equity is growing by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 40% of 13898 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
2
/ 100
Critical▼ -55 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-16
Solvency12▼-41
Growth32▼-20
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.23 against 0.06 in 2024), and 81.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.2%
Return on assets
-17.7%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-12-2025, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
43 d early
2024
1 d early
2023
on the day
2022
on the day
2021
207 d late
2020
2 d early
2019
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€116k▼ 50.9%
2024 · €237k
2019: €189k
2020: €205k
2021: €206k
2022: €223k
2023: €229k
2024: €237k
2019 → 2025
Total assets
€638k▲ 13.0%
2024 · €565k
2019: €356k
2020: €350k
2021: €319k
2022: €349k
2023: €378k
2024: €565k
2019 → 2025
Net result
€-113k
2024 · €7k
2019: €11k
2020: €8k
2021: €1k
2022: €17k
2023: €6k
2024: €7k
2019 → 2025
Working capital
€-400k▼ 37.9%
2024 · €-290k
2019: €4k
2020: €7k
2021: €3k
2022: €-13k
2023: €-65k
2024: €-290k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€206k-€223k▲ 8.3%€229k▲ 2.5%€237k▲ 3.3%€116k▼ 50.9%
Operating result€6k-€28k▲ 335%€9k▼ 67.8%€13k▲ 50.9%€-105k
Net result€1k-€17k▲ 1,367%€6k▼ 67.5%€7k▲ 33.6%€-113k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €105k after €13k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €638k
Fixed assets
€516k▼ 5.4%
Current assets
€122k▲ 551%
Equity and liabilities €638k
Equity
€116k▼ 50.9%
Debt
€522k▲ 59.1%
The debt ratio rises from 58.1% to 81.8%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-70k▼
2024 · €48k
Cash flow
€-77k▼
2024 · €42k
Solvency
18.2%▼
2024 · 41.9%
Current ratio
0.23▲
2024 · 0.06
Quick ratio
0.23▲
2024 · 0.06
Debt / equity
4.49▲
2024 · 1.39
ROE
-97.0%▼
2024 · 3.2%
ROA
-17.7%▼
2024 · 1.3%
Interest coverage
-9.16▼
2024 · 25.81
Debt
€522k▲
2024 · €328k
Debt ≤ 1 year
€522k▲
2024 · €309k
Debt > 1 year
€0▼
2024 · €17k
Income taxes
€0▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€565k€638k▲
Fixed assets21/28€546k€516k▼
Tangible fixed assets22/27€541k€511k▼
Land and buildings22€541k€511k▼
Financial fixed assets28€5k€5k=
Current assets29/58€19k€122k▲
Amounts receivable within one year40/41€16k€122k▲
Trade receivables40€354€10k▲
Other amounts receivable41€16k€111k▲
Cash at bank and in hand54/58€2k€6▼
Equity and liabilities
Total equity and liabilities10/49€565k€638k▲
Equity10/15€237k€116k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€167k€167k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€161k€161k=
Profit (loss) carried forward14-€-113k
Investment grants15€8k€0▼
Amounts payable17/49€328k€522k▲
Amounts payable after more than one year17€17k€0▼
Financial debts170/4€17k€0▼
Amounts payable within one year42/48€309k€522k▲
Current portion of amounts payable after more than one year42€22k€0▼
Financial debts43-€273k
Credit institutions430/8-€273k
Trade debts44€31k€0▼
Suppliers440/4€31k€0▼
Taxes, remuneration and social security45€4k€0▼
Taxes450/3€4k€0▼
Other amounts payable47/48€252k€249k▼
Accrued charges and deferred income492/3€2k€0▼
Income statement
Code20242025
Non-recurring operating income76A-€36k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€35k▲
Other operating charges640/8€5k€8k▲
Non-recurring operating charges66A-€150k
Gross operating margin9900€53k€88k▲
Operating profit (loss)9901€13k€-105k▼
Financial income75/76B€31€0▼
Recurring financial income75€31€0▼
Financial charges65/66B€2k€8k▲
Recurring financial charges65€2k€8k▲
Profit (loss) for the period before taxes9903€12k€-113k▼
Income taxes67/77€4k€0▼
Profit (loss) for the period9904€7k€-113k▼
Profit (loss) for the period to be appropriated9905€7k€-113k▼
Appropriation of the result
Profit (loss) to be appropriated9906€7k€-113k▼
Transfer to equity691/2€7k€0▼
To other reserves6921€7k€0▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
19-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Weakest financial yearnet €-113k ▼1611%
Net result drops to €-113k, the lowest in the series.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 207 days late
30-06
Financial
Highest result since 2019net €17k ▲1367%
Operating result €28k, net result €17k, both a record.
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Equity above €200kEq €205k ▲8.5%
2 profitable years in a row build equity to €205k.
15-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
15-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
13-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
06-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 directors, no change since 2024
NV EXODUS
CurrentNon-statutory director · since 17-12-2024 · Legal entity
17-12-2024
NV EXODUS: Appointed as Non-statutory director
17-12-2024
NV EXODUS: Appointed as Managing director
17-12-2024
Kim Steurbaut: Resigned as Non-statutory director
17-12-2024
Koen Steurbaut: Resigned as Non-statutory director
17-12-2024
NV Exodus: Appointed as Permanent representative
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kleinvleeshuissteeg 29000 GentGround area
3,550 m²
Building footprint
771 m²
Volume, LiDAR
5,495 m³
2 parcels, Flanders · tallest building 17.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Heerweg-Noord 33, 9052 Gent
since 20012.116.229.895
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44082B0173/00H000 | Flanders | 3,361 m² | 1 · 582 m² | 7.5 m · 1 fl. |
| 44803C0867/00D000 | Flanders | 190 m² | 1 · 189 m² | 17.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 260,950 EUR awarded| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 260,950 EUR | 0 EUR |
Schemes
Erfgoedpremie voor beschermde monumenten en landschappen - standaardprocedure
Similar companies · same sector, comparable size
OPTI-IMMO
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NAC Herent
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PP41
BE 0849.016.650
Turnhout · Eq €116k
ADF CONSTRUCT
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S & S MANAGEMENT
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Of 11,974 companies in sector 68203 we hold annual accounts for 5,947. 3,891 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded10-07-2000
Fiscal year end30-06
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.