S & S MANAGEMENT
ActiveS & S MANAGEMENT has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €116k and a net result of €10k. Equity is growing by ~28.6% per year across the filed fiscal years. Its solvency ranks better than 31% of 9099 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability43▼-43
Solvency8▲+1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days only on tighter terms
Liquidity short (current ratio 0.34 against 0.27 in 2024), and 88% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12%
Return on assets
1%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-01-2026, 29 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
29 d early
2024
7 d early
2023
6 d early
2022
5 d early
2021
28 d early
2020
39 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€116k▲ 9.3%
2024 · €107k
2020: €6k
2021: €36k
2022: €67k
2023: €88k
2024: €107k
2020 → 2025
Total assets
€969k▼ 3.9%
2024 · €1.01M
2020: €954k
2021: €817k
2022: €816k
2023: €930k
2024: €1.01M
2020 → 2025
Net result
€10k▼ 46.0%
2024 · €18k
2020: €-13k
2021: €30k
2022: €31k
2023: €21k
2024: €18k
2020 → 2025
Working capital
€-100k▼ 13.3%
2024 · €-88k
2020: €-47k
2021: €-22k
2022: €2k
2023: €-67k
2024: €-88k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€36k-€67k▲ 86.4%€88k▲ 31.9%€107k▲ 20.9%€116k▲ 9.3%
Operating result€47k-€51k▲ 8.1%€41k▼ 20.2%€40k▼ 2.6%€33k▼ 16.9%
Net result€30k-€31k▲ 2.4%€21k▼ 31.1%€18k▼ 13.6%€10k▼ 46.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 17% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €969k
Fixed assets
€918k▼ 6.0%
Current assets
€52k▲ 58.8%
Equity and liabilities €969k
Equity
€116k▲ 9.3%
Debt
€853k▼ 5.5%
The debt ratio falls from 89.4% to 88.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€111k▲
2024 · €90k
Cash flow
€88k▲
2024 · €68k
Solvency
12.0%▲
2024 · 10.6%
Current ratio
0.34▲
2024 · 0.27
Quick ratio
0.34▲
2024 · 0.27
Debt / equity
7.32▼
2024 · 8.47
ROE
8.5%▼
2024 · 17.3%
ROA
1.0%▼
2024 · 1.8%
Interest coverage
5.84▲
2024 · 5.64
Debt
€853k▼
2024 · €902k
Debt ≤ 1 year
€152k▲
2024 · €121k
Debt > 1 year
€701k▼
2024 · €781k
Income taxes
€5k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.01M€969k▼
Fixed assets21/28€976k€918k▼
Tangible fixed assets22/27€976k€918k▼
Land and buildings22€825k€782k▼
Plant, machinery and equipment23€22k€26k▲
Furniture and vehicles24-€7k
Leasing and similar rights25€129k€103k▼
Current assets29/58€32k€52k▲
Amounts receivable within one year40/41€17k€37k▲
Trade receivables40€6k€9k▲
Other amounts receivable41€11k€28k▲
Cash at bank and in hand54/58€9k€2k▼
Deferred charges and accrued income490/1€7k€13k▲
Equity and liabilities
Total equity and liabilities10/49€1.01M€969k▼
Equity10/15€107k€116k▲
Contributions10/11€19k€19k=
Reserves13€88k€98k▲
Distributable reserves133€88k€98k▲
Amounts payable17/49€902k€853k▼
Amounts payable after more than one year17€781k€701k▼
Financial debts170/4€781k€701k▼
Amounts payable within one year42/48€121k€152k▲
Current portion of amounts payable after more than one year42€83k€88k▲
Financial debts43€4k€5k▲
Credit institutions430/8€4k€5k▲
Trade debts44€33k€38k▲
Suppliers440/4€33k€38k▲
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€0€21k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€50k€78k▲
Other operating charges640/8€3k€4k▲
Gross operating margin9900€93k€115k▲
Operating profit (loss)9901€40k€33k▼
Financial income75/76B€432€774▲
Recurring financial income75€432€774▲
Financial charges65/66B€16k€19k▲
Recurring financial charges65€16k€19k▲
Profit (loss) for the period before taxes9903€24k€15k▼
Income taxes67/77€6k€5k▼
Profit (loss) for the period9904€18k€10k▼
Profit (loss) for the period to be appropriated9905€18k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€18k€10k▼
Transfer to equity691/2€18k€10k▼
To other reserves6921€18k€10k▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
24-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Equity above €100kEq €107k ▲20.9%
4 profitable years in a row build equity to €107k.
25-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
26-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Highest result since 2020net €31k ▲2.4%
Operating result €51k, net result €31k, both a record.
03-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Back to profitnet €30k
Net result €30k after one loss-making year.
2020
23-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zwevegem · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kwadepoelstraat(Z) 608550 ZwevegemGround area
1,203 m²
Building footprint
212 m²
Volume, LiDAR
794 m³
Parcel 34042D0230/00F000, Flanders · tallest building 14.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
S & S MANAGEMENT
since 20192.289.481.397
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34042D0230/00F000 | Flanders | 1,203 m² | 1 · 212 m² | 14.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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POMMERAIE DU MOULIN
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D-C SERVICE
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STEURKI
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Of 11,974 companies in sector 68203 we hold annual accounts for 5,947. 3,892 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-05-2019
Fiscal year end30-06
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@ssmanagement.be