STESER
STESER is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €202k and a net result of €97k. Its solvency ranks better than 50% of 3133 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €202k |
| Net result | €97k |
| Better than sector | 50% |
| Active | 4 yrs |
Strong profile, led by profitability.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 52.5% | 52.5% | |
| Net result | €97k | €32k | |
| Equity | €202k | €75k | |
| Gross operating margin | €134k | €52k | |
| Total assets | €384k | €192k |
| Fiscal year | 2024 |
|---|---|
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €97k |
| Cash flow | n/a |
| Staff costs | - |
| Income taxes | €29k |
| Dividends | - |
| Total assets | €384k |
| Equity | €202k |
| Debt | €182k |
| of which ≤ 1y | €182k |
| of which > 1y | - |
| Working capital | n/a |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 52.5% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | 25.2% |
| ROE | 48.0% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €384k |
| Fixed assets | 21/28 | €42k |
| Tangible fixed assets | 22/27 | €42k |
| Current assets | 29/58 | €342k |
| Amounts receivable within one year | 40/41 | €167k |
| Cash & bank | 54/58 | €175k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €384k |
| Equity | 10/15 | €202k |
| Contributions / capital | 10/11 | €2k |
| Reserves | 13 | €200k |
| Amounts payable | 17/49 | €182k |
| Amounts payable within one year | 42/48 | €182k |
| Income statement | ||
| Gross operating margin | 9900 | €134k |
| Operating result | 9901 | €122k |
| Financial income | 75 | €8k |
| Financial charges | 65 | €4k |
| Result before taxes | 9903 | €125k |
| Income taxes | 67/77 | €29k |
| Net result for the period | 9904 | €97k |
| Result to be appropriated | 9905 | €97k |
| NACE primary | Financial services(64210) |
| Legal form | Private limited company(610) |
| Incorporation | 18-05-2022 |
| Status | Active |
| Postal code | 9220 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42452C1013/00D000 | Flanders | 2,085 m² | 1 · 164 m² | 7.9 m · 1 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
05-01-2023 Registered office moved from Knokke-Heist to Hamme-Zogge
- Heidenplein 14 bus 7b te 8301 Knokke-Heist → 9220 Hamme-Zogge, Ekelbeke 125
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "siege_social",
"new_address": {
"raw": "9220 Hamme-Zogge, Ekelbeke 125",
"city": "Hamme-Zogge",
"region": "vlaams_gewest",
"street": "Ekelbeke",
"country": "BE",
"postcode": "9220",
"box_number": null,
"street_number": "125",
"locality_suffix": null
},
"old_address": {
"raw": "Heidenplein 14 bus 7b te 8301 Knokke-Heist",
"city": "Knokke-Heist",
"region": "vlaams_gewest",
"street": "Heidenplein",
"country": "BE",
"postcode": "8301",
"box_number": "7b",
"street_number": "14",
"locality_suffix": null
},
"effective_date": "2022-12-05",
"evidence_quote": "",
"region_changed": false,
"is_statute_change": true,
"nationality_change": false,
"old_address_source": "header_volledig_adres",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": "absolute",
"statutaire_vs_werkelijke": "statutaire",
"linguistic_region_changed": false,
"court_jurisdiction_changed": false,
"effective_date_is_approximate": false
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": null,
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2023-01-05",
"filing_date": "2022-12-21",
"act_kind_objet": "Onderwerp akte:"
},
"decision": {
"body": "bijzondere_algemene_vergadering",
"date": "2022-12-02",
"unanimous": null
},
"subject_company": {
"kbo": "0786.354.650",
"name_full": "STESER",
"legal_form": "BV",
"_kbo_filled_from_list": true
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Steven Servaes",
"org_rep_person_name": null,
"person_role_at_subject": "bestuurder"
},
"co_filed_documents": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | STESER |