STERKEN
ActiveSummary
STERKEN has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €68,945 and a net result of €11,642. Equity is growing by ~31.1% per year across the filed fiscal years. Its solvency ranks better than 70% of 17239 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability85▼-15
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 4.39 against 4.81 in 2024; short-term debt: 22.7% and cash: 6.3% of total assets), and 23.4% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.6%
Return on assets
12.9%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 24-01-2026, 7 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
7 d early
2024
4 d early
2023
1 d early
2022
8 d early
2021
4 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 5 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 27 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close30-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€68,945▲ 20.3%
2024 · €57,303
Total assets
€90,003▲ 22.4%
2024 · €73,536
Net result
€11,642▼ 41.7%
2024 · €19,983
Working capital
€69,078▲ 21.3%
2024 · €56,969
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€31,072-€9,320▼ 70.0%€13,091▲ 40.5%€24,108▲ 84.2%€12,808▼ 46.9%
Net result€20,760within the sector's middle half-€6,202within the sector's middle half▼ 70.1%€8,358within the sector's middle half▲ 34.7%€19,983within the sector's middle half▲ 139%€11,642within the sector's middle half▼ 41.7%
Equity€22,760below the sector's middle half-€28,963within the sector's middle half▲ 27.3%€37,320within the sector's middle half▲ 28.9%€57,303within the sector's middle half▲ 53.5%€68,945within the sector's middle half▲ 20.3%
Total assets€37,307below the sector's middle half-€42,491below the sector's middle half▲ 13.9%€43,794below the sector's middle half▲ 3.1%€73,536within the sector's middle half▲ 67.9%€90,003within the sector's middle half▲ 22.4%
Debt€14,546-€13,528▼ 7.0%€6,474▼ 52.1%€16,233▲ 151%€21,058▲ 29.7%
Working capital€16,384within the sector's middle half-€21,763within the sector's middle half▲ 32.8%€32,573within the sector's middle half▲ 49.7%€56,969within the sector's middle half▲ 74.9%€69,078within the sector's middle half▲ 21.3%
Solvency61.0%within the sector's middle half-68.2%within the sector's middle half▲ 7.2pp85.2%above the sector's middle half▲ 17.1pp77.9%within the sector's middle half▼ 7.3pp76.6%within the sector's middle half▼ 1.3pp
Current ratio2.13within the sector's middle half-2.71within the sector's middle half▲ 0.596.03above the sector's middle half▲ 3.324.81within the sector's middle half▼ 1.224.39within the sector's middle half▼ 0.42
Return on assets (ROA)55.6%above the sector's middle half-14.6%within the sector's middle half▼ 41.1pp19.1%within the sector's middle half▲ 4.5pp27.2%within the sector's middle half▲ 8.1pp12.9%within the sector's middle half▼ 14.2pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 47% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €90,003
Fixed assets
€527 ▼ 67.4%
Current assets
€89,477 ▲ 24.4%
Equity and liabilities €90,003
Equity
€68,945 ▲ 20.3%
Debt
€21,058 ▲ 29.7%
Debt's share of the balance-sheet total rises from 22.1% to 23.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€13,896▼
2024 · €27,241
Cash flow
€12,730▼
2024 · €23,115
Debt to equity
0.31▲
2024 · 0.28
ROE
16.9%▼
2024 · 34.9%
Interest coverage
42.69▲
2024 · 32.40
Debt ≤ 1 year
€20,399▲
2024 · €14,952
Income taxes
€5,222▼
2024 · €5,865
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €823 | €3,109 | €3,287 | €3,133 | €1,088 | ▼ 65.3% |
| Other operating charges640/8 | - | €197 | €223 | €1,031 | €409 | ▼ 60.3% |
| Gross operating margin9900 | €32,019 | €12,626 | €16,601 | €28,271 | €14,305 | ▼ 49.4% |
| Operating profit (loss)9901 | €31,072 | €9,320 | €13,091 | €24,108 | €12,808 | ▼ 46.9% |
| Financial income75/76B | - | €0 | €1,399 | €2,580 | €4,382 | ▲ 69.8% |
| Recurring financial income75 | - | €0 | €1,399 | €2,580 | €4,382 | ▲ 69.8% |
| Financial charges65/66B | - | €290 | €3,695 | €841 | €325 | ▼ 61.3% |
| Recurring financial charges65 | €563 | €290 | €3,695 | €841 | €325 | ▼ 61.3% |
| Profit (loss) for the period before taxes9903 | €30,509 | €9,030 | €10,794 | €25,847 | €16,864 | ▼ 34.8% |
| Income taxes67/77 | €9,749 | €2,827 | €2,436 | €5,865 | €5,222 | ▼ 11.0% |
| Profit (loss) for the period9904 | €20,760 | €6,202 | €8,358 | €19,983 | €11,642 | ▼ 41.7% |
| Profit (loss) for the period to be appropriated9905 | €20,760 | €6,202 | €8,358 | €19,983 | €11,642 | ▼ 41.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €37,307 | €42,491 | €43,794 | €73,536 | €90,003 | ▲ 22.4% |
| Fixed assets21/28 | €6,376 | €8,034 | €4,747 | €1,615 | €527 | ▼ 67.4% |
| Tangible fixed assets22/27 | €6,376 | €8,034 | €4,747 | €1,615 | €527 | ▼ 67.4% |
| Plant, machinery and equipment23 | - | €4,552 | €2,690 | €983 | €527 | ▼ 46.4% |
| Furniture and vehicles24 | - | €3,482 | €2,057 | €632 | - | - |
| Current assets29/58 | €30,930 | €34,456 | €39,047 | €71,921 | €89,477 | ▲ 24.4% |
| Amounts receivable within one year40/41 | €11,261 | €11,479 | €35,793 | €67,584 | €76,595 | ▲ 13.3% |
| Trade receivables40 | - | €3,664 | €1,427 | €2,717 | €1,427 | ▼ 47.5% |
| Other amounts receivable41 | - | €7,815 | €34,366 | €64,868 | €75,168 | ▲ 15.9% |
| Cash at bank and in hand54/58 | €19,670 | €22,160 | €2,193 | €4,016 | €5,703 | ▲ 42.0% |
| Deferred charges and accrued income490/1 | - | €817 | €1,061 | €321 | €7,178 | ▲ 2,138% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €37,307 | €42,491 | €43,794 | €73,536 | €90,003 | ▲ 22.4% |
| Equity10/15 | €22,760 | €28,963 | €37,320 | €57,303 | €68,945 | ▲ 20.3% |
| Contributions10/11 | - | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Reserves13 | €20,760 | €20,760 | €20,760 | €20,760 | €20,760 | = |
| Distributable reserves133 | - | €20,760 | €20,760 | €20,760 | €20,760 | = |
| Profit (loss) carried forward14 | - | €6,202 | €14,560 | €34,543 | €46,185 | ▲ 33.7% |
| Amounts payable17/49 | €14,546 | €13,528 | €6,474 | €16,233 | €21,058 | ▲ 29.7% |
| Amounts payable within one year42/48 | €14,546 | €12,693 | €6,474 | €14,952 | €20,399 | ▲ 36.4% |
| Trade debts44 | €708 | €4,065 | €1,210 | €1,655 | €10,575 | ▲ 539% |
| Suppliers440/4 | - | €4,065 | €1,210 | €1,655 | €10,575 | ▲ 539% |
| Taxes, remuneration and social security45 | - | €8,628 | €5,264 | €13,297 | €9,823 | ▼ 26.1% |
| Taxes450/3 | - | €6,628 | €5,264 | €13,297 | €9,823 | ▼ 26.1% |
| Remuneration and social security454/9 | - | €2,000 | - | - | - | - |
| Accrued charges and deferred income492/3 | - | €835 | - | €1,281 | €660 | ▼ 48.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €20,760 | €6,202 | €8,358 | €19,983 | €11,642 | ▼ 41.7% |
| + Depreciation and write-downs630 | €823 | €3,109 | €3,287 | €3,133 | €1,088 | ▼ 65.3% |
| Operating cash flow (approximation) | €21,583 | €9,312 | €11,645 | €23,115 | €12,730 | ▼ 44.9% |
| Investment in fixed assets (approximation) | - | -€4,768 | €0 | €0 | €0 | - |
| Change in cash | - | €2,490 | -€19,967 | €1,824 | €1,687 | ▼ 7.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Liquidity doublescurrent ratio 6.03
Current ratio from 2.71 to 6.03; short-term debt falls from €12,693 to €6,474.
23-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet €6,202 ▼70.1%
Net result drops to €6,202, the lowest in the series; recovery starts the following year.
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2019
Ground area
556 m²
Building footprint
90 m²
Volume, LiDAR
582 m³
Parcel 71015A0297/00L000, Flanders · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
STERKEN
since 20192.296.653.360
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71015A0297/00L000 | Flanders | 556 m² | 1 · 90 m² | 9.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,008 companies in sector 62200 we hold annual accounts for 18,400. 15,535 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-12-2019
Fiscal year end30-06
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
E-invoicing
Reachable via Peppol
Peppol ID
0208:0739649942
Also
9925:BE0739649942
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.