Result
€415,304 €415,304
Back in profit in 2025, after a loss of €837,943 in 2024.
LIVE LAUD
Lifetime
18 annual accounts with figures on one time axispeak €2.8m (2022)
€563,884▲ €764,938
lowest -€837,943 (2024)
€415,304▲ €1.3m
peak €4.9m (2023)
€4.4m▲ 8.4%
€7.6m▲ 41.9%
peak 5.5 FTE (2016)
3.8 FTE▼ 5.0%
Board3 names since 2016
Owners2 names in the annual accounts
49.46%STEPS INVEST
Documentsfilings and deeds
06-07-202625 days before the deadline
2025abbreviated format
Gross margin from -€201,054 to €563,884Back to profit: €415,304Debts from €5.4m to €7.6mCash from €1.2m to €2.4m
Key points
from the 2025 annual accountsDebts
€7.6m ▲ 41.9%
Debts rose by €2.3m in 2025.
Staff
3 employees on 31-12-2025
In 2025, 90 people joined and 90 left.
Filings
18 annual accounts since 2008
The 2016 accounts came 13 days late. The other nine of the last ten were filed on time.
At the same address
28 companies
Position in the sector
€415,304
Higher net result than 92% of companies in real estate. Sector median €9,997 · 11,290 companies.
Checked score
93
Excellent
Financially stronger than 46% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,625 companies (NACE 68, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%lowest value
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: 0.1%▲ +0.1 percentage points vs 06-2025
08-2025: 0.2%▲ +0.1 percentage points vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.3%▲ +0.1 percentage points vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.4%▲ +0.1 percentage points vs 06-2026highest value
08-2026: < 0.1%▼ -0.4 percentage points vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
lowers risk
Size: 3.8 FTE, total assets €12.0m
Figures for financial year 2025 (filed on 06-07-2026)
Liquidity: current ratio 1.52, cash €2.4m
Founded in 2008
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 54% of them on solvency, 38% on liquidity, 27% on profitability and 64% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 10,904 companies had the same profile as LIVE LAUD has now. Each dot stands for 28 companies, two years later.
95.2%
were still trading
4.0%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of LIVE LAUD itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 10,904 companies, not a prediction for LIVE LAUD. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €400,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.52 (1.67 in 2024), above the usual 1.5. Short-term debt is 59.9% and cash 20.1% of total assets. However, 63.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 days early
2024
23 days early
2023
23 days early
2022
7 days early
2021
26 days early
2020
50 days early
2019
25 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 26 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 8 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
CK
Director, KUMPEN Christopher Gregory, since 02-06-2016
- STEPS INVEST 49.46%score 92equity €422,060 (2025) · 30-06-2025 annual accounts of STEPS INVEST
Shares in 7 companies, including PRECISION and LUMASE
Board & ownershipRecent changes
Environmental permit granted
Ontbossen · Genk
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0898510307
Environmental permit granted
Nieuwbouw van bijgebouwen en niet overdekte lage constructie · Tongeren-Borgloon
Environmental permit granted
Het reliëf van de bodem aanmerkelijk wijzigen, Hoogstammige bomen vellen die geen deel uitmaken van een bos, Nieuwbouw of aanleggen and 3 more · Provincie Limburg
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| LIVE LAUD Hasselt | €12.0m | €563,884 | 36.4% | 3.8 |
| Régie Immobilière Autonome de Herstal Herstal | €16.4m | €723,975 | 77.1% | 4 |
| GOETHALS PROMOTOR Waasmunster | €17.0m | €648,118 | 31.7% | 3.1 |
| OAK LANE Grimbergen | €9.8m | €746,466 | 95.5% | 4.1 |
| HIGH QUALITY INVEST Beringen | €12.7m | €333,129 | -2.7% | 2.2 |
| CMH Houthalen-Helchteren | €5.8m | €545,727 | 11.9% | 5 |
| AURA BUILD Antwerp | €9.4m | €695,614 | 9.0% | 4 |
These companies have the same main activity as LIVE LAUD: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €5.8m and €17m, founded between 2000 and 2014.
Official details
Source: KBO- Status
- Active since 10-06-2008Normal situation
- Registered office
- 29 active companies are registered at this address2 started in the 12 months before. Source: KBO register, as of 9 November 2026.
- Activity
- Development of residential building projectsNACE 68121and 3 others
- Establishment unit
- 2.227.776.3333500 Hasselt, since 10-06-2008
- Financial year end
- 31 December
- Peppol
- Reachable since 15-10-2025
Annual accounts 2025
- ≈ €1.0mestimated
- €12.0m▲ 27.6%
- Employeeson 31-12-2025
- 3▼ 25.0%
- Filing
- Filed on 06-07-2026, 25 days before the end of the filing period
Companies linked to LIVE LAUD
Subsidiaries and holdings
- BREON45%
- LIVILA33.33%
- Warande Projects33.33%
- HABITALE25%
- THONIS25%
Insights on LIVE LAUD
LIVE LAUD files the abbreviated format. That format states no turnover. The gross margin rose from €171 in 2008 to €563,884 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about LIVE LAUD
- What is the company number of LIVE LAUD?
- The company number of LIVE LAUD is 0898.510.307. The VAT number is the same number with BE in front: BE 0898.510.307.
- Where is LIVE LAUD based?
- The registered office is at Kempische Kaai 75, 3500 Hasselt.Company details
- What does LIVE LAUD do?
- According to the KBO register, the main activity is development of residential building projects (NACE 68121).
- What is the legal form of LIVE LAUD?
- LIVE LAUD is a private limited company (BV).
- When was LIVE LAUD founded?
- LIVE LAUD was founded on 10-06-2008.
- Is LIVE LAUD still active?
- Yes, LIVE LAUD is an active enterprise in the KBO register.
- How many employees does LIVE LAUD have?
- LIVE LAUD had an average of 3.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of LIVE LAUD?
- The turnover in financial year 2025 is ≈ €1.0m. This figure is estimated from the gross margin of €563,884 and 40 comparable companies (NACE 681). It probably lies between €750,000 and €1.6m.
- Is LIVE LAUD profitable?
- In financial year 2025, LIVE LAUD made a profit of €415,304.
- Where can I find the annual accounts of LIVE LAUD?
- LIVE LAUD filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of LIVE LAUD due?
- LIVE LAUD must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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