Financials
- Fiscal year
- 2025
- Total assets
- €433,798
- Loss
- -€8,388
- Solvency
- 9.4%
Total assets▼ 0.5%
Net result
20182025
LUMASE
ActiveSummary
LUMASE has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €40,746 and a net result of -€8,388. Equity is shrinking by ~12.3% per year across the filed fiscal years. Its solvency ranks better than 28% of 9986 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
What they do
Development of residential building projects
NACE 68121Real estate development NACE 41101
How big
€433,798total assets 2025
- Equity
- €40,746
- Loss
- -€8,388
Turnover not published (abridged schema)
Who decides
- Largest shareholder
- LIVE LAUD · 50%
Accounts 58 d early0 of 3 deeds read
Why 44- Annual accounts: weaker financial profile- Persistent losses+ Lower-failure-rate sectorLatest accounts filed on timeShow the evidence
Checked score
Score 2025
Axes · tick = 2024
Profitability33▼-2
Solvency34▼-2
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.11 against 1.13 in 2024; short-term debt: 90.2% and cash: 1% of total assets), and 90.6% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9.4%
Return on assets
-1.9%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€8,388
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
58 d early
2024
44 d early
2023
50 d early
2022
46 d early
2021
48 d early
2020
59 d early
2019
59 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 52 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 13 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Annual accounts filedfiscal year 2024 · abbreviated…
- Annual accounts filedfiscal year 2023 · abbreviated…
Key points
By topic
Board & ownership
- Largest shareholder
- LIVE LAUD · 50%
Timeline
- Events
- 11
- Since
- 2018
- Next accounts
- by 31-07-2027
- 03-06-2026Annual accounts filed
- 17-06-2025Annual accounts filed
- 11-06-2024Annual accounts filed
Company details
- Legal form
- Private limited company
- Activity
- Development of residential building projectsNACE 68121
- Founded
- 01-03-2016
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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