STEPHSM

Private limited companyfounded 20241 yr activeLepelstraat 74, 2290 Vorselaar, BelgiumKBO/BCE: BE 1014.804.003

Summary

STEPHSM has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.4% (low). No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Risk analysis Watch Report Compare

STEPHSMActive

Risk analysis Report Compare

Checked score

Bankruptcy probability, 12 months

1.4% Low

0%0.5%1.5%4%10%≥ 25%

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Two signals. The signal on the left, the evidence on the right.

+raises risk

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 10

Relative position

BE, all sectors

reference

Manufacture of food products (NACE 10)

about 60% more bankruptcies

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Public money Is the registered address a letterbox address or a business centre?Addresses

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials

No annual accounts filed

No annual accounts of this company are filed with the National Bank. As a Private limited company it is required to file; a dormant company does still have to file.

Timeline · acts, filings and financial milestones

1 act in the Belgian State Gazette, not read yet

About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Vorselaar · 1 establishment unit since 2024

seat establishment The establishment unit on the map

Ground area

526 m²

Building footprint

103 m²

Volume, LiDAR

628 m³

Parcel 13044G0041/00Z002, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

STEPHSM

Lepelstraat 74, 2290 VorselaarArtisanal bread and fresh pastry making

since 20242.364.872.074

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
13044G0041/00Z002	Flanders	526 m²	1 · 103 m²	10.6 m · 2 fl.

Linked by address, not proof of ownership

Good to know

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2024 to 2025 · 2 entries · 2,353 EUR awarded · 2,353 EUR paid

Year	Entries	awarded	paid
2025	1	353 EUR	353 EUR
2024	1	2,000 EUR	2,000 EUR

Schemes

Hinderpremie bij openbare werken

1 entry · 2,000 EUR · 2,000 EUR paid · Fonds voor Innoveren en Ondernemen

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)

1 entry · 353 EUR · 353 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Food safety, FASFC

1 site

Vorselaar2.364.872.074

2 permissions

Toelating · Bakkerij · since 17-10-2024

Toelating · Beheerder automaten · since 17-10-2024

Similar companies · same sector and region

We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 4,228 companies in sector 10712 we hold annual accounts for 1,874. See the whole sector

Identification & contact

Identification

Legal formPrivate limited company

Founded08-10-2024

Activities, NACEBEL 2025

10712Artisanal bread and fresh pastry making

47242Retail sale of chocolate and confectionery

E-invoicing

Reachable via Peppol

Peppol ID 0208:1014804003

Also 9925:BE1014804003

Registered 21-11-2025

Scores and ratios are computed by Checked and are not a credit decision.