Turnover
≈ €82,000 estimated
The micro format states no turnover.
STEPHSM
Lifetime
1 annual account with figurespeak €10,720 (2025)
€10,720
peak €2,906 (2025)
€2,906
peak €7,906 (2025)
€7,906
€21,833
Board1 name since 2024
1 director
Documentsfilings and deeds
09-06-202652 days before the deadline
2025micro format
First year with figures
Key points
from the 2025 annual accountsDebts
€21,833 73% of the balance sheet
Financial debts 22%Suppliers 46%Taxes and wages 6%Other 27%
Of this, €17,134 falls due within a year.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 7,974 companies had the same profile as STEPHSM has now. Each dot stands for 20 companies, two years later.
94.4%
were still trading
1.8%
stopped another way
3.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,974 companies, not a prediction for STEPHSM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
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Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1014804003
Incorporation
Founder: · 100 shares · Appointment: (director) · published on 10-10-2024 · Gazette deed
First establishment
Lepelstraat 74, Vorselaar
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| STEPHSM Vorselaar | €29,739 | €10,720 | 26.6% | - |
| UMUT CAN Schaerbeek | €24,695 | €10,833 | 71.4% | - |
| Cranky Enterprises Antwerp | €30,969 | €8,218 | 28.5% | - |
| AZLAF Molenbeek-Saint-Jean | €34,868 | €9,854 | 72.1% | - |
| TONKA’S Sambreville | €27,223 | €10,517 | 46.0% | - |
| CZYZOWICZ Hooglede | €38,847 | €8,784 | 27.7% | - |
| SPINGHAR PLACE Antwerp | €27,078 | €15,536 | 6.6% | - |
These companies have the same main activity as STEPHSM: artisanal bread and fresh pastry making (NACE 10712). They are comparable in size and age: total assets between €24,700 and €38,800, founded between 2023 and 2025.
Official details
Source: KBO- Status
- Active since 08-10-2024Normal situation
- Activity
- Artisanal bread and fresh pastry makingNACE 10712and 1 other
- Establishment unit
- 2.364.872.0742290 Vorselaar, since 08-10-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 21-11-2025
Annual accounts 2025
- €29,739
- Filing
- Filed on 09-06-2026, 52 days before the end of the filing period
Insights on STEPHSM
The 2025 annual accounts show equity of €7,906 and a net result of €2,906. Its solvency ranks better than 45% of 1,918 sector peers (NACE 10, financial year 2025).
The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about STEPHSM
- What is the company number of STEPHSM?
- The company number of STEPHSM is 1014.804.003. The VAT number is the same number with BE in front: BE 1014.804.003.
- Where is STEPHSM based?
- The registered office is at Lepelstraat 74, 2290 Vorselaar.Company details
- What does STEPHSM do?
- According to the KBO register, the main activity is artisanal bread and fresh pastry making (NACE 10712).
- What is the legal form of STEPHSM?
- STEPHSM is a private limited company (BV).
- When was STEPHSM founded?
- STEPHSM was founded on 08-10-2024.
- Is STEPHSM still active?
- Yes, STEPHSM is an active enterprise in the KBO register.
- What is the turnover of STEPHSM?
- The turnover in financial year 2025 is ≈ €82,000. This figure is estimated from the gross margin of €10,720 and 6,296 comparable companies of the same size. It probably lies between €37,000 and €200,000. It is a rough estimate.Financials
- Is STEPHSM profitable?
- In financial year 2025, STEPHSM made a profit of €2,906.
- Where can I find the annual accounts of STEPHSM?
- STEPHSM filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
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