BEL ARIS
ActiveThe computed 12-month bankruptcy probability of BEL ARIS is 1.6% (moderate). The 2025 annual accounts show equity of €163k and a net result of €3k. Equity is growing by ~11.6% per year across the filed fiscal years. Its solvency ranks better than 62% of 7692 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+20
Solvency79▲+10
Growth52=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 2.14 against 2.06 in 2024; short-term debt: 22.9% and cash: 7.1% of total assets), and 45.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.2%
Return on assets
1.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
3 d early
2023
30 d early
2022
6 d early
2021
6 d early
2020
1 d early
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€163k▲ 2.1%
2024 · €160k
2018: €60k
2019: €83k
2020: €101k
2021: €114k
2022: €153k
2023: €158k
2024: €160k
2018 → 2025
Total assets
€302k▼ 17.5%
2024 · €366k
2018: €240k
2019: €302k
2020: €291k
2021: €234k
2022: €281k
2023: €271k
2024: €366k
2018 → 2025
Net result
€3k▲ 49.1%
2024 · €2k
2018: €25k
2019: €23k
2020: €18k
2021: €12k
2022: €40k
2023: €4k
2024: €2k
2018 → 2025
Working capital
€79k▼ 28.1%
2024 · €110k
2018: €-26k
2019: €32k
2020: €66k
2021: €52k
2022: €100k
2023: €86k
2024: €110k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€114k-€153k▲ 35.1%€158k▲ 2.8%€160k▲ 1.4%€163k▲ 2.1%
Operating result€27k-€64k▲ 133%€26k▼ 59.4%€27k▲ 4.4%€16k▼ 41.4%
Net result€12k-€40k▲ 226%€4k▼ 89.1%€2k▼ 47.5%€3k▲ 49.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 41% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €302k
Fixed assets
€153k▲ 0.8%
Current assets
€148k▼ 30.5%
Equity and liabilities €302k
Equity
€163k▲ 2.1%
Debt
€138k▼ 32.7%
The debt ratio falls from 56.2% to 45.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€62k▲
2024 · €60k
Cash flow
€50k▲
2024 · €35k
Solvency
54.2%▲
2024 · 43.8%
Current ratio
2.14▲
2024 · 2.06
Quick ratio
1.85▲
2024 · 1.77
Debt / equity
0.85▼
2024 · 1.29
ROE
2.1%▲
2024 · 1.4%
ROA
1.1%▲
2024 · 0.6%
Interest coverage
8.98▲
2024 · 3.66
Debt
€138k▼
2024 · €206k
Debt ≤ 1 year
€69k▼
2024 · €103k
Debt > 1 year
€67k▼
2024 · €100k
Income taxes
€6k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€366k€302k▼
Fixed assets21/28€152k€153k▲
Tangible fixed assets22/27€152k€153k▲
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€148k€150k▲
Financial fixed assets28€300€300=
Current assets29/58€213k€148k▼
Stocks and contracts in progress3€31k€20k▼
Contracts in progress37€31k€20k▼
Amounts receivable within one year40/41€168k€96k▼
Trade receivables40€148k€87k▼
Other amounts receivable41€20k€9k▼
Cash at bank and in hand54/58€7k€21k▲
Deferred charges and accrued income490/1€8k€11k▲
Equity and liabilities
Total equity and liabilities10/49€366k€302k▼
Equity10/15€160k€163k▲
Contributions10/11€6k€6k=
Capital10€6k€6k=
Issued capital100€19k€6k▼
Uncalled capital101€12k-
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€152k€155k▲
Amounts payable17/49€206k€138k▼
Amounts payable after more than one year17€100k€67k▼
Financial debts170/4€100k€67k▼
Amounts payable within one year42/48€103k€69k▼
Current portion of amounts payable after more than one year42€34k€33k▼
Trade debts44€17k-
Suppliers440/4€17k-
Other amounts payable47/48€52k€36k▼
Accrued charges and deferred income492/3€2k€2k=
Income statement
Code20242025
Non-recurring operating income76A€23k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€47k▲
Other operating charges640/8€14k€7k▼
Gross operating margin9900€73k€69k▼
Operating profit (loss)9901€27k€16k▼
Financial income75/76B€360€0▼
Recurring financial income75€360€0▼
Financial charges65/66B€16k€7k▼
Recurring financial charges65€16k€7k▼
Profit (loss) for the period before taxes9903€11k€9k▼
Income taxes67/77€9k€6k▼
Profit (loss) for the period9904€2k€3k▲
Profit (loss) for the period to be appropriated9905€2k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€152k€155k▲
Profit (loss) brought forward from the previous period14P€150k€152k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €2k ▼47.5%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €40k ▲226%
Operating result €64k, net result €40k, both a record.
31-12
Financial
Equity above €150kEq €153k ▲35.1%
5 profitable years in a row build equity to €153k.
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €101k ▲21.9%
3 profitable years in a row build equity to €101k.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
02-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 2 days late
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ganshoren · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mozartsteeg 91083 GanshorenGround area
570 m²
Building footprint
285 m²
Volume, LiDAR
4,639 m³
2 parcels, Brussels · tallest building 21.9 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
BEL ARIS
since 20152.240.323.480
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21463D0338/00E002 | Brussels | 325 m² | 1 · 188 m² | 21.9 m · 6 fl. |
| 21392A0008/00N003 | Brussels | 245 m² | 1 · 98 m² | 13.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
IN-SIDE
BE 0833.940.672
Jette · Eq €163k
DE GOEDE AARDE
BE 0449.075.257
Aalst · Eq €163k
A.B.L.V.
BE 0863.981.275
Hasselt · Eq €163k
DESMEDT CARL
BE 0862.652.969
Maldegem · Eq €163k
RENI
BE 0421.616.933
Antwerpen · Eq €163k
Of 15,542 companies in sector 43990 we hold annual accounts for 7,421. 6,005 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-01-2015
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
53200Other postal and courier activities
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.