Losses
-€156,917 in two years
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
STEP CONSTRUCTION
Lifetime
19 annual accounts with figures on one time axispeak €945,492 (2019)
€19,645▼ 94.1%
lowest -€78,502 (2025)
-€78,502▼ €88
peak €1.6m (2023)
€1.4m▼ 5.2%
€11,035▼ 86.3%
peak 19.2 FTE (2012)
-not published
Board7 names since 2013
6 directors and 5 others
Documentsfilings and deeds
27-07-20264 days before the deadline
2025micro format
Gross margin from €330,317 to €19,645Loss of €78,502New chair of the board 06-10Debts from €80,275 to €11,035Cash from €111,985 to €5,578
Key points
from the 2025 annual accountsTurnover
≈ €230,000 estimated
The accounts state no turnover.
Staff
4 FTE from 19.2 in 2012
Between 2012 and 2025, 79% of the full-time equivalents disappeared.
Filings
19 annual accounts since 2007
Seven of the last ten came late. The 2019 accounts came latest: 54 days after the end of the period.
Board
3 left
Directors left. Latest change 25-03-2026 · 3 in office.
Position in the sector
-€78,502
Lower net result than 95% of companies in construction of buildings. Sector median €8,508 · 10,163 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 12,344 companies had the same profile as STEP CONSTRUCTION has now. Each dot stands for 31 companies, two years later.
90.1%
were still trading
8.7%
stopped another way
0.7%
went bankrupt
Another 0.5% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 12,344 companies, not a prediction for STEP CONSTRUCTION. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Recent changes
3 directors resigning, 2 reappointments
Reappointments: and (day-to-day manager) · Resignations: , and · General meeting of 15-05-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0883209546
New chair of the board
appointed, resigned · General meeting of 28-08-2025 · Gazette deed
Cooperative approval granted
Decision of 19-09-2024, published on 26-09-2024
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| STEP CONSTRUCTION Liège | €1.6m | €19,645 | 89.0% | - |
| UNITS Ardooie | €1.4m | €18,115 | 63.2% | - |
| GREENWICH Maasmechelen | €2.0m | €24,300 | 35.0% | - |
| N-BUILDING Halle | €1.6m | €12,751 | 49.9% | 3 |
| SABRAM Nieuwerkerken (Limb.) | €1.1m | €17,967 | 11.8% | 0 |
| GARMAR Namur | €1.0m | €16,060 | -23.5% | - |
| Control Projects Maldegem | €1.4m | €27,271 | 7.9% | - |
These companies have the same main activity as STEP CONSTRUCTION: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €1m and €2m, founded between 2003 and 2011.
Official details
Source: KBO- Status
- Active since 29-08-2006Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 4 others
- Joint committees
- 124Construction
- 200Auxiliary committee for white-collar workers · annual accounts 2022
- Establishment unit
- 2.163.195.0204000 Liège, since 29-08-2006
- Financial year end
- 31 December
- Peppol
- Reachable since 31-12-2025
Annual accounts 2025
- €1.6m▼ 9.9%
- Employeeson 31-12-2025
- 1▼ 85.7%
- Filing
- Filed on 27-07-2026, 4 days before the end of the filing period
Insights on STEP CONSTRUCTION
STEP CONSTRUCTION files the micro format. That format states no turnover. The gross margin fell from €830,848 in 2007 to €19,645 in 2025.
In March 2026, three directors stepped down. In October 2026, the Official Gazette published the appointment of as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about STEP CONSTRUCTION
- What is the company number of STEP CONSTRUCTION?
- The company number of STEP CONSTRUCTION is 0883.209.546. The VAT number is the same number with BE in front: BE 0883.209.546.
- Where is STEP CONSTRUCTION based?
- The registered office is at Rue de Steppes 22, 4000 Liège.Company details
- What does STEP CONSTRUCTION do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of STEP CONSTRUCTION?
- STEP CONSTRUCTION is a cooperative company (CV).
- When was STEP CONSTRUCTION founded?
- STEP CONSTRUCTION was founded on 29-08-2006.
- Is STEP CONSTRUCTION still active?
- Yes, STEP CONSTRUCTION is an active enterprise in the KBO register.
- How many employees does STEP CONSTRUCTION have?
- STEP CONSTRUCTION had an average of 4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does STEP CONSTRUCTION fall under?
- In its 2022 annual accounts, STEP CONSTRUCTION states joint committees 124 (Construction) and 200 (Auxiliary committee for white-collar workers).
- What is the turnover of STEP CONSTRUCTION?
- The turnover in financial year 2025 is ≈ €230,000. This figure is estimated from the gross margin of €19,645 and 285 comparable companies (NACE 41001). It probably lies between €120,000 and €420,000. It is a rough estimate.
- Is STEP CONSTRUCTION profitable?
- In financial year 2025, STEP CONSTRUCTION made a loss of €78,502.
- Where can I find the annual accounts of STEP CONSTRUCTION?
- STEP CONSTRUCTION filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of STEP CONSTRUCTION due?
- STEP CONSTRUCTION must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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