Active BE 0756.951.970Private limited company

STEP BELGIUM

Brixtonlaan 9-10 ·1930 Zaventem, Belgium· 5 yrs active

Sector: Reparatie en onderhoud van consumentenartikelen, neg (95290)

Conclusion Checked

The file of STEP BELGIUM contains 2 judicial reorganisations, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is ≥ 25% (high). The 2024 annual accounts show negative equity (€-644k) and a net result of €-311k. Equity is shrinking by ~270.1% per year across the filed fiscal years. Its solvency ranks better than 5% of 924 sector peers (fiscal year 2024).

Based on the State Gazette, CBE and 3 annual accounts.

Key figures

Equity	€-644k
Net result	€-311k
Staff (FTE)	5.6
Better than sector	5%

Snowflake analysis 5 of 5 axes measured · computed by Checked

44 / 100

Fragile profile, watch health in particular.

All 5 axes are computed from data Checked has read.

Health 0

Profitability 100

Solvency 33

Growth 32

Stability 54

Bankruptcy probability (12 mo) Checked model v1 · free

≥ 25% High

0%0,5%1,5%4%10%≥25%

Judicial reorganisation on record +Recent warning signals +Multiple establishment units +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

20 / 100

Moderate risk

Components

· 2 judicial reorganisations (+20)

Trust signals 1 signals

In judicial reorganisation

Ongoing procedure under court protection (Book XX WER). The company is restructuring.

Administrative Flags 0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2024 · computed

0 / 100 Critical

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2024 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.

Financial overview4 NBB filings

Annual accounts filed on 26-08-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Sector comparison

Fiscal year 2024 · NACE 95 · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	-449.6%	24.6%	better than 5% of 924 sector peers
Net result	€-311k	€5k	better than 5% of 920 sector peers
Equity	€-644k	€17k	better than 5% of 925 sector peers
Gross operating margin	€-62k	€27k	better than 5% of 919 sector peers
Staff costs	€207k	€28k	higher than 95% of 428 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€-273k

-13.5% 21-24

Net profit

€-311k

-21.2% 21-24

Cash flow

€-295k

-20.3% 21-24

Total assets

€143k

-37.7% 21-24

Equity

€-644k

- 21-24

Working capital

€-247k

- 21-24

Employees (FTE)

6

+12.0% 21-24

Staff costs

€207k

+111.3% 21-24

Debt

€787k

+445.9% 21-24

Debt ≤ 1y

€333k

+260.1% 21-24

Debt > 1y

€455k

+776.7% 21-24

Current ratio

0.26

-86.9% 21-24

Quick ratio

0.06

-96.1% 21-24

Solvency

-449.6%

- 21-24

Debt / equity

-1.22

- 21-24

ROE

48.3%

- 21-24

ROA

-217.3%

-94.4% 21-24

Interest coverage

-12.55

+76.1% 21-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	€-273k
Net profit	€-311k
Cash flow	€-295k
Staff costs	€207k
Income taxes	-
Dividends	-
Total assets	€143k
Equity	€-644k
Debt	€787k
of which ≤ 1y	€333k
of which > 1y	€455k
Working capital	€-247k
Employees (FTE)	5.6

Ratios (computed)

	2024
Current ratio	0.26
Quick ratio	0.06
Working capital ratio	-172.3%
Solvency	-449.6%
Debt / equity	-1.22
Long-term debt ratio	-0.71
Interest coverage	-12.55
Gross margin	-
Net margin	-
ROA	-217.3%
ROE	48.3%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €58k · 40.2% Current assets €86k · 59.8%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€143k
Fixed assets	21/28	€58k
Tangible fixed assets	22/27	€38k
Financial fixed assets	28	€19k
Current assets	29/58	€86k
Stocks & contracts in progress	3	€67k
Amounts receivable within one year	40/41	€4k
Investments	50/53	€433
Cash & bank	54/58	€3k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€143k
Equity	10/15	€-644k
Contributions / capital	10/11	€298k
Accumulated profits (losses)	14	€-942k
Amounts payable	17/49	€787k
Amounts payable after one year	17	€455k
Amounts payable within one year	42/48	€333k
Trade debts payable within one year	44	€286k
Income statement
Gross operating margin	9900	€-62k
Operating result	9901	€-290k
Financial income	75	€135
Financial charges	65	€22k
Result before taxes	9903	€-311k
Net result for the period	9904	€-311k
Result to be appropriated	9905	€-311k

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Ratios computed by Checked.

Legal Structure

NACE primary	Reparatie en onderhoud van consumentenartikelen, neg(95290)
Legal form	Private limited company(610)
Incorporation	23-10-2020
Status	Active
Postal code	1930
First BS signal	15-04-2025
Latest BS signal	16-09-2025

Establishment units 5 locations

STEP BELGIUM

Brownfieldlaan 23, 2830 WillebroekVerhuur en lease van sport- en recreatieartikelen

since 20202.309.788.942

STEP BELGIUM

Huidevettersstraat 50, 1000 BrusselVerhuur en lease van sport- en recreatieartikelen

since 20212.323.835.829

Sudermanstraat 2, 2000 Antwerpen

Verhuur en lease van sport- en recreatieartikelen

since 20242.355.160.394

Middelweg 130, 1130 Brussel

Reparatie van fietsen

since 20252.368.811.957

Molenberglei 28, 2627 Schelle

Opslag

since 20262.387.108.434

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 3 (60%) Brussels 2 (40%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21821B0501/00E000	Brussels	1.3 ha	1 · 3,375 m²	33.2 m · 2 fl.
23057C0044/00F000	Flanders	6,458 m²	1 · 3,210 m²	8.1 m · 2 fl.
21809K1420/00G000 ProtectedArchitectural ensembleWijnpaleis en voormalige magazijnen Merchie-PèdeSource ↗	Brussels	4,945 m²	1 · 309 m²	24.6 m · 6 fl.
11038C0332/00R000	Flanders	2,968 m²	1 · 3,216 m²	8.2 m · 2 fl.
11803C2393/00E000	Flanders	1,268 m²	1 · 173 m²	21.7 m · 6 fl.

Methodology

via registered seat: 1 · via establishment units: 4

5 of 5 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Updates 7 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

16-09-2025

Judicial reorganisation Opening

ondernemingsrechtbank Brussel · collectif · event 10-09-2025

26-08-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

15-04-2025

Judicial reorganisation Opening

ondernemingsrechtbank Brussel · collectif · event 08-04-2025

27-01-2025

NBB filing Annual accounts filed

fiscal year 2023 · micro

2023

26-11-2023

NBB filing Annual accounts filed

fiscal year 2022 · micro

2022

28-09-2022

State Gazette act Capital & shares

Stijn RAES

21-09-2022

NBB filing Annual accounts filed

fiscal year 2021 · micro

Lifecycle & Insolvency Signals 2 events

16-09-2025

Judicial reorganisation Opening

Date: 10-09-2025 · ondernemingsrechtbank Brussel · collectif · Publications in State Gazette ↗

15-04-2025

Judicial reorganisation Opening

Date: 08-04-2025 · ondernemingsrechtbank Brussel · collectif · Publications in State Gazette ↗

Time machine, BS events + macro context 2021, 2026

Macro context

2020-Q2/Q3 COVID lockdown

2022 energy crisis

2023-2024 ECB rate hikes

Legend

Bankruptcy

Interim / reorg

KBO event

Belgisch Staatsblad, acts 1 acts

Capital history · 1

28-09-2022

Capital change

All acts · 1 updated 3 years ago

2022

28-09-2022 Capital increase of €292,825 Capital & shares·Stijn RAES

Inbreng in geld · Apport en numéraire

Notary: Stijn RAES · Gent

Original publication ↗

Technical details

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}

Credit advice verdict per customer and amount

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Company registry (CBE) Crossroads Bank

Activities

Verhuur en lease van sport- en recreatieartikelen77210Verhuur en lease van sport- en recreatieartikelen77210Reparatie van andere consumentenartikelen95290Reparatie en onderhoud van consumentenartikelen, neg95290Verhuur en lease van sport- en recreatieartikelen77210Verhuur en lease van sport- en recreatieartikelen77210

Primary activity highlighted.

Names & trade names

Legal nameNL

STEP BELGIUM

Registered office

Brixtonlaan 9-10

1930 Zaventem, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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