Equity
-€65,365
Debts exceed assets in financial year 2025.
STEP 2
Lifetime
19 annual accounts with figures on one time axis, 26 filings since 2000peak €52,664 (2007)
-€8,526▼ €11,799
lowest -€32,320 (2012)
-€11,473▼ €11,277
peak €222,274 (2008)
-€65,365▼ €11,473
€70,475▲ 10.1%
Board2 names since 2022
1 director
Documentsfilings and deeds
29-12-202533 days before the deadline
2025micro format
Gross margin from €3,273 to -€8,526Loss of €11,473Equity from -€53,892 to -€65,365Cash from €2,730 to €215
Key points
from the 2025 annual accountsLosses
-€33,581 in four years
Every financial year from 2022 to 2025 closed with a loss. 2023 was the heaviest.
Debts
€70,475 1,379% of the balance sheet
Turnover not published (micro format)
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 6,618 companies had the same profile as STEP 2 has now. Each dot stands for 17 companies, two years later.
84.5%
were still trading
10.0%
stopped another way
4.5%
went bankrupt
Another 1.0% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,618 companies, not a prediction for STEP 2. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0466766572
Purpose change · Legal-form change · Resignations & appointments
“Het beheer en consulting voor eigen rekening,voor rekening van derden,door of met derden in verband met het…” (deed in Dutch) · Director in office: (director (not named in the articles)) · General meeting of 25-08-2023 · Gazette deed
First establishment
Groenveldstraat 67, Leuven
Incorporation
published on 03-09-1999 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| STEP 2 Leuven | €5,110 | -€8,526 | -1279.2% | - |
| V & V DAKWERKEN Oudsbergen | €5,313 | -€7,230 | -50.0% | - |
| ASR SCHEPERS Genk | €8,112 | -€1,415 | -468.0% | - |
| EXCELLENCE TOITURE Ixelles | €6,938 | -€5,378 | 100.0% | - |
| EVIBELLE Ghent | €8,416 | -€4,128 | -553.9% | - |
| Julien LETROYE-MOMMAERTS La Bruyère | €7,173 | -€7,837 | -259.8% | - |
| NB CONCEPT Watermael-Boitsfort | €5,885 | -€13,087 | 95.5% | - |
These companies have the same main activity as STEP 2: roofing work (NACE 43410). They are comparable in size and age: total assets between €5,310 and €8,420, founded between 1989 and 2013.
Official details
Source: KBO- Status
- Active since 27-08-1999Normal situation
- Activity
- Roofing workNACE 43410and 2 others
- Establishment unit
- 2.092.524.5803001 Leuven, since 15-10-1999
- Financial year end
- 30 June
- Peppol
- Reachable since 25-04-2025
Annual accounts to 30-06-2025
- €5,110▼ 49.4%
- Filing
- Filed on 29-12-2025, 33 days before the end of the filing period
Insights on STEP 2
STEP 2 files the micro format. That format states no turnover. The gross margin fell from €52,664 in 2007 to -€8,526 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about STEP 2
- What is the company number of STEP 2?
- The company number of STEP 2 is 0466.766.572. The VAT number is the same number with BE in front: BE 0466.766.572.
- Where is STEP 2 based?
- The registered office is at Groenveldstraat 67, 3001 Leuven.Company details
- What does STEP 2 do?
- According to the KBO register, the main activity is roofing work (NACE 43410).
- What is the legal form of STEP 2?
- STEP 2 is a private limited company (BV).
- When was STEP 2 founded?
- STEP 2 was founded on 27-08-1999.
- Is STEP 2 still active?
- Yes, STEP 2 is an active enterprise in the KBO register.
- What is the turnover of STEP 2?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is STEP 2 profitable?
- In financial year 2025, STEP 2 made a loss of €11,473.
- Where can I find the annual accounts of STEP 2?
- STEP 2 filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of STEP 2 due?
- STEP 2 must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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