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EXCELLENCE TOITURE

Active
Private limited company (pre-2019)founded 2007active for 19 yearsLouizalaan 209, 1050 Elsene, Belgium180 active companies are registered at this addressKBO/BCE: BE 0889.077.650
Summary

The annual accounts of EXCELLENCE TOITURE for financial year 2025 show a net loss of 76% of total assets. The 2025 annual accounts show equity of €6,938 and a net result of -€5,251. Equity is shrinking by about 30% per year across the filed financial years. Its solvency ranks better than 95% of 34,699 sector peers (NACE 43, financial year 2025). The company has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.8% (low).

Risk analysisFollow ReportCompare
EXCELLENCE TOITUREActiveChecked score 55/100
Risk analysis ReportCompare

Overview

Activity
Roofing work
NACE 43410
1 site
Size
€6,938total assets 2025
Equity
€6,938
Loss
-€5,251
Turnover not published (micro format)
Financial health
55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Structure
2025 accounts filed 12 days late1 deed in the Belgian Official Gazette
Why 55raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLoss of €5,251, the second in a row (financial year 2025)Sector: Specialised construction activities (NACE 43)lowers riskSize: total assets €6,938Founded in 2007Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 40% of its sector peers (NACE 43, micro)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 100=
equity 100.0% of total assets
Liquidity 57-43
short-term debt 0.0% · cash 5.6%
Profitability 0=
return on assets -75.7%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,639 companies, NACE 43, micro)
Last 24 months 11-2024: 0.6% 12-2024: 0.6%● unchanged vs 11-2024 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.6%● unchanged vs 06-2025 08-2025: 0.8%▲ +0.2 percentage points vs 07-2025 09-2025: 0.3%▼ -0.5 percentage points vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026lowest value 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.4%▲ +0.1 percentage points vs 07-2026 09-2026: 0.8%▲ +0.4 percentage points vs 08-2026highest value 10-2026: 0.8%● unchanged vs 09-2026highest value
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
short-term debt: 0% and cash: 5.6% of total assets, and 0% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 90% on solvency, 54% on liquidity, 4% on profitability and 10% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
raises risk · Loss of €5,251, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Size: total assets €6,938
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Founded in 2007
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
18192022232425
2018 to 2025 · latest year -€5,251
raises risk · 2025 accounts filed 12 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
12 days late
2024
11 days late
2023
61 days late
2022
28 days late
2020
117 days late
2019
91 days late
2018
26 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 49 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (4 of the last 5 filed years within 34 days of that day).
Companies Code · seven months
Where today falls in the filing period
25-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Liquidity more than 10 timescurrent ratio 73.08

Key points

  • Risk: 5 loss-making years in a rowloss financial year 2025 -€5,251 View
  • Caution: Among the weakest 14% on equitysector median €57,810 · 34,711 companies €6,938 View
  • Total assets 20256 financial years filed €6,938 View

By topic

Financials

Financial year
2025
Total assets
€6,938
Loss
-€5,251
Solvency
100.0%
Total assets▼ 43.9%
Net result
20182025
Go to Financials

Timeline

Events
21
Since
2008
Next accounts
by 31-07-2027
  1. 30-09-2024Annual accounts filed
  2. 28-08-2023Annual accounts filed
  3. 31-12-2022Liquidity more than triples
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Roofing workNACE 43410
Founded
27-04-2007
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

Key facts about EXCELLENCE TOITURE

What is the company number of EXCELLENCE TOITURE?
0889.077.650. In Belgium the VAT number is the company number with BE in front: BE 0889.077.650.
Where is EXCELLENCE TOITURE based?
The registered office is at Louizalaan 209, 1050 Elsene.Company details
What does EXCELLENCE TOITURE do?
According to the KBO register, the main activity is roofing work (NACE 43410).
What is the legal form of EXCELLENCE TOITURE?
Private limited company (pre-2019) (BVBA).
When was EXCELLENCE TOITURE founded?
On 27-04-2007.
Is EXCELLENCE TOITURE still active?
Yes, EXCELLENCE TOITURE is an active enterprise in the KBO register.
What is the turnover of EXCELLENCE TOITURE?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is EXCELLENCE TOITURE profitable?
In financial year 2025, EXCELLENCE TOITURE made a loss of €5,251.
Where can I find the annual accounts of EXCELLENCE TOITURE?
EXCELLENCE TOITURE filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of EXCELLENCE TOITURE due?
By 31-07-2027, for financial year 2026.Timeline

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