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Complete company report
Generated 28-06-2026
Active BE 0685.605.995Private limited company

STENO

Tonnestraat 3 ·9667 Horebeke, Belgium· 8 yrs active
Sector: Financial services (64210)
Conclusion Checked

The computed 12-month bankruptcy probability of STENO is 0.3% (very low). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 8 yrs
Locations 1
Publications 1
Bankruptcy probability (12 mo) Checked model v1 · free
0.3% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +

Statistical estimate based on public sources — not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2017 — past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview7 NBB filings
Financials being processed
NBB has 7 filing(s) on record for this company — latest fiscal year 2025 (verkort). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
30-06-2025 verkort 11-12-2025 2025-00580895
30-06-2024 verkort 23-01-2025 2025-00009218
30-06-2023 verkort 19-01-2024 2024-00003504
30-06-2022 verkort 03-01-2023 2023-20554662
30-06-2021 verkort 18-01-2022 2022-01100377
30-06-2020 micro 21-01-2021 2021-01400116
30-06-2019 micro 06-01-2020 2020-00300328
Legal Structure
NACE primary Financial services(64210)
Legal form Private limited company(610)
Incorporation04-12-2017
StatusActive
Postal code9667
Connections & network 1 connected companies
Group structure
ALL COMMUNICATIONS
Subsidiary · 1 location
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Establishment units 1 location
STENO
Tonnestraat 3, 9667 HorebekeHandelsbemiddeling in de groothandel in andere specifieke goederen
since 20172.272.182.834
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
45048B0459/00D000 Flanders 2,585 m² 1 · 230 m² 5.7 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data — this is not proof of ownership.
Updates 8 events

A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
11-12-2025
NBB filing Annual accounts filed
fiscal year 2025 · verkort
23-01-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
19-01-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
11-12-2023
State Gazette act Director changes
Julie Declercq
03-01-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
18-01-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
21-01-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
06-01-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
Belgisch Staatsblad — acts 1 acts
All acts · 1 updated 2 years ago
2023
11-12-2023 2 resigning Director changes·Julie Declercq
  • Van de Velde Bruno — Bestuurder
  • Margiotta Stefania — Bestuurder
Notary: Julie Declercq · GentFirm: NOTAS, geassocieerde notarissen
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Van de Velde Bruno",
        "address": "9667 Horebeke, Tonnestraat 3",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "rechtzetting",
      "subkind": "rectification",
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De vergadering besluit de bestuurders van de Vennootschap, destijds benoemd als zaakvoerders, met het oog op de aanpassing van de functie in het KBO ontslag te geven",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Margiotta Stefania",
        "address": "9667 Horebeke, Tonnestraat 3",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "rechtzetting",
      "subkind": "rectification",
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De vergadering besluit de bestuurders van de Vennootschap, destijds benoemd als zaakvoerders, met het oog op de aanpassing van de functie in het KBO ontslag te geven",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "decharge_granted",
      "role": "bestuurder",
      "person": null,
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De ondergetekende notaris wijst de vergadering op het voorschrift van artikel 5:142 van het Wetboek van vennootschappen en verenigingen, luidens hetwelk geen uitkering mag gebeuren indien het netto-actief van de Vennootschap negatief is of ten gevolge daarvan negatief zou worden.",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "decharge_granted",
      "role": "bestuurder",
      "person": null,
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De vergadering besluit tot vrijstelling van de verplichting tot storting van het saldo van de inbrengen van elk aandeel, zijnde afgerond zeshonderdvijftig euro (\u20AC 650,00) voor elk bestaand aandeel, hetzij een totaalbedrag van vijfenzestigduizend euro (\u20AC 65.000,00).",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": "Julie Declercq",
    "firm_city": null,
    "firm_name": "NOTAS, geassocieerde notarissen",
    "office_city": "Gent",
    "is_associated": true
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-12-11",
    "filing_date": "2023-12-06",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2023-11-22",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0685.605.995",
    "name_full": "STENO",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Julie Declercq",
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "een uitgifte van het proces-verbaal",
    "de geco\u00F6rdineerde tekst van de statuten"
  ],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms — you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL STENO
Registered office
Tonnestraat 3
9667 Horebeke, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative