STENITRA
ActiveSTENITRA has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €680k and a net result of €8k. Equity is growing by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 91% of 4575 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+2
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 15.41 against 7.38 in 2024; short-term debt: 2.3% and cash: 2.2% of total assets), and 12% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88%
Return on assets
1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
23 d late
2022
131 d early
2021
163 d early
2020
102 d early
2019
74 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€680k▲ 1.2%
2024 · €672k
2018: €570k
2019: €591k
2020: €603k
2021: €621k
2022: €704k
2023: €678k
2024: €672k
2018 → 2025
Total assets
€773k▼ 4.1%
2024 · €806k
2018: €781k
2019: €772k
2020: €746k
2021: €914k
2022: €822k
2023: €835k
2024: €806k
2018 → 2025
Net result
€8k
2024 · €-6k
2018: €52k
2019: €22k
2020: €12k
2021: €18k
2022: €93k
2023: €-6k
2024: €-6k
2018 → 2025
Working capital
€259k▲ 17.8%
2024 · €219k
2018: €5k
2019: €7k
2020: €8k
2021: €31k
2022: €243k
2023: €198k
2024: €219k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€621k-€704k▲ 13.3%€678k▼ 3.7%€672k▼ 0.8%€680k▲ 1.2%
Operating result€30k-€57k▲ 85.9%€-7k€-8k▼ 6.3%€13k
Net result€18k-€93k▲ 425%€-6k€-6k▲ 11.9%€8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €13k after a loss of €8k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €773k
Fixed assets
€496k▼ 10.1%
Current assets
€276k▲ 8.9%
Equity and liabilities €773k
Equity
€680k▲ 1.2%
Provisions
€46k▼ 4.0%
Debt
€47k▼ 45.8%
The debt ratio falls from 10.7% to 6.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€33k▲
2024 · €29k
Cash flow
€29k▼
2024 · €31k
Solvency
88.0%▲
2024 · 83.4%
Current ratio
15.41▲
2024 · 7.38
Quick ratio
15.41▲
2024 · 7.38
Debt / equity
0.07▼
2024 · 0.13
ROE
1.2%▲
2024 · -0.8%
ROA
1.0%▲
2024 · -0.7%
Interest coverage
25.12▲
2024 · 20.10
Debt
€47k▼
2024 · €86k
Debt ≤ 1 year
€18k▼
2024 · €34k
Debt > 1 year
€28k▼
2024 · €51k
Income taxes
€8k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€806k€773k▼
Fixed assets21/28€553k€496k▼
Tangible fixed assets22/27€544k€487k▼
Land and buildings22€228k€220k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€60k€19k▼
Other tangible fixed assets26€253k€247k▼
Financial fixed assets28€9k€9k=
Current assets29/58€254k€276k▲
Amounts receivable within one year40/41€197k€247k▲
Trade receivables40€12k€23k▲
Other amounts receivable41€185k€224k▲
Cash at bank and in hand54/58€45k€17k▼
Deferred charges and accrued income490/1€12k€12k▼
Equity and liabilities
Total equity and liabilities10/49€806k€773k▼
Equity10/15€672k€680k▲
Contributions10/11€19k€19k=
Reserves13€352k€360k▲
Tax-exempt reserves132€144k€138k▼
Distributable reserves133€209k€222k▲
Profit (loss) carried forward14€301k€302k▲
Provisions and deferred taxes16€48k€46k▼
Deferred taxes168€48k€46k▼
Amounts payable17/49€86k€47k▼
Amounts payable after more than one year17€51k€28k▼
Financial debts170/4€51k€28k▼
Amounts payable within one year42/48€34k€18k▼
Current portion of amounts payable after more than one year42€19k-
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€462€4k▲
Taxes450/3€462€4k▲
Other amounts payable47/48€13k€11k▼
Accrued charges and deferred income492/3€1k€1k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37k€21k▼
Other operating charges640/8€3k€3k▲
Non-recurring operating charges66A€5k€8k▲
Gross operating margin9900€37k€45k▲
Operating profit (loss)9901€-8k€13k▲
Financial income75/76B€3k€3k▼
Recurring financial income75€3k€3k▼
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€-6k€14k▲
Transfer from deferred taxes780€2k€2k=
Income taxes67/77€1k€8k▲
Profit (loss) for the period9904€-6k€8k▲
Transfer from tax-exempt reserves789€6k€6k=
Profit (loss) for the period to be appropriated9905€144€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€301k€315k▲
Profit (loss) brought forward from the previous period14P€301k€301k=
Transfer to equity691/2-€14k
To other reserves6921-€14k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €8k
Net result €8k after 2 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 15.41
Current ratio from 7.38 to 15.41; short-term debt falls from €34k to €18k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
31-12
Financial
Weakest financial yearnet €-6k ▼107%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
22-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €93k ▲425%
Operating result €57k, net result €93k, both a record.
31-12
Financial
Liquidity times 7current ratio 7.43
Current ratio from 1.14 to 7.43; short-term debt falls from €219k to €38k.
18-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
20-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
18-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
21-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoog-Kallostraat(KAL) 689120 Beveren-Kruibeke-ZwijndrechtGround area
1.2 ha
Building footprint
180 m²
Volume, LiDAR
1 m³
Parcel 46010B0383/00E000, Flanders · tallest building 0.4 m. Linked by address, not a title deed.
1 establishment unit
STENITRA / DIATEC
since 19912.054.759.710
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46010B0383/00E000 | Flanders | 1.2 ha | 1 · 180 m² | 0.4 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 1,163 EUR awarded · 1,163 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,163 EUR | 1,163 EUR |
Schemes
Bijkomende retroactieve investeringspremie voor eigenaars van een warmtepomp én zonnepanelen na afschaffing van terugdraaiende teller
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STAW
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Of 12,606 companies in sector 49410 we hold annual accounts for 8,199. 4,761 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-09-1991
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
43910Bricklaying and masonry work
43994Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.