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XM - EXPRESS

Active
Private limited company (pre-2019)founded 199233 yrs activeLodewijk De Raetstraat 51, 3920 Lommel, BelgiumKBO/BCE: BE 0449.120.490
Summary

XM - EXPRESS has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €104,290 and a net result of -€9,649. Equity is growing by ~14.4% per year across the filed fiscal years. Its solvency ranks better than 18% of 1918 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Risk analysisWatch ReportCompare
XM - EXPRESSActiveChecked score 46/100
Risk analysis ReportCompare

Overview

What they do
Freight transport by road
NACE 49410Warehousing and storage NACE 52100NACE 60242
1 site
How big
€862,487total assets 2025
Staff
0.1 FTE
Equity
€104,290
Loss
-€9,649
Turnover not published (abridged schema)
Financially healthy?
46 Fair Checked score 2025
Bankruptcy chance 12 m
0.9%
Who decides
Accounts 43 d early0 of 2 deeds read
Why 46- Higher-failure-rate sector- Persistent losses- Weak solvency vs sector+ Long track recordLatest accounts filed on timeShow the evidence

Checked score

Score 2025
46 / 100
Fair
Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability32▼-10
Solvency37=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity short (current ratio 0.31 against 0.42 in 2024; short-term debt: 32.5% and cash: 0.6% of total assets), and 87.9% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 33 years 0 40 y
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€9,649
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 1918 sector peers (2025).
NBB · sector comparison
Position among 1918 sector peers
Solvency
better than 18%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-06-2026, 43 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
43 d early
2024
3 d early
2023
30 d early
2022
34 d early
2021
34 d early
2020
17 d late
2019
61 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 9 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Weakest financial yearnet -€9,649
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Caution: Among the weakest 15% on net resultsector median €25,765 · 1,914 companies -€9,649 View
  • Caution: 2 loss-making years in a rowloss fiscal year 2025 -€9,649 View
  • Positive: Always filed on timeaccounts within the deadline every year 5 years View

By topic

Financials

Fiscal year
2025
Total assets
€862,487
Loss
-€9,649
Solvency
12.1%
Total assets▼ 5.9%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 18-06-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 28-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Freight transport by roadNACE 49410
Founded
12-12-1992
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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