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STEMED

Active Private limited companyfounded 1991active for 35 yearsRuggeveldlaan 638/640, 2100 AntwerpKBO/BCE: BE 0442.520.235
STEMED
Financial year 2025
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Annual accounts 2025

micro format, filed on 31-07-2026, on the day of the deadline
€69,984
▼ 13.7%
€26,773
▼ 33.0%
€14,110
▼ 39.1%
-€121,719
▲ €16,203
45.2%
▲ 5.4 percentage points
0.35
▲ 0.05

Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €210,000. Estimated: probably between €140,000 and €360,000.

Balance sheet

balance sheet total €439,571 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

45.2%

Higher than 63% of 2,055 companies in 2025.

0.35

Higher than 20% of 1,955 companies in 2025.

3.2%

Higher than 53% of 1,978 companies in 2025.

STEMED Middle half of the sector 80% of the sector Micro accounts in rental and leasing (NACE 77)

Net result: middle half · Equity: top quarter · Balance sheet total: middle half · Working capital: bottom quarter

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024202320222021202020192018201720162015201420132012201120102009200820072006
Balance sheet: assets
20/58 439,571463,800464,883454,256467,148499,578514,392518,153572,756618,803685,547690,611701,052433,431471,585516,392565,127399,974447,069487,190
21/28 375,273405,868417,875411,249436,685462,598478,993488,814543,597599,543656,443655,669679,733409,987453,416498,047537,711395,292438,523480,975
22/27 373,166403,761415,768409,142434,577460,490476,885486,706541,490597,435654,335653,562677,626407,880451,309495,940535,604393,185436,416478,867
22 357,403384,590413,995402,564423,194444,375459,051485,055520,650556,308592,659629,485650,308401,829444,151487,026520,222371,312407,889441,191
23 15,76318,418-3,7857,57011,35515,4786764,0147,3528,99911,99911,0975,5696,3118,37914,94720,73526,85734,811
24 -7531,7732,7933,8134,7602,35797616,82633,77652,67712,07816,2214828465354351,1391,6702,865
28 2,1072,1072,1072,1072,1072,1072,1072,1072,1072,1072,1072,1072,1072,1072,1072,1072,1072,1072,1072,107
29/58 64,29857,93247,00843,00730,46336,98035,39929,33929,15919,26129,10434,94121,31923,44418,16918,34527,4164,6818,5466,215
40/41 3932,7122,947-2,1186,7371,1951,2425,5774806547,9921,9384,2351,9622604,0872512,1665,709
40 393-1,206--4,8401,1951914,5144806547,1606483,5801,9442504,0852502,1665,224
41 -2,7121,741-2,1181,897-1,0511,063--8321,291655181021-486
50/53 -----30,179--------------
54/58 63,90555,21941,56140,12728,008-33,92025,08620,57615,60728,28521,84616,79515,20711,98313,85419,6352,8186,347506
490/1 --2,5002,880338642853,0113,0063,1741655,1032,5864,0014,2234,2313,6931,61233-
Balance sheet: equity and liabilities
10/49 439,571463,800464,883454,256467,148499,578514,392518,153572,756618,803685,547690,611701,052433,431471,585516,392565,127399,974447,069487,190
10/15 198,723184,613161,435151,036141,367126,004109,87055,80434,72939,32035,47622,70917,45719,96811,961-16,307-19,4234,236-2,85610,836
10/11 18,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,59218,59218,59218,59218,59218,59218,59218,59218,592
100 ------18,60018,60018,60018,60018,60018,59218,59218,59218,59218,59218,59218,59218,59218,592
13 165,855151,744128,566118,167108,49893,13577,00122,9361,8601,860944306433,0496,0819,11312,14615,17818,21021,242
130/1 ---1,8601,8601,860--------------
130 ------1,8601,8601,8601,8609443064317171717171717
1311 ---1,8601,8601,860--------------
132 -------------3,0326,0649,09612,12815,16018,19221,224
133 165,855151,744128,566116,307106,63891,27575,14121,076------------
14 14,26914,26914,26914,26914,26914,26914,26914,26914,26918,86015,9313,811-1,179-1,673-12,712-44,012-50,161-29,534-39,658-28,998
16 ----45,00045,00045,00068,59568,59523,5958,00027,00025,00032,0364,0716,1078,14310,17912,21414,250
160/5 ----45,00045,00045,00068,59568,59523,5958,00027,00025,00030,000------
162 ----45,00045,00045,00068,59568,59523,595----------
168 -------------2,0364,0716,1078,14310,17912,21414,250
17/49 240,848279,186303,448303,221280,781328,574359,521393,753469,433555,888642,071640,902658,596381,427455,552526,591576,407385,559437,711462,105
17 54,83182,36341,44390,001110,164132,048151,422162,390193,486248,215306,282306,168334,00384,721107,734130,748153,762176,776199,790228,546
170/4 54,83182,36341,44390,001110,164132,048151,422162,390193,486248,215306,282306,168334,00384,721107,734130,748153,762176,776199,790228,546
42/48 186,017195,853262,006212,355169,842195,751204,310227,458274,130303,388333,154334,719323,732296,706347,263395,843414,084208,209237,046233,558
42 27,31126,65677,96020,16222,42426,60723,86232,59656,59959,92659,38739,74340,87623,01423,01423,01423,01423,01434,99044,112
43 -------16,30036,34056,38074,75094,790114,830134,870154,910174,950194,990---
430/8 -------16,30036,34056,38074,75094,790114,830134,870154,910174,950194,990---
44 35842553354,8181,192176-1,2582782,1822,7302,6207261,4391,0161,4445016501,02420
440/4 35842553354,8181,192176-1,2582782,1822,7302,6207261,4391,0161,4445016501,02420
45 7,0745,9542,1214,2066,05919,29831,37013,0363,6469,11114,4143,3278122,5092,1051,80381,3022,385-
450/3 7,0745,9542,1214,2066,05919,29831,37013,0363,6469,11114,4143,3278122,5092,1051,80381,3022,385-
47/48 151,274162,817181,391133,168140,166149,671149,078164,268177,267175,789181,873194,239166,487134,874166,217194,632195,571183,243198,648189,427
492/3 -970-8657757753,7903,9051,8174,2842,63515860-555-8,561574875-
Income statement
76A ------22,727-5,713---105826---2,0072,8021,421
9900 69,98481,08366,18661,96868,43269,832102,044111,501118,206106,75683,57092,708102,143105,94693,95378,96170,99268,35550,68962,736
630 33,16031,16732,60830,26331,32931,70832,28154,78354,84658,59058,72744,55292,51050,77749,86054,83454,30145,16346,71747,273
635/8 -------23,595-45,00015,595-19,0002,000-5,00030,000------
640/8 10,0519,96213,65813,1059,3768,6296,37710,2559,9619,8458,0009,8939,8007,4487,1217,31528,4726,7438,11610,069
66A -----------13,408--------
9901 26,77339,95319,92118,60027,72729,49486,98146,4628,39922,72635,84336,2644,83317,72136,97216,812-11,78116,449-4,1445,394
75/76B --0--5480--881238326667109531
75 --0--5480--881238326667109531
65/66B 6,0226,3214,5674,3104,7065,2636,1687,3509,34411,91812,80014,2868,70210,24110,80615,79813,92413,49514,38815,129
65 6,0226,3214,5674,3104,7065,2636,1687,3509,34411,91812,80014,2868,70210,24110,80615,79813,92413,49514,38815,129
9903 20,75133,63315,35314,29023,02124,23780,86239,112-94510,80823,1308,582-3,7268,33926,2321,081-25,6955,056-15,727-8,314
67/77 6,64110,4544,9544,6217,6588,10326,79618,0363,6476,96310,3633,3308212,367----00
9904 14,11023,17810,3999,66915,36316,13454,06621,076-4,5913,84512,7675,252-2,5128,00728,2683,116-23,6597,092-13,692-6,278
789 ------------3,0323,0323,0323,0323,0323,0323,0323,032
9905 14,11023,17810,3999,66915,36316,13454,06621,076-4,5913,84512,7675,25252011,03931,3006,148-20,62710,124-10,659-3,246
Appropriation of the result
9906 28,37923,17824,66823,93829,63230,40368,33535,34414,26919,77616,5784,073-1,153-1,673-12,712-44,012-50,161-29,534-39,658-28,998
14P 14,269-14,26914,26914,269---------------
791/2 -14,269------------------
691/2 14,11023,17810,3999,66915,36316,13454,06621,076-91664626326-------
691 ----------8---------
6920 ---------91663826326-------
6921 14,11023,17810,3999,66915,36316,13454,06621,076------------
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The accounts for 15 older financial years (1991-2005) were filed as documents without figures as data, scans for example.

The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 31-07-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 31-07-2026 2026-00380874 PDF
31-12-2024 micro format 11-09-2025 2025-00490475 PDF
31-12-2023 micro format 10-09-2024 2024-00460324 PDF
31-12-2022 micro format 28-08-2023 2023-00409174 PDF
31-12-2021 micro format 30-08-2022 2022-20391734 PDF
31-12-2020 micro format 30-08-2021 2021-59800222 PDF
31-12-2019 abbreviated format 10-07-2020 2020-28600571 PDF
31-12-2018 abbreviated format 25-07-2019 2019-38300051 PDF
31-12-2017 abbreviated format 11-07-2018 2018-31400340 PDF
31-12-2016 abbreviated format 26-07-2017 2017-36500265 PDF
31-12-2015 abbreviated format 20-07-2016 2016-33600476 PDF
31-12-2014 abbreviated format 24-07-2015 2015-34400481 PDF
31-12-2013 abbreviated format 28-08-2014 2014-53200008 PDF
31-12-2012 abbreviated format 06-08-2013 2013-40400354 PDF
31-12-2011 abbreviated format 27-07-2012 2012-35400318 PDF
31-12-2010 abbreviated format 28-07-2011 2011-35700346 PDF
31-12-2009 abbreviated format 22-07-2010 2010-33500508 PDF
31-12-2008 abbreviated format 01-07-2009 2009-37100153 PDF
31-12-2007 abbreviated format 29-07-2008 2008-50500244 PDF
31-12-2006 abbreviated format 13-07-2007 2007-40400188 PDF
31-12-2005 abbreviated format 21-08-2006 2006-64800357 PDF
31-12-2004 abbreviated format 30-08-2005 2005-66001824 PDF
31-12-2003 abbreviated format 04-10-2004 2004-69600211 PDF
31-12-2002 abbreviated format 01-10-2003 2003-69700219 PDF
31-12-2001 abbreviated format 04-09-2002 2002-52700070 PDF
31-12-2000 abbreviated format 30-08-2001 2001-52200253 PDF
31-12-1999 abbreviated format 17-07-2000 2000-41000144 PDF
31-12-1998 abbreviated format 01-07-1999 1999-28203264 PDF
31-12-1997 abbreviated format 24-08-1998 1998-41900073 PDF
31-12-1996 abbreviated format 26-06-1997 1997-21603371 PDF
31-12-1995 abbreviated format 09-07-1996 1996-29901842 PDF
31-12-1994 abbreviated format 24-07-1995 1995-41901241 PDF
31-12-1993 abbreviated format 08-07-1994 1994-28301475 PDF
31-12-1992 abbreviated format 08-07-1993 1993-24705050 PDF
31-12-1991 abbreviated format 24-07-1992 1992-24602826 PDF

Subsidies and aid

Flemish government 2025, 1 entry, €2,118 awarded, €2,118 paid

Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
€2,118

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024202320222021202020192018201720162015201420132012201120102009200820072006
59,93371,12052,52948,86359,05661,203119,262101,24663,24581,31694,56980,81697,34368,49886,83171,64642,52061,61242,57352,666
47,27054,34543,00739,93246,69247,84386,34775,85950,25562,43571,49449,80489,99858,78478,12857,95130,64252,25533,02640,995
2,56519,16039,2344,8285,41515,31322,46002,9271,69059,50033,897362,2567,3485,22915,170196,7191,9324,26629,623
8,68513,6581,43412,120--8,8344,5104,969-12,6786,4395,0511,5883,224-1,871-5,78116,817-3,5295,841-
-121,719-137,922-214,997-169,347-139,379-158,770-168,911-198,119-244,971-284,128-304,050-299,778-302,413-273,262-329,094-377,498-386,668-203,528-228,500-227,343
45.2%39.8%34.7%33.2%30.3%25.2%21.4%10.8%6.1%6.4%5.2%3.3%2.5%4.6%2.5%-3.2%-3.4%1.1%-0.6%2.2%
0.350.300.180.200.180.190.170.130.110.060.090.100.070.080.050.050.070.020.040.03
1.211.511.882.011.992.613.277.0613.5214.1418.1028.2237.7319.1038.09--91.03-42.65
7.1%12.6%6.4%6.4%10.9%12.8%49.2%37.8%-13.2%9.8%36.0%23.1%-14.4%40.1%236.3%--167.4%--57.9%
3.2%5.0%2.2%2.1%3.3%3.2%10.5%4.1%-0.8%0.6%1.9%0.8%-0.4%1.8%6.0%0.6%-4.2%1.8%-3.1%-1.3%
9.9511.2511.5011.3412.55---------------

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€2,565€19,160€39,234€4,828€5,415
€33,160€31,167€32,608€30,263€31,329

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on STEMED

The operating result for 2025 is 33% lower than in 2024.

Debt's share of the balance-sheet total falls from 60.2% to 54.8%. Equity is higher and debt is lower.

Next steps

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