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STEMED

Active Private limited companyfounded 1991active for 35 yearsRuggeveldlaan 638/640, 2100 AntwerpKBO/BCE: BE 0442.520.235

Lifetime

20 annual accounts with figures on one time axis, 35 filings since 1991
peak €118,206 (2017)
€69,984▼ 13.7%
lowest -€23,659 (2009)
€14,110▼ 39.1%
peak €198,723 (2025)
€198,723▲ 7.6%
€240,848▼ 13.7%
Board2 names since 2015
1 director
Owners2 names in the annual accounts
  
Documentsfilings and deeds
31-07-2026on the last day
2025micro format
Gross margin from €81,083 to €69,984Result from €23,178 to €14,110

Key points

from the 2025 annual accounts

Equity

€198,723 ▲ 7.6%

STEMED has made a profit without a break since 2018.

Turnover

≈ €210,000 estimated

The accounts state no turnover.

Filings

35 annual accounts since 1991
AprilJune31 JulyOctober200020102020

Five of the last ten came late. The 2024 accounts came latest: 42 days after the end of the period.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 17,035 companies had the same profile as STEMED has now. Each dot stands for 43 companies, two years later.

94.4%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet

Another 0.2% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 17,035 companies, not a prediction for STEMED. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director, since 20-12-2023
  • 50%annual accounts 2019
  • 50%annual accounts 2019
Board & ownership

Recent changes

1 director appointed, 1 manager resigning, 1 reappointment Resignation: (manager) · Reappointment: (director) · Appointment: (successor director) · General meeting of 20-12-2023 · Gazette deed
First establishment Ruggeveldlaan 638, Antwerp
Incorporation published on 29-01-1991 · Gazette deed
All 46 events

Comparable companies

same main activity, similar in size and age
Company
STEMED Antwerp €439,571 €69,984 45.2% -
FLYBIRD Harelbeke €397,900 €91,410 36.0% -
WESTBIKES Middelkerke €374,154 €55,235 12.2% -
VIMMODEC Wavre €589,221 €73,030 56.3% -
ANCAR Oudenaarde €375,554 €51,494 47.1% -
GEMA BINGO Hamme (Vl.) €245,396 €79,614 44.9% -
ACTOM Ramillies €375,384 €59,685 80.6% -

These companies have the same main activity as STEMED: renting and leasing of sports and recreation goods (NACE 77210). They are comparable in size and age: total assets between €245,000 and €589,000, founded between 1991 and 2002.

Official details

Source: KBO
Status
Active since 10-01-1991Normal situation
Activity
Renting and leasing of sports and recreation goodsNACE 77210
Establishment unit
2.051.206.6392100 Antwerp, since 02-03-1992
Financial year end
31 December
Peppol
Not found in the Peppol Directory
Company details

Annual accounts 2025

€439,571▼ 5.2%
Filing
Filed on 31-07-2026, on the last day of the filing period
Financials

Insights on STEMED

STEMED files the micro format. That format states no turnover. The gross margin rose from €62,736 in 2006 to €69,984 in 2025.

The balance sheet grew most in 2013 through fixed assets, financed with long-term debt.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about STEMED

What is the company number of STEMED?
The company number of STEMED is 0442.520.235. The VAT number is the same number with BE in front: BE 0442.520.235.
Where is STEMED based?
The registered office is at Ruggeveldlaan 638/640, 2100 Antwerp.Company details
What does STEMED do?
According to the KBO register, the main activity is renting and leasing of sports and recreation goods (NACE 77210).
What is the legal form of STEMED?
STEMED is a private limited company (BV).
When was STEMED founded?
STEMED was founded on 10-01-1991.
Is STEMED still active?
Yes, STEMED is an active enterprise in the KBO register.
What is the turnover of STEMED?
The turnover in financial year 2025 is ≈ €210,000. This figure is estimated from the gross margin of €69,984 and 2,666 comparable companies of the same size. It probably lies between €140,000 and €360,000. It is a rough estimate.Financials
Is STEMED profitable?
In financial year 2025, STEMED made a profit of €14,110.
Where can I find the annual accounts of STEMED?
STEMED filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of STEMED due?
STEMED must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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