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Complete company report
Generated 16-07-2026
Active BE 0448.106.049Public limited company

STEMABE

Renbaanlaan 20 ·1050 Elsene, Belgium· 33 yrs active
Conclusion Checked

The computed 12-month bankruptcy probability of STEMABE is 1.2% (low). The company has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 33 yrs
Locations 1
Publications 1
Bankruptcy probability (12 mo) Checked model v1 · free
1.2% Low
0%0,5%1,5%4%10%≥25%
No NACE activity registered +Higher-failure-rate region +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 1992, 33 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2025 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2025 micro 02-06-2026 2026-00131695
31-12-2024 micro 11-06-2025 2025-00133510
31-12-2023 micro 05-06-2024 2024-00114463
31-12-2022 micro 02-10-2023 2023-00467450
31-12-2021 micro 30-08-2022 2022-20363820
31-12-2020 micro 21-06-2021 2021-22200008
31-12-2019 micro 29-10-2020 2020-66200331
31-12-2018 micro 28-06-2019 2019-25100253
31-12-2017 micro 04-06-2018 2018-16500399
31-12-2016 volledig 30-06-2017 2017-26600288
Legal Structure
NACE primary -
Legal form Public limited company(014)
Incorporation14-08-1992
StatusActive
Postal code1050
Establishment units 1 location
STEMABE
Renbaanlaan 20, 1050 ElseneVerhuur van woningen, exclusief sociale woningen
since 19942.067.080.787
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21443C0190/00S011 Brussels 660 m² 1 · 211 m² 20.4 m · 6 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
02-06-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
2025
11-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
05-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
02-10-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
30-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
29-04-2022
State Gazette act Registered-office change
2021
21-06-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
29-10-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
28-06-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
04-06-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
30-06-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
Belgisch Staatsblad, acts 1 acts
Address history · 1
29-04-2022
Registered-office move
All acts · 1 updated 4 years ago
2022
29-04-2022 Registered office moved to Bruxelles Registered-office change
  • Avenue de l'Hippodrome 20/2 - 1050 Bruxelles
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Avenue de l\u0027Hippodrome 20/2 - 1050 Bruxelles",
        "city": "Bruxelles",
        "region": "brussels_hoofdstedelijk_gewest",
        "street": "Avenue de l\u0027Hippodrome",
        "country": "BE",
        "postcode": "1050",
        "box_number": null,
        "street_number": "20/2",
        "locality_suffix": null
      },
      "old_address": null,
      "effective_date": "2022-04-22",
      "evidence_quote": "L\u0027assembl\u00E9e d\u00E9cide de transf\u00E9rer le si\u00E8ge social, \u00E0 dater de ce jour, \u00E0 l\u0027adresse suivante:",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "inferred",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "immediate",
      "statutaire_vs_werkelijke": null,
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    },
    {
      "kind": "zetel_clause_amendment_no_move",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "avenue de la Basilique 378/29 \u00E0 1081 Koekelberg",
        "city": "Koekelberg",
        "region": "brussels_hoofdstedelijk_gewest",
        "street": "avenue de la Basilique",
        "country": "BE",
        "postcode": "1081",
        "box_number": "29",
        "street_number": "378",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "avenue de la Basilique 378 bo\u00EEte 29 - 1081 Koekelberg",
        "city": "Koekelberg",
        "region": "brussels_hoofdstedelijk_gewest",
        "street": "avenue de la Basilique",
        "country": "BE",
        "postcode": "1081",
        "box_number": "29",
        "street_number": "378",
        "locality_suffix": null
      },
      "effective_date": null,
      "evidence_quote": "L\u0027assembl\u00E9e accepte, avec effet au 24/01/2021, la d\u00E9mission en tant qu\u0027administrateur de Madame VAN ZANDYCKE Monique, r\u00E9sident avenue de la Basilique 378/29 \u00E0 1081 Koekelberg.",
      "region_changed": false,
      "is_statute_change": false,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "not_specified",
      "statutaire_vs_werkelijke": null,
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    },
    {
      "kind": "zetel_clause_amendment_no_move",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "avenue Franklin Roosevelt 220 \u00E0 1050 Bruxelles",
        "city": "Bruxelles",
        "region": "brussels_hoofdstedelijk_gewest",
        "street": "avenue Franklin Roosevelt",
        "country": "BE",
        "postcode": "1050",
        "box_number": null,
        "street_number": "220",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "avenue Franklin Roosevelt 220 \u00E0 1050 Bruxelles",
        "city": "Bruxelles",
        "region": "brussels_hoofdstedelijk_gewest",
        "street": "avenue Franklin Roosevelt",
        "country": "BE",
        "postcode": "1050",
        "box_number": null,
        "street_number": "220",
        "locality_suffix": null
      },
      "effective_date": "2021-08-01",
      "evidence_quote": "L\u0027assembl\u00E9e accepte avec effet au 01.08.2021 de nommer comme administrateur: -Monsieur Benjamin CADIERE, domicili\u00E9 avenue Franklin Roosevelt 220 \u00E0 1050 Bruxelles",
      "region_changed": false,
      "is_statute_change": false,
      "nationality_change": false,
      "old_address_source": "inferred",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "immediate",
      "statutaire_vs_werkelijke": null,
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    },
    {
      "kind": "zetel_clause_amendment_no_move",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "avenue de l\u0027Hippodrome 20/2 \u00E0 1050 Bruxelles",
        "city": "Bruxelles",
        "region": "brussels_hoofdstedelijk_gewest",
        "street": "avenue de l\u0027Hippodrome",
        "country": "BE",
        "postcode": "1050",
        "box_number": null,
        "street_number": "20/2",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "avenue de l\u0027Hippodrome 20/2 \u00E0 1050 Bruxelles",
        "city": "Bruxelles",
        "region": "brussels_hoofdstedelijk_gewest",
        "street": "avenue de l\u0027Hippodrome",
        "country": "BE",
        "postcode": "1050",
        "box_number": null,
        "street_number": "20/2",
        "locality_suffix": null
      },
      "effective_date": null,
      "evidence_quote": "L\u0027assembl\u00E9e accepte de reconduire le mandat d\u0027administrateur de Monsieur CADIERE Guy-Bemard, domicili\u00E9 avenue de l\u0027Hippodrome 20/2 \u00E0 1050 Bruxelles",
      "region_changed": false,
      "is_statute_change": false,
      "nationality_change": false,
      "old_address_source": "inferred",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "not_specified",
      "statutaire_vs_werkelijke": null,
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    },
    {
      "kind": "zetel_clause_amendment_no_move",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "avenue de la Basilique 378 bo\u00EEte 29 \u00E0 1081 Koekelberg",
        "city": "Koekelberg",
        "region": "brussels_hoofdstedelijk_gewest",
        "street": "avenue de la Basilique",
        "country": "BE",
        "postcode": "1081",
        "box_number": "29",
        "street_number": "378",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "avenue de la Basilique 378 bo\u00EEte 29 \u00E0 1081 Koekelberg",
        "city": "Koekelberg",
        "region": "brussels_hoofdstedelijk_gewest",
        "street": "avenue de la Basilique",
        "country": "BE",
        "postcode": "1081",
        "box_number": "29",
        "street_number": "378",
        "locality_suffix": null
      },
      "effective_date": null,
      "evidence_quote": "L\u0027assembl\u00E9e accepte de reconduire le mandat d\u0027administrateur de Monsieur CADIERE L\u00E9on, domicili\u00E9 avenue de la Basilique 378 bo\u00EEte 29 \u00E0 1081 Koekelberg.",
      "region_changed": false,
      "is_statute_change": false,
      "nationality_change": false,
      "old_address_source": "inferred",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "not_specified",
      "statutaire_vs_werkelijke": null,
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2022-04-29",
    "filing_date": null,
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "date": "2021-08-01",
    "unanimous": true
  },
  "subject_company": {
    "kbo": "0448.106.049",
    "name_full": "STEMAB\u0415",
    "legal_form": "Soci\u00E9t\u00E9 Anonyme"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Maxime Fontigny",
    "org_rep_person_name": null,
    "person_role_at_subject": "Mandataire"
  },
  "co_filed_documents": []
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameFR STEMABE
Registered office
Renbaanlaan 20 bus 2
1050 Elsene, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative