STEMA

Active Public limited companyfounded 2000active for 26 yearsWiedauwkaai 87, 9000 GhentKBO/BCE: BE 0469.263.036 subsidiary of

STEMA

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Overview

Lifetime

20 annual accounts with figures on one time axis, 26 filings since 2000

peak €88,717 (2006)

€56,770▼ 3.1%

lowest -€11,424 (2011)

€32,776▼ 9.8%

peak €283,328 (2009)

€186,400▲ 4.4%

€30,006▼ 50.7%

Board3 names since 2017

2 directors and 1 other

Owners

98.39%

Documentsfilings and deeds

20-08-202620 days late

2025micro format

Dividend €25,000Debts from €60,837 to €30,006Cash from €64,919 to €40,239

Key points

from the 2025 annual accounts

Equity

€186,400 ▲ 4.4%

STEMA paid out €25,000 in dividends. That is 76% of the 2025 profit.

Turnover

≈ €170,000 estimated

The micro format states no turnover.

Filings

26 annual accounts since 2000

Two of the last ten came late. The 2024 accounts came latest: 47 days after the end of the period.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 31,386 companies had the same profile as STEMA has now. Each dot stands for 79 companies, two years later.

93.4%

were still trading

6.0%

stopped another way

0.5%

went bankrupt

Micro
20 years or older
solvency 30% or more
a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group	Expected	Actual
1	0.2%	0.2%
2	0.3%	0.5%
3	0.5%	0.6%
4	0.7%	0.8%
5	0.9%	0.9%
6	1.3%	1.5%
7	1.6%	1.8%
8	1.8%	1.8%
9	2.9%	3.1%
10	5.6%	6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 31,386 companies, not a prediction for STEMA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director,

Director

98.39%equity €11.3m (2025) · 2025 annual accounts of

Board & ownership

Recent changes

21-08-2025

Registered in the Peppol Directory Reachable for e-invoices through 0208:0469263036

30-01-2024

Amendment of the articles · Resignations & appointments Gazette deed

04-08-2020

2 directors reappointed and (managing director) · Permanent representative: · General meeting of 26-06-2020 · Gazette deed

09-10-2017

3 directors reappointed (managing director), and · Permanent representative: · General meeting of 26-05-2017 · Gazette deed

All 38 events

Official details

Source: KBO

Status: Active since 04-01-2000Normal situation
Registered office: 11 active companies are registered at this addressSource: KBO register, as of 13 November 2026.
Activity: “Het kopen, verkopen, ruilen, huren, verhuren, onderverhuren, valoriseren, verbouwen, verkavelen en verwezenlijken van alle…” (deed in Dutch)From the articles, 5 activitiesNo NACE code in the KBO yet
Establishment unit: 2.099.375.6519000 Ghent, since 16-02-2000
Financial year end: 31 December
Peppol: Reachable since 21-08-2025

Company details

Annual accounts 2025

: €56,770▼ 3.1%
: €32,776▼ 9.8%
: €186,400▲ 4.4%
: €216,406▼ 9.6%
Filing: Filed on 20-08-2026

Financials

Insights on STEMA

STEMA files the micro format. That format states no turnover. The gross margin fell from €88,717 in 2006 to €56,770 in 2025.

holds 98.39% of the shares.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 20-08-2026, 20 days late

€56,770

▼ 3.1%

€43,570

▼ 8.7%

€32,776

▼ 9.8%

€22,921

▲ 82.0%

86.1%

▲ 11.5 percentage points

1.76

▲ 0.56

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €170,000. Estimated: probably between €110,000 and €300,000.

Balance sheet

balance sheet total €216,406 on 31-12-2025

What the company ownsHow it is paid for

in euro

Filed annual accounts

as filed with the National Bank, click a year to choose it

Line	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006
Balance sheet: assets
`20/58`	216,406	239,462	252,735	225,529	218,925	195,513	191,013	178,352	188,402	267,425	292,226	291,985	300,274	344,866	383,622	431,875	369,998	391,750	453,787	374,087
`21/28`	163,480	166,030	144,284	149,483	154,683	131,407	134,952	137,323	162,300	188,234	216,862	252,195	292,249	324,853	366,759	413,533	366,223	381,907	362,809	340,582
`22/27`	163,480	166,030	144,284	149,483	154,683	131,407	134,952	137,323	162,300	188,234	216,862	252,195	292,249	324,853	366,759	413,533	366,223	381,907	362,809	340,582
`22`	163,480	166,030	144,284	149,483	154,683	131,407	134,952	137,323	162,300	188,234	216,862	252,195	292,249	324,853	366,759	413,533	366,223	381,907	362,809	340,582
`29/58`	52,926	73,432	108,451	76,045	64,242	64,106	56,061	41,030	26,102	79,191	75,364	39,790	8,025	20,013	16,863	18,342	3,775	9,843	90,978	33,505
`40/41`	7,873	8,512	4,884	6,568	6,568	1,951	-	783	683	-	20,500	20,500	502	2,552	10,054	5,000	1,494	3,228	17,486	11,300
`40`	-	917	911	-	-	-	-	712	683	-	-	-	-	-	-	-	-	-	-	-
`41`	7,873	7,595	3,973	6,568	6,568	1,951	-	70	-	-	20,500	20,500	502	2,552	10,054	5,000	1,494	3,228	17,486	11,300
`54/58`	40,239	64,919	103,567	64,504	56,878	61,394	55,321	40,247	25,419	79,191	54,864	18,591	6,869	15,252	5,730	13,342	904	6,588	67,619	17,339
`490/1`	4,814	-	0	4,973	796	762	740	-	-	-	-	699	654	2,209	1,080	-	1,378	26	5,873	4,866
Balance sheet: equity and liabilities
`10/49`	216,406	239,462	252,735	225,529	218,925	195,513	191,013	178,352	188,402	267,425	292,226	291,985	300,274	344,866	383,622	431,875	369,998	391,750	453,787	374,087
`10/15`	186,400	178,625	202,301	222,245	183,562	153,737	149,599	146,193	153,444	159,842	239,939	282,204	270,194	262,919	270,944	282,368	283,328	273,242	262,335	251,018
`10/11`	62,000	62,000	62,000	62,000	62,000	62,000	62,000	62,000	62,000	62,000	62,000	62,000	62,000	62,000	62,000	62,000	62,000	62,000	62,000	62,000
`10`	62,000	62,000	62,000	62,000	62,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`100`	62,000	62,000	62,000	62,000	62,000	62,000	62,000	62,000	62,000	62,000	62,000	62,000	62,000	62,000	62,000	62,000	62,000	62,000	62,000	62,000
`12`	15,748	15,748	15,748	15,748	15,748	15,748	15,748	15,748	15,748	15,748	15,748	15,748	15,748	15,748	15,748	15,748	15,748	15,748	15,748	15,748
`13`	108,200	99,200	123,200	143,200	105,200	75,200	71,200	68,200	75,200	81,200	161,200	116,200	106,200	106,200	117,525	126,733	130,942	125,150	114,358	103,099
`130/1`	6,200	6,200	6,200	6,200	6,200	6,200	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`130`	6,200	6,200	6,200	6,200	6,200	6,200	6,200	6,200	6,200	6,200	6,200	6,200	6,200	6,200	6,200	6,200	6,200	6,200	6,200	6,200
`132`	-	-	-	-	-	-	-	-	-	-	-	-	-	-	21,325	30,533	39,742	48,950	58,158	66,899
`133`	102,000	93,000	117,000	137,000	99,000	69,000	65,000	62,000	69,000	75,000	155,000	110,000	100,000	100,000	90,000	90,000	85,000	70,000	50,000	30,000
`14`	452	1,677	1,353	1,297	614	789	651	245	496	894	991	88,256	86,246	78,971	75,671	77,887	74,638	70,344	70,228	70,170
`16`	-	-	-	-	-	-	-	-	-	-	-	-	-	-	10,981	15,722	20,464	25,205	29,947	34,448
`168`	-	-	-	-	-	-	-	-	-	-	-	-	-	-	10,981	15,722	20,464	25,205	29,947	34,448
`17/49`	30,006	60,837	50,434	3,284	35,363	41,776	41,413	32,160	34,958	107,583	52,286	9,780	30,080	81,947	101,697	133,785	66,207	93,302	161,505	88,622
`17`	-	-	-	-	-	-	-	-	-	-	-	-	8,994	55,070	75,447	124,191	50,000	16,817	81,293	61,354
`170/4`	-	-	-	-	-	-	-	-	-	-	-	-	8,994	55,070	75,447	124,191	50,000	16,817	81,293	61,354
`42/48`	30,006	60,837	50,434	3,284	35,363	41,776	41,413	32,160	34,958	107,583	52,286	9,780	21,086	26,877	26,250	9,594	16,187	76,160	80,210	27,268
`42`	-	-	-	-	-	-	-	-	-	-	-	8,994	21,076	20,377	19,696	1,689	6,817	74,475	76,104	27,268
`43`	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	817	43	-	-
`430/8`	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	817	43	-	-
`44`	5,006	837	434	389	363	363	-	100	-	-	137	787	10	-	55	55	1,452	1,641	4,106	-
`440/4`	5,006	837	434	389	363	363	-	100	-	-	137	787	10	-	55	55	1,452	1,641	4,106	-
`45`	-	-	0	2,894	-	6,413	6,413	2,060	9,958	7,583	2,149	-	-	-	-	-	-	-	-	-
`450/3`	-	-	0	2,894	-	6,413	6,413	2,060	9,958	7,583	2,149	-	-	-	-	-	-	-	-	-
`47/48`	25,000	60,000	50,000	-	35,000	35,000	35,000	30,000	25,000	100,000	50,000	-	-	6,500	6,500	7,850	7,100	-	-	-
`492/3`	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	20	325	3	-
Income statement
`9900`	56,770	58,575	51,384	61,389	46,788	60,204	61,400	61,415	58,556	58,575	49,292	58,347	58,517	35,278	41,483	52,444	55,064	56,656	48,333	88,717
`630`	7,832	5,625	5,200	5,200	4,021	3,544	2,371	24,977	25,934	28,628	35,333	41,591	45,121	46,822	49,679	49,316	37,238	34,543	27,838	21,580
`640/8`	5,368	5,206	5,062	4,573	4,474	4,443	4,183	4,106	4,038	3,948	3,938	3,936	3,896	3,798	3,661	3,581	3,598	4,820	3,230	3,179
`9901`	43,570	47,745	41,122	51,617	38,293	52,217	54,846	32,333	28,584	25,999	10,021	12,820	9,500	-15,341	-11,857	-453	14,229	17,293	17,265	63,958
`75/76B`	-	-	-	-	-	-	-	-	-	-	5	5	9	34	15	2	209	41	520	34
`75`	-	-	-	-	-	-	-	-	-	-	5	5	9	34	15	2	209	41	520	34
`65/66B`	45	44	39	39	37	30	26	24	24	24	140	811	2,234	3,699	4,323	5,251	5,447	7,490	5,361	6,560
`65`	45	44	39	39	37	30	26	24	24	24	140	811	2,234	3,699	4,323	5,251	5,447	7,490	5,361	6,560
`9903`	43,525	47,701	41,083	51,578	38,257	52,187	54,820	32,309	28,560	25,975	9,886	12,014	7,275	-19,006	-16,166	-5,701	8,990	9,844	12,424	57,432
`67/77`	10,749	11,378	11,027	12,894	8,432	13,049	16,413	9,560	9,958	6,073	2,151	3	-	-	-	-	3,647	3,678	5,608	13,894
`9904`	32,776	36,323	30,056	38,683	29,825	39,138	38,407	22,749	18,602	19,902	7,735	12,010	7,275	-8,025	-11,424	-960	10,085	10,908	11,317	35,794
`789`	-	-	-	-	-	-	-	-	-	-	-	-	-	21,325	9,208	9,208	9,208	9,208	8,741	4,612
`689`	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	19,652
`9905`	32,776	36,323	30,056	38,683	29,825	39,138	38,407	22,749	18,602	19,902	7,735	12,010	7,275	13,299	-2,215	8,249	19,294	20,116	20,058	20,754
Appropriation of the result
`9906`	34,452	37,677	31,353	39,297	30,614	39,789	38,651	23,245	19,496	20,894	95,991	98,256	86,246	88,971	75,671	82,887	89,638	90,344	90,228	80,170
`14P`	1,677	1,353	1,297	614	789	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`791/2`	-	24,000	20,000	-	-	-	-	7,000	6,000	80,000	-	-	-	-	-	-	-	-	-	-
`691/2`	9,000	-	0	38,000	30,000	4,000	3,000	-	-	-	45,000	10,000	-	10,000	-	5,000	15,000	20,000	20,000	10,000
`6921`	9,000	-	0	38,000	30,000	4,000	3,000	-	-	-	45,000	10,000	-	10,000	-	5,000	15,000	20,000	20,000	10,000
`694/7`	25,000	60,000	50,000	-	-	35,000	35,000	30,000	25,000	100,000	50,000	-	-	-	-	-	-	-	-	-
`694`	25,000	60,000	50,000	-	-	35,000	35,000	30,000	25,000	100,000	50,000	-	-	-	-	-	-	-	-	-
Document	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF

The accounts for 6 older financial years (2000-2005) were filed as documents without figures as data, scans for example.

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 20-08-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 20 days after the deadline. Filed on 20 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00413740.

Financial year	Type	Filed	Reference	Document
31-12-2025	micro format	20-08-2026	2026-00413740	PDF
31-12-2024	micro format	16-09-2025	2025-00495014	PDF
31-12-2023	micro format	27-06-2024	2024-00167815	PDF
31-12-2022	micro format	30-06-2023	2023-00177392	PDF
31-12-2021	micro format	23-07-2022	2022-20214443	PDF
31-12-2020	micro format	18-06-2021	2021-21000038	PDF
31-12-2019	micro format	03-07-2020	2020-25100245	PDF
31-12-2018	micro format	18-06-2019	2019-19000046	PDF
31-12-2017	micro format	20-07-2018	2018-34900249	PDF
31-12-2016	abbreviated format	19-06-2017	2017-17900433	PDF
31-12-2015	abbreviated format	22-08-2016	2016-43700384	PDF
31-12-2014	abbreviated format	30-06-2015	2015-25200526	PDF
31-12-2013	abbreviated format	03-06-2014	2014-15200165	PDF
31-12-2012	abbreviated format	26-07-2013	2013-35700196	PDF
31-12-2011	abbreviated format	01-08-2012	2012-38000087	PDF
31-12-2010	abbreviated format	27-06-2011	2011-21500199	PDF
31-12-2009	abbreviated format	12-07-2010	2010-29800428	PDF
31-12-2008	abbreviated format	31-08-2009	2009-70700139	PDF
31-12-2007	abbreviated format	26-08-2008	2008-64000108	PDF
31-12-2006	abbreviated format	24-08-2007	2007-60800022	PDF
31-12-2005	abbreviated format	30-05-2006	2006-17702903	PDF
31-12-2004	abbreviated format	31-05-2005	2005-18801959	PDF
31-12-2003	abbreviated format	30-06-2004	2004-37305116	PDF
31-12-2002	abbreviated format	18-06-2003	2003-26104246	PDF
31-12-2001	abbreviated format	02-09-2002	2002-52503511	PDF
31-12-2000	abbreviated format	21-06-2001	2001-24705261	PDF

Key figures and ratios

per financial year, computed from the annual accounts

2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006
51,402	53,369	46,322	56,817	42,315	55,761	57,217	57,310	54,518	54,627	45,354	54,411	54,621	31,481	37,822	48,863	51,466	51,837	45,103	85,538
40,608	41,948	35,256	43,883	33,846	42,682	40,778	47,726	44,536	48,530	43,068	53,602	52,396	38,797	38,255	48,356	47,323	45,451	39,155	57,374
5,282	27,371	0	0	27,297	0	0	0	0	0	0	1,538	12,517	4,916	2,904	96,626	21,553	53,642	50,065	29,771
-24,680	-38,648	39,063	7,626	-4,516	6,072	15,074	14,828	-53,772	24,327	36,273	11,722	-8,383	9,522	-7,612	12,438	-5,685	-61,031	50,280	-
22,921	12,594	58,017	72,762	28,879	22,329	14,648	8,870	-8,856	-28,392	23,078	30,009	-13,061	-6,864	-9,387	8,748	-12,411	-66,317	10,768	6,237
86.1%	74.6%	80.0%	98.5%	83.8%	78.6%	78.3%	82.0%	81.4%	59.8%	82.1%	96.7%	90.0%	76.2%	70.6%	65.4%	76.6%	69.7%	57.8%	67.1%
1.76	1.21	2.15	23.16	1.82	1.53	1.35	1.28	0.75	0.74	1.44	4.07	0.38	0.74	0.64	1.91	0.23	0.13	1.13	1.23
0.16	0.34	0.25	0.01	0.19	0.27	0.28	0.22	0.23	0.67	0.22	0.03	0.11	0.31	0.38	0.47	0.23	0.34	0.62	0.35
17.6%	20.3%	14.9%	17.4%	16.2%	25.5%	25.7%	15.6%	12.1%	12.5%	3.2%	4.3%	2.7%	-3.1%	-4.2%	-0.3%	3.6%	4.0%	4.3%	14.3%
15.1%	15.2%	11.9%	17.2%	13.6%	20.0%	20.1%	12.8%	9.9%	7.4%	2.6%	4.1%	2.4%	-2.3%	-3.0%	-0.2%	2.7%	2.8%	2.5%	9.6%
over 100	over 100	over 100	over 100	over 100	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired

Item	2025	2024	2023	2022	2021
Tangible fixed assets	€5,282	€27,371	-	-	€27,297
	€7,832	€5,625	€5,200	€5,200	€4,021

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on STEMA

The operating result for 2025 is 9% lower than in 2024.

Debt's share of the balance-sheet total falls from 25.4% to 13.9%. Equity is higher and debt is lower.

Board & ownership

Board

2 directors, last change in 2020

Director, permanent representative

current term since 29-05-2026 term until 29-05-2032

listed in the 2025 annual accounts, filed on 20-08-2026

Director

current term since 29-05-2026 term until 29-05-2032

listed in the 2025 annual accounts, filed on 20-08-2026

Permanent representatives 1

Permanent representative, for

in office according to the deed of 09-10-2017

Office holders in the KBO →

Mandates through the years

3 names, the dashed line is today

Director

Managing director

BoardEarlierRest of the termmandate already running before its first mentionend not dated

Mandates as a list

- Director, since before 26-05-2017
- Managing director, from before 29-05-2020, last mentioned in 2020
- Director, since before 26-05-2017
- Director, from before 26-05-2017, last mentioned in 2017
- Managing director, from before 26-05-2017, last mentioned in 2017

See the board, name and registered office on a given date →

Control

Parent

Equity €11.3m

Profit €236,846 in 2025 (profit €103,918 in 2024)

Source: accounts 2025

98.39%

This company

STEMA

Equity €186,400

Profit €32,776 in 2025

Capital

Capital: €62,000
Shares: 62
Contribution per share: €1,000
Equity per share: €3,006 in 2025
Source: deed of 30-01-2024

Owners through the years

as the annual accounts name them

100%99.99%98.39%

98.39%

Owners as a list

- 2007 to 2015: 100%
- 2016 to 2019: 99.99%
- 2020 to 2025: 98.39%

Source: lists of holdings in the owners' accounts

Articles of association

deed of 30-01-2024 (in Dutch)

Duration: Unlimited
Board rule: Term of at most 6 years
Annual meeting: Last Friday of May at 18:00

Network & group

Group

has 7 holdings (2025 accounts), the bar shows equity in euros

Parent7 holdings, 1 country 2025 accounts

Belgium 7 Equity Result

BE STEMA98.39% €186,400 result €32,776
BE 85% €1.9m result €145,305
BE 99.87% €1.4m result €272,144
BE 99.95% €1.2m result €66,568
BE €939,461 result -€46,191
BE 99.67% €509,298 result €26,710
BE 50% €219,545 result €23,159

Source: list of holdings in the 2025 accounts of . Every holding stands with its own latest accounts.

At the same address

Wiedauwkaai 87, 9000 Ghent · 10 other companies

ISS FACILITY SERVICES establishment since 13-12-2013 · founded in 1955	5,283 FTE (2025) 0403.313.330
EURABO establishment since 01-05-2011 · founded in 1997	35 FTE (2025) 0461.610.429
HOLDING IMMOTUR registered office since 05-01-1988 · founded in 1981	total assets €11.5m (2025) 0421.652.763
VANCANIM registered office since 27-12-1989 · founded in 1989	total assets €3.0m (2025) 0438.906.093
IMMO DAUWE registered office since 20-10-1988 · founded in 1988	total assets €2.1m (2025) 0435.528.218
Q-CLEAN establishment since 20-11-2009 · founded in 2009 · group ISS FACILITY SERVICES	10 FTE (2025) 0820.752.038
Furniture Alcos registered office since 09-04-2003 · founded in 1999	2.6 FTE (2025) 0466.110.437
IMMO POMPIERKE registered office since 29-03-1996 · founded in 1995	total assets €1.3m (2025) 0456.581.671
DIVACO registered office since 01-12-1982 · founded in 1983	total assets €684,102 (2025) 0424.817.438
CVC INVEST registered office since 08-03-2012 · founded in 2012	total assets €646,616 (2025) 0843.949.290

Connections & network

1 connected company

Depth

The connected companies are in the list below.

This company Company Director Shareholding +N: links not shown yet

Linked via shared directors

via · Director · deed of 12-12-2024

Founded in 1988 · total assets €2.1m (2025)

Timeline

38 events since 2000

Board

Filings

Financial

Establishments

200020052010201520202025

Deadline for the 2026 accounts: 31-07-2027

2026

20-08-2026

Annual accounts 2025 filed NBBmicro format · 20 days late

2025

16-09-2025

Annual accounts 2024 filed PDFmicro format · 47 days late

21-08-2025

Registered in the Peppol Directory Reachable for e-invoices through 0208:0469263036

2024

27-06-2024

Annual accounts 2023 filed PDFmicro format · 34 days before the deadline

30-01-2024

Amendment of the articles · Resignations & appointments2 points ▸

Capital, €62,000, 62 shares
Power of attorney,
The deed holds 8 more points.

Open the deed in the Belgian Official Gazette

2023

30-06-2023

Annual accounts 2022 filed PDFmicro format · 31 days before the deadline

2022

31-12-2022

Liquidity more than 12 times current ratio 23.16 The current ratio rises from 1.82 to 23.16. Short-term debt falls from €35,363 to €3,284.

23-07-2022

Annual accounts 2021 filed PDFmicro format · 8 days before the deadline

2021

18-06-2021

Annual accounts 2020 filed PDFmicro format · 43 days before the deadline

2020

31-12-2020

Highest result from 2006 to 2025 net €39,138 ▲1.9% The net result of €39,138 is the highest of those years.

04-08-2020

2 directors reappointed and (managing director) · Permanent representative: · General meeting of 26-06-20205 points ▸

General meeting, 26-06-2020
Director reappointment,
Director reappointment,
Permanent representative,
Director reappointment, (managing director)
The deed holds 2 more points.

Open the deed in the Belgian Official Gazette

03-07-2020

Annual accounts 2019 filed PDFmicro format · 28 days before the deadline

2019

18-06-2019

Annual accounts 2018 filed PDFmicro format · 43 days before the deadline

2018

20-07-2018

Annual accounts 2017 filed PDFmicro format · 11 days before the deadline

2017

09-10-2017

3 directors reappointed (managing director), and · Permanent representative: · General meeting of 26-05-20177 points ▸

General meeting, 26-05-2017
Director reappointment,
Director reappointment,
Director reappointment,
Permanent representative,
Board meeting, 26-05-2017
Director reappointment, (managing director)
The deed holds 1 more point.

Open the deed in the Belgian Official Gazette

19-06-2017

Annual accounts 2016 filed PDFabbreviated format · 42 days before the deadline

2016

22-08-2016

Annual accounts 2015 filed PDFabbreviated format · 22 days late

2015

30-06-2015

Annual accounts 2014 filed PDFabbreviated format · 31 days before the deadline

2014

31-12-2014

Liquidity more than 10 times current ratio 4.07 The current ratio rises from 0.38 to 4.07. Short-term debt falls from €21,086 to €9,780.

03-06-2014

Annual accounts 2013 filed PDFabbreviated format · 58 days before the deadline

2013

31-12-2013

Back to profit net €7,275 The net result is €7,275, after 3 loss-making years.

26-07-2013

Annual accounts 2012 filed PDFabbreviated format · 5 days before the deadline

2012

01-08-2012

Annual accounts 2011 filed PDFabbreviated format · 1 day late

2011

31-12-2011

Weakest financial year net -€11,424 The net result drops to -€11,424, the lowest from 2006 to 2025. It recovers the following year.

27-06-2011

Annual accounts 2010 filed PDFabbreviated format · 34 days before the deadline

2010

31-12-2010

Liquidity more than 8 times current ratio 1.91 The current ratio rises from 0.23 to 1.91. Short-term debt falls from €16,187 to €9,594.

12-07-2010

Annual accounts 2009 filed PDFabbreviated format · 19 days before the deadline

2009

31-08-2009

Annual accounts 2008 filed PDFabbreviated format · 31 days late

2008

26-08-2008

Annual accounts 2007 filed PDFabbreviated format · 26 days late

2007

24-08-2007

Annual accounts 2006 filed PDFabbreviated format · 24 days late

2006

30-05-2006

Annual accounts 2005 filed PDFabbreviated format

2005

31-05-2005

Annual accounts 2004 filed PDFabbreviated format

2004

30-06-2004

Annual accounts 2003 filed PDFabbreviated format

2003

18-06-2003

Annual accounts 2002 filed PDFabbreviated format

2002

02-09-2002

Annual accounts 2001 filed PDFabbreviated format

2001

21-06-2001

Annual accounts 2000 filed PDFabbreviated format

2000

16-02-2000

First establishment Wiedauwkaai 87, Ghent

04-01-2000

Incorporation published on 14-01-2000

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official Gazette Filings with the National Bank

History

STEMA was incorporated on 4 January 2000.¹ Total assets rose from €178,352 in 2018 to €216,406 in 2025.²

Company details

Identity

Enterprise number: 0469.263.036
VAT number: BE 0469.263.036
Peppol ID: 0208:0469263036
Other Peppol ID: 9925:BE0469263036
Legal form: Public limited company
Status: Active, normal situation
Founded: 04-01-2000
Financial year: ends on 31 December
Annual meeting: Last Friday of May at 18:00
deed of 30-01-2024 (in Dutch)
Peppol: Reachable since 21-08-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name: STEMA in Dutch
Entity type: Legal entity
Duration: Unlimited
deed of 30-01-2024 (in Dutch)
Registered office clause: “Vlaams Gewest”
deed of 30-01-2024 (in Dutch)

Activities

Purpose: “Het kopen, verkopen, ruilen, huren, verhuren, onderverhuren, valoriseren, verbouwen, verkavelen en verwezenlijken van alle onroerende…”
5 activities
Het kopen, verkopen, ruilen, huren, verhuren, onderverhuren, valoriseren, verbouwen, verkavelen en verwezenlijken van alle onroerende goederen
Het nemen en afstaan van optierechten voor het kopen van onroerende goederen of immobiliënmaatschappijen
De expertise en agentschapsdiensten inzake onroerende goederen
Het laten of doen bouwen van huizen, villa’s, appartementen
Het ondernemen van alle afbraak- en grondwerken
deed of 30-01-2024 (in Dutch)

Registered office and establishments

1 establishment

Establishment	Since	Unit number
Wiedauwkaai 87 registered office 9000 Ghent 68201 Renting and operating of own or leased residential real estate, excluding social housing	16-02-2000	2.099.375.651

Buildings and parcels at the address

Ground area: 1.4 ha
Buildings: 289 m²
Volume, LiDAR: 867 m³
Tallest building: 8.1 m

Buildings to scale, each on its own parcel

registered office establishment The establishment unit on the map

11 companies at this address See who is registered here

Parcels

Cadastral parcel	Area	Buildings	Height / floors
44807G0474/00B003	1.4 ha	1 · 289 m²	8.1 m

Overview

Lifetime

Key points

Equity

Turnover

Filings

Checked score

Score breakdown

Comparable companies, two years later

Credit verdict

Signals

Board and ownership

Recent changes

Official details

Annual accounts 2025

Insights on STEMA

Financials

Annual accounts 2025

Balance sheet

Change in equityin euro

Change in cashin euro

Filed annual accounts

Filings

Key figures and ratios

Investments

Insights on STEMA

Board & ownership

Board

Mandates through the years

Control

Capital

Owners through the years

Articles of association

Network & group

Group

Belgium 7 Equity Result

At the same address

Connections & network

Timeline

Timeline

History

Company details

Identity

Activities

Registered office and establishments

Buildings and parcels at the address

Location

Parcels

in euro

in euro