Equity
€186,400 ▲ 4.4%
STEMA paid out €25,000 in dividends. That is 76% of the 2025 profit.
STEMA
Lifetime
20 annual accounts with figures on one time axis, 26 filings since 2000peak €88,717 (2006)
€56,770▼ 3.1%
lowest -€11,424 (2011)
€32,776▼ 9.8%
peak €283,328 (2009)
€186,400▲ 4.4%
€30,006▼ 50.7%
Board3 names since 2017
2 directors and 1 other
Owners
98.39%
Documentsfilings and deeds
20-08-202620 days late
2025micro format
Dividend €25,000Debts from €60,837 to €30,006Cash from €64,919 to €40,239
Key points
from the 2025 annual accountsChecked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 31,386 companies had the same profile as STEMA has now. Each dot stands for 79 companies, two years later.
93.4%
were still trading
6.0%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,386 companies, not a prediction for STEMA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Board and ownership
Director,
Director
- 98.39%equity €11.3m (2025) · 2025 annual accounts of
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0469263036
Amendment of the articles · Resignations & appointments
Gazette deed
2 directors reappointed
and (managing director) · Permanent representative: · General meeting of 26-06-2020 · Gazette deed
3 directors reappointed
(managing director), and · Permanent representative: · General meeting of 26-05-2017 · Gazette deed
Official details
Source: KBO- Status
- Active since 04-01-2000Normal situation
- Registered office
- 11 active companies are registered at this addressSource: KBO register, as of 13 November 2026.
- Activity
- “Het kopen, verkopen, ruilen, huren, verhuren, onderverhuren, valoriseren, verbouwen, verkavelen en verwezenlijken van alle…” (deed in Dutch)From the articles, 5 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.099.375.6519000 Ghent, since 16-02-2000
- Financial year end
- 31 December
- Peppol
- Reachable since 21-08-2025
Insights on STEMA
STEMA files the micro format. That format states no turnover. The gross margin fell from €88,717 in 2006 to €56,770 in 2025.
holds 98.39% of the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about STEMA
- What is the company number of STEMA?
- The company number of STEMA is 0469.263.036. The VAT number is the same number with BE in front: BE 0469.263.036.
- Where is STEMA based?
- The registered office is at Wiedauwkaai 87, 9000 Ghent.Company details
- What is the legal form of STEMA?
- STEMA is a public limited company (NV).
- When was STEMA founded?
- STEMA was founded on 04-01-2000.
- Is STEMA still active?
- Yes, STEMA is an active enterprise in the KBO register.
- What is the turnover of STEMA?
- The turnover in financial year 2025 is ≈ €170,000. This figure is estimated from the gross margin of €56,770 and 2,662 comparable companies of the same size. It probably lies between €110,000 and €300,000. It is a rough estimate.Financials
- Is STEMA profitable?
- In financial year 2025, STEMA made a profit of €32,776.
- Where can I find the annual accounts of STEMA?
- STEMA filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of STEMA due?
- STEMA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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