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STEMA

Active Public limited companyfounded 1993active for 33 yearsRue de Ciney 179, 5350 OheyKBO/BCE: BE 0450.155.125 subsidiary of ROMILLE#3 company by equity in Ohey, Wholesale and retail trade sector
STEMA
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Overview

Lifetime

20 annual accounts with figures on one time axis, 32 filings since 1994
peak €1.0m (2020)
€782,869▼ 15.1%
lowest -€112,226 (2019)
€64,489▼ 68.5%
peak €1.7m (2024)
€1.7m▼ 0.3%
€1.1m▼ 7.7%
peak 14.2 FTE (2017)
11.5 FTE▲ 1.8%
Board3 names since 2012
1 directorGOFFIN Camille
Owners
99.73%ROMILLE
Documentsfilings and deeds
29-08-202629 days late
2025financial year
Gross margin from €921,871 to €782,869Result from €204,654 to €64,489Dividend €70,000

Key points

from the 2025 annual accounts

Equity

€1.7m ▼ 0.3%
1.72024+0.06Profit-0.07Dividend1.72025

STEMA paid out €70,000 in dividends. That is 109% of the 2025 profit.

Result

€64,489 ▼ 68.5%
€205,0002024€64,5002025

The result fell in 2025 from €204,654 to €64,489.

Staff

15 employees on 31-12-2025
892021112022782023662024872025

In 2025, 8 people joined and 7 left.

2025 accounts filed 29 days after the deadline

Checked score

96
Excellent
Financially stronger than 66% of small companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.4% across 3,697 companies (NACE 47, small).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: 0.1%▲ +0.1 percentage points vs 07-2025highest value 09-2025: < 0.1%▼ -0.1 percentage points vs 08-2025lowest value 10-2025: < 0.1%● unchanged vs 09-2025lowest value 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026

Financial strength
Strong

86+2equity 61.2% of total assets
69+1short-term debt 25.8% · cash 23.5%
72-6return on assets 2.3%

Score breakdown

raises risk
Sector: Retail trade (NACE 47)
lowers risk
Liquidity: current ratio 2.63, cash €649,419
Founded in 1993
Equity €1.7m (61.2% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small). It does better than 82% of them on solvency, 89% on liquidity, 59% on profitability and 34% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 14,766 companies had the same profile as STEMA has now. Each dot stands for 37 companies, two years later.

96.2%
were still trading
3.5%
stopped another way
0.2%
went bankrupt
  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of STEMA itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 14,766 companies, not a prediction for STEMA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €160,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 2.63 (2.91 in 2024), above the usual 1.5. Short-term debt is 25.8% and cash 23.5% of total assets. 38.8% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 2.63, cash €649,419
NBB · annual accounts
lowers risk · Founded in 1993
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €1.7m (61.2% of total assets)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · 2025 accounts filed 29 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
29 days late
2024
26 days late
2023
15 days late
2022
28 days late
2021
23 days late
2020
31 days late
2019
66 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 31 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

GC
GOFFIN Camille
Director
  • ROMILLE 99.73%equity €1.0m (2025) · 2025 annual accounts of ROMILLE
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0450155125
New sole director Stephan GOFFIN appointed, ROMILLE resigned · Director discharge: ROMILLE · General meeting of 17-11-2023 · Gazette deed
2 directors reappointed ROMILLE (managing director) and Stéphan GOFFIN · Permanent representative: Stéphan GOFFIN · General meeting of 11-06-2018 · Gazette deed
First establishment Rue de Ciney 179, Ohey
All 40 events

Comparable companies

same main activity, similar in size and age
Company
STEMA Ohey €2.8m €782,869 61.2% 11.5
SCHALANE Beveren-Kruibeke-Zwijndrecht €2.4m €608,690 16.1% 11.1
SUPER NUYTS Beerse €3.3m €779,597 53.0% 13.1
PASCALINO Izegem €2.3m €784,598 61.6% 13
D.B. SHOPPING Zwevegem €3.0m €829,637 19.7% 12.8
Piette - Lemille Jemeppe-sur-Sambre €2.1m €941,995 67.4% 12.9
BEAUSOV NEW Beauraing €2.6m €825,034 36.2% 14.9

These companies have the same main activity as STEMA: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €2.1m and €3.3m, founded between 1981 and 2001.

Official details

Source: KBO
Status
Active since 17-05-1993Normal situation
Activity
Non-specialised retail sale with food, beverages or tobacco predominatingNACE 47110and 1 other
Establishment unit
2.062.558.8075350 Ohey, since 22-06-1993
Financial year end
31 December
Peppol
Reachable since 12-09-2025
Company details

Annual accounts 2025

€782,869▼ 15.1%
≈ €7.5mestimated
€64,489▼ 68.5%
€1.7m▼ 0.3%
€2.8m▼ 3.3%
Employeeson 31-12-2025
15▲ 7.1%
Filing
Filed on 29-08-2026
Financials

Insights on STEMA

STEMA has existed since 1993. The gross margin grew from €417,991 in 2006 to €782,869 in 2025 and staff from 7.5 to 11.5 full-time equivalents.

ROMILLE holds all the shares.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

full format, filed on 29-08-2026, 29 days late
€782,869
▼ 15.1%
€69,296
▼ 72.2%
€64,489
▼ 68.5%
€1.2m
▼ 10.5%
61.2%
▲ 1.8 percentage points
2.63
▼ 0.28

The turnover shown is an estimate from the gross margin.

Turnover ≈ €7.5m. Estimated: probably between €6.2m and €10.0m.

In the rankings #3 company by equity in Ohey, Wholesale and retail trade sector#3 oldest company in Ohey, Wholesale and retail trade sector#4 employer in Ohey

Balance sheet

balance sheet total €2.8m on 31-12-2025
What the company ownsHow it is paid for

in €m

in euro

Position in the sector

Compare with sector

61.2%

Higher than 75% of 5,068 companies in 2025.

2.63

Higher than 75% of 4,994 companies in 2025.

2.3%

Higher than 45% of 5,037 companies in 2025.

STEMA Middle half of the sector 80% of the sector Full accounts in retail trade (NACE 47)

Net result: middle half · Equity: top quarter · Balance sheet total: middle half · Working capital: top quarter · Staff: middle half

Staff

€44,412

Staff costs divided by the average number of full-time equivalents.

+1 person

people who joined people who left

In 2025, 8 people joined and 7 left.

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024202320222021202020192018201720162015201420132012201120102009200820072006
Balance sheet: assets
20/58 2.8m2.9m2.8m2.9m2.9m3.0m3.0m3.3m3.4m3.9m1.9m2.0m1.9m1.8m1.8m1.5m1.6m1.7m1.7m1.7m
21/28 884,099875,727942,2001.0m1.2m1.3m1.5m1.6m1.7m1.7m256,689239,568294,768329,774390,259430,217477,563522,867608,515674,106
21 -----------1,4122,823-------
22/27 762,421754,049820,522894,7851.0m1.2m1.3m1.5m1.5m1.6m256,569238,036291,825329,654390,139430,097477,443522,747608,395673,986
22 523,432622,425749,509850,817993,4511.1m1.3m1.4m1.5m1.5m220,878176,160209,123242,512276,285302,491334,257366,575430,428464,826
23 185,33360,07332,97138,61942,39446,44746,99052,28959,21269,49628,25042,27949,13167,56488,599105,035111,578135,677149,275167,627
24 53,65671,55138,0425,3497,044-6,42512,85018,59627,9527,44119,59733,57119,57825,25522,57131,60820,49528,69241,533
28 121,678121,678121,678121,678121,678121,678121,678121,678121,678121,678120120120120120120120120120120
29/58 1.9m2.0m1.9m1.9m1.8m1.7m1.5m1.7m1.7m2.2m1.7m1.8m1.6m1.5m1.4m1.1m1.1m1.1m1.1m1.0m
3 394,947417,518413,319365,503354,475340,265290,824289,508245,059235,096116,765108,733104,32898,256126,468111,501112,70192,80586,582113,100
30/36 394,947417,518413,319365,503354,475340,265290,824289,508245,059235,096116,765108,733104,32898,256126,468111,501112,70192,80586,582113,100
40/41 110,59545,00714,53418,60734,22029,72450,31966,51364,831625,501184,462272,996216,65970,09464,345115,19368,83524,69389,48093,381
40 68,24134,29110,85314,57116,63829,72413,94310,10911,59331,1164,87314,1024,9308,4998,4725,05417,76838117,4431,866
41 42,35410,7163,6814,03617,582-36,37656,40453,238594,385179,589258,894211,72961,59555,873110,13951,06724,31272,03791,515
50/53 706,266901,053853,056896,293759,201863,543769,977814,289701,51010,000760,965762,597637,050630,050608,425513,375418,375713,027625,470473,141
54/58 649,419605,004586,098579,616597,215442,438399,232497,612724,2131.3m613,660624,045621,420699,248548,076349,130526,088304,292292,746334,474
490/1 16,41311,6906,3283,2128,84210,45713,8596,9091,8261,1504,4874,8582,40614,05213,2875,0325,2903,0047,04210,636
Balance sheet: equity and liabilities
10/49 2.8m2.9m2.8m2.9m2.9m3.0m3.0m3.3m3.4m3.9m1.9m2.0m1.9m1.8m1.8m1.5m1.6m1.7m1.7m1.7m
10/15 1.7m1.7m1.6m1.5m1.5m1.3m1.1m1.3m1.3m1.4m1.4m1.4m1.3m1.2m1.1m1.0m933,069794,813689,053668,670
10/11 63,75063,75063,75063,75063,75063,75063,75063,75063,75063,75063,75063,75063,75063,75063,75063,75063,75063,75063,75063,750
10 63,75063,75063,75063,75063,750---------------
100 63,75063,75063,75063,75063,75063,75063,75063,75063,75063,75063,75063,75063,75063,75063,75063,75063,75063,75063,75063,750
13 1.6m1.6m1.5m1.4m1.4m1.2m1.1m1.2m1.3m1.3m1.4m1.3m1.3m1.1m1.1m956,676868,676730,676624,676604,176
130/1 6,3756,3756,3756,3756,3756,375--------------
130 6,3756,3756,3756,3756,3756,3756,3756,3756,3756,3756,3756,3756,3756,3756,3756,3756,3756,3756,3756,375
133 1.6m1.6m1.5m1.4m1.4m1.2m1.1m1.2m1.3m1.3m1.4m1.3m1.3m1.1m1.1m950,301862,301724,301618,301597,801
14 1,3276,8381843354344363085672538989489010630568272643387627744
16 --------26,20228,70231,20228,70231,14576,20226,20226,20226,20296,630152,01286,202
160/5 --------26,20228,70231,20228,70231,14576,20226,20226,20226,20296,630152,01286,202
162 ---------2,500----------
164/5 --------26,20226,202----------
17/49 1.1m1.2m1.2m1.4m1.5m1.7m1.8m2.0m2.0m2.5m481,505576,778517,954562,541591,550477,748649,581769,245868,770943,966
17 352,962478,099593,128710,110847,480983,4151.1m1.3m1.3m1.4m--25,09178,501132,969171,431241,357285,036344,629406,694
170/4 352,962478,099593,128710,110847,480983,4151.1m1.3m1.3m1.4m--25,09178,501132,969171,431241,357285,036344,629406,694
42/48 713,679680,475651,292698,382609,521716,155713,850764,007749,4871.0m481,302576,678492,016483,290458,441306,232407,052482,816521,908527,989
42 125,137159,631147,838137,370135,935134,516138,038140,076129,153127,783-25,25353,40954,46858,45872,10069,99361,49962,06561,782
43 -30,000---------18,397-27,516--22,879---
430/8 -30,000---------18,397----22,879---
439 -------------27,516------
44 396,571267,250312,600326,195350,077348,033420,206475,511422,925747,492328,065377,309376,582294,923276,410192,920261,714367,328379,846430,291
440/4 396,571267,250312,600326,195350,077348,033420,206475,511422,925747,492328,065377,309376,582294,923276,410192,920261,714367,328379,846430,291
45 96,31294,34393,32493,39482,11198,29331,82623,90354,18854,34653,23754,34641,88540,33957,63536,01750,71645,66632,59133,567
450/3 14,65312,71614,3177,47921,16646,833237548063463879,7102,90446430,2467087,9027,7883,7033,420
454/9 81,65981,62779,00785,91560,94551,46031,58923,84953,38254,00052,85044,63638,98139,87527,38935,30942,81437,87828,88830,147
47/48 95,659129,25197,530141,42341,398135,313123,780124,517143,221113,602100,000101,37320,14066,04465,9385,1951,7508,32347,4062,349
492/3 3,6464628067429601,1704821,4351303203100847750140851,1721,3932,2339,283
Income statement
76A --31,313------82,647----------
9900 782,869921,871890,512826,197878,0881.0m546,965590,148644,114514,100476,914595,869465,701510,425570,322441,832417,511459,236475,898417,991
62 510,740489,409508,364512,353499,717521,986452,918370,902389,256328,794301,410267,760264,335287,786237,637242,341249,922256,361201,360198,842
630 183,636162,534157,852156,752170,257181,243187,576193,173197,227195,12456,08484,60982,12474,41777,58371,64873,02474,95273,63461,529
631/4 ------------------65,810-
635/8 --------26,202-2,500-2,5002,500-2,443-45,05750,000---70,428-55,383-60,000
640/8 19,19720,99022,53216,57524,10515,45811,29014,64912,83011,13810,2109,79110,4849,06025,6239,89113,4958,8319,1309,539
66A -----------------5,25140,000-
9901 69,296248,938201,764140,517184,009319,890-104,81937,62647,301-18,456106,710236,152153,81589,162229,479117,952151,498174,475125,96488,081
75/76B 32,36828,20616,83819,87719,38715,51610,1087,28918,04595,24466,37616,65120,00230,90113,74412,86815,63611,3214,9712,196
75 32,36828,20616,83819,87719,38715,51610,1087,28918,04512,59766,37616,65120,00230,90113,74412,86815,63611,3214,9712,196
76B ---------82,647----------
65/66B 15,00012,00112,22613,81915,34619,10516,97720,37519,25211,60313,8773,6465,2967,29815,03819,97316,51418,35917,57722,902
65 15,00012,00112,22613,81915,34619,10516,97720,37519,25211,60313,8773,6465,2967,29815,03819,97316,51418,35917,57722,902
9903 86,664265,143206,376146,575188,050316,301-111,68824,54046,09465,185159,209249,157168,521112,765228,185110,847150,620162,18673,35867,375
67/77 22,17560,48951,52736,67416,65973,888538409-24299242,20569,37343,72043,14265,57523,41812,36456,42613,62812,662
9904 64,489204,654154,849109,901171,391242,413-112,22624,13146,33664,193117,004179,784124,80169,623162,61087,429138,256105,76059,73054,713
9905 64,489204,654154,849109,901171,391242,413-112,22624,13146,33664,193117,004179,784124,80169,623162,61087,429138,256105,76059,73054,713
Appropriation of the result
9906 71,327204,838155,184110,335171,434243,043-111,37024,85646,72565,087117,894179,890125,10670,305162,68288,072138,643106,38760,47454,744
14P 6,83818433543443---------------
791/2 ------112,00076,00054,00035,302----------
691/2 -120,000100,00010,000171,000143,000----17,00079,000125,00070,000112,00088,000138,000106,00020,50054,000
6921 -120,000100,00010,000171,000143,000----17,00079,000125,00070,000112,00088,000138,000106,00020,50054,000
694/7 70,00078,00055,000100,000-100,000-100,000100,000100,000100,000100,000--50,000---39,347-
694 70,00075,00055,000100,000-100,000-100,000100,000100,000100,000100,000--50,000---39,347-
695 -3,000------------------
Social balance sheet
9087 11.511.312.312.914.11413.212.714.212.210.98.98.48.88.48.57.97.77.57.5
Hours worked1013 18,64118,81620,24022,31224,33423,51923,49522,13823,53918,94017,45715,92314,81416,01315,36914,64813,94913,83812,66812,816
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The accounts for 12 older financial years (1994-2005) were filed as documents without figures as data, scans for example.

The notes to these accounts have 17 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 29-08-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 29 days after the deadline. Filed on 29 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00484900.

Financial year Type Filed Reference Document
31-12-2025 full format 29-08-2026 2026-00484900 PDF
31-12-2024 full format 26-08-2025 2025-00413433 PDF
31-12-2023 full format 15-08-2024 2024-00353356 PDF
31-12-2022 full format 28-08-2023 2023-00408054 PDF
31-12-2021 full format 23-08-2022 2022-20313313 PDF
31-12-2020 full format 31-08-2021 2021-62200281 PDF
31-12-2019 full format 05-10-2020 2020-59300491 PDF
31-12-2018 full format 27-08-2019 2019-53700460 PDF
31-12-2017 full format 26-08-2018 2018-51000107 PDF
31-12-2016 full format 25-08-2017 2017-49600108 PDF
31-12-2015 full format 31-08-2016 2016-57000024 PDF
31-12-2014 full format 27-09-2015 2015-61300443 PDF
31-12-2013 full format 25-08-2014 2014-47300084 PDF
31-12-2012 full format 12-08-2013 2013-42400097 PDF
31-12-2011 full format 24-08-2012 2012-45200171 PDF
31-12-2010 full format 02-10-2011 2011-57500408 PDF
31-12-2009 full format 31-08-2010 2010-52100514 PDF
31-12-2008 full format 30-12-2009 2009-91700003 PDF
31-12-2007 full format 06-09-2008 2008-72500315 PDF
31-12-2006 full format 16-08-2007 2007-57000305 PDF
31-12-2005 full format 31-08-2006 2006-76804380 PDF
31-12-2004 full format 20-09-2005 2005-69200555 PDF
31-12-2003 full format 29-06-2004 2004-35400101 PDF
31-12-2002 full format 31-07-2003 2003-58404749 PDF
31-12-2001 full format 14-10-2002 2002-65701094 PDF
31-12-2000 full format 09-10-2001 2001-63004180 PDF
31-12-1999 full format 12-10-2000 2000-64402009 PDF
31-12-1998 full format 10-11-1999 1999-58300278 PDF
31-12-1997 full format 27-11-1998 1998-59402282 PDF
31-12-1996 full format 27-06-1997 1997-24701213 PDF
31-12-1995 full format 17-10-1996 1996-48204245 PDF
31-12-1994 full format 25-08-1995 1995-47002385 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024202320222021202020192018201720162015201420132012201120102009200820072006
252,932411,472359,616297,269354,266501,13382,757230,799244,528176,668162,794320,761235,939163,579307,062189,600224,522249,427199,598149,610
248,125367,188312,701266,653341,648423,65675,350217,304243,563259,317173,088264,393206,925144,040240,193159,077211,280180,712133,364116,242
192,00896,06183,5908,64831,34329,91836,822127,219160,2741.6m73,20529,40947,11813,93253,01524,30228,40520,2948,04420,671
44,41518,9066,482-17,599154,77743,206-98,380-226,601-583,880694,433-10,3852,625-77,828151,172198,946-176,958221,79611,546-41,728-
1.2m1.3m1.2m1.2m1.1m970,272810,361910,824987,9521.1m1.2m1.2m1.1m1.0m902,160787,999724,237655,005579,412496,743
61.2%59.4%55.8%51.1%50.0%43.1%38.5%38.4%39.2%35.7%73.5%69.9%70.7%65.3%64.7%66.9%58.0%47.9%40.3%39.4%
2.632.912.882.672.882.352.142.192.322.093.493.073.223.132.973.572.782.362.111.94
2.082.302.242.142.301.881.731.811.991.863.252.893.002.922.693.212.502.161.941.73
0.630.680.790.961.001.321.601.611.531.780.340.410.390.470.520.470.700.971.261.41
3.8%12.1%9.9%7.5%11.7%18.8%-9.8%1.9%3.5%4.6%8.2%12.8%9.4%5.8%14.4%8.6%14.8%13.3%8.7%8.2%
2.3%7.2%5.5%3.8%5.9%8.1%-3.8%0.7%1.4%1.7%6.0%8.9%6.7%3.8%9.3%5.7%8.6%6.4%3.5%3.2%
16.8634.2929.4121.5123.09---------------

EBIT margin: not included in this filing.

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Social balance sheet

Item31-12-202531-12-202431-12-202331-12-202231-12-2021
Employees at the balance-sheet date1514151616
full-time55676
part-time1099910
in full-time equivalents1210.812.612.913.6
11.511.312.312.914.1
On a permanent contract99111211
Joined86718
Left76819

Source: social balance sheet in the 2021 to 2025 annual accounts

Securities and guarantees

on own assets and for others
Item20252024202320222021
Debts secured on the company's own assets€412,702€571,291€710,945€847,480€983,415
Mortgages, amount registered€148,736€148,736€148,736€148,736€148,736
€1.4m€1.4m€1.4m€1.4m€1.4m
Carrying value of the mortgaged assets€523,432€622,425€719,509€850,817€993,451

Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€192,008€96,061€83,590€8,648€31,343
€183,636€162,534€157,852€156,752€170,257

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on STEMA

The operating result for 2025 is 72% lower than in 2024 and the lowest since 2019.

Debt's share of the balance-sheet total falls from 40.6% to 38.8%. Equity and debt are lower.

Board & ownership

Board

1 director, last change in 2023
GOFFIN Camille
Director
listed in the 2025 annual accounts, filed on 29-08-2026

Office holders in the KBO →

Mandates through the years

3 names, the dashed line is today
GOFFIN Camille
Director
Stephan GOFFIN
Director
ROMILLE
Director
BoardEarliermandate already running before its first mentionend not dated
Mandates as a list
  • GOFFIN Camille
    • Director, since before 31-12-2023
  • Stephan GOFFIN
    • Director, from before 11-06-2018, no longer listed in the 2025 annual accounts
  • ROMILLE
    • Director, from 11-06-2012 to 17-11-2023
    • Chair of the board, from before 11-06-2018, ended, last mentioned on 28-06-2018
    • Managing director, from before 11-06-2018, ended, last mentioned on 28-06-2018

See the board, name and registered office on a given date →

Control

Parent
ROMILLE
Equity €1.0m
Profit €90,607 in 2025 (profit €16,394 in 2024)
Source: accounts ROMILLE 2025
99.73%
This company
STEMA
Equity €1.7m
Profit €64,489 in 2025

Capital

Capital
€63,750
Shares
750
Contribution per share
€85
Equity per share
€2,255 in 2025
Source
deed of 21-11-2023

Owners through the years

as the annual accounts name them
ROMILLE
99.73%
99.73%
Owners as a list

Source: lists of holdings in the owners' accounts

Articles of association

deed of 21-11-2023 (in French)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
“Place vacante avant fin mandat seule assemblée générale nomme nouvel administrateur, par simple notification au conseil peut faire…”
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Monday of June at 10:00
Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
“Majorité des voix, toutes les opérations prévues par la loi”

Network & group

Group

ROMILLE has 1 direct subsidiary (2025 accounts), the bar shows equity in euros
ParentROMILLE1 holding, 1 country 2025 accounts

Belgium 1 Equity Result

  • BE STEMA SA99.73% €1.7m result €64,489

Source: list of holdings in the 2025 accounts of ROMILLE. Every holding stands with its own latest accounts.

Connections & network

1 current director
Depth

The network starts from the directors of STEMA. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Timeline

40 events since 1993

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBfull format · 29 days late
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0450155125
Annual accounts 2024 filed PDFfull format · 26 days late
2024
Annual accounts 2023 filed PDFfull format · 15 days late
2023
New sole directorStephan GOFFIN appointed, ROMILLE resigned · Director discharge: ROMILLE · General meeting of 17-11-20237 points ▸
  • General meeting, 17-11-2023
  • Capital, €63,750, 750 shares
  • Power of attorney, Quentin DELWART
  • Registered office clause, rue de Ciney 179, 5350 Ohey
  • Director resignation, ROMILLE
  • Director discharge, ROMILLE
  • Director appointment, Stephan GOFFIN (sole director)
  • The deed holds 4 more points.

Open the deed in the Belgian Official Gazette

Annual accounts 2022 filed PDFfull format · 28 days late
2022
Annual accounts 2021 filed PDFfull format · 23 days late
2021
Annual accounts 2020 filed PDFfull format · 31 days late
2020
Back to profit net €242,413 The net result is €242,413, after one loss-making year.
Annual accounts 2019 filed PDFfull format · 66 days late
2019
Weakest financial year net -€112,226 The net result drops to -€112,226, the lowest from 2006 to 2025. It recovers the following year.
Annual accounts 2018 filed PDFfull format · 27 days late
2018
Annual accounts 2017 filed PDFfull format · 26 days late
2 directors reappointedROMILLE (managing director) and Stéphan GOFFIN · Permanent representative: Stéphan GOFFIN · General meeting of 11-06-20185 points ▸
  • General meeting, 11-06-2018
  • Director reappointment, ROMILLE (managing director)
  • Director reappointment, ROMILLE (chair of the board)
  • Director reappointment, Stéphan GOFFIN
  • Permanent representative, Stéphan GOFFIN (manager and permanent representative)

Open the deed in the Belgian Official Gazette

2017
Annual accounts 2016 filed PDFfull format · 25 days late
2016
Annual accounts 2015 filed PDFfull format · 31 days late
2015
Annual accounts 2014 filed PDFfull format · 58 days late
2014
Annual accounts 2013 filed PDFfull format · 25 days late
2013
Annual accounts 2012 filed PDFfull format · 12 days late
2012
Annual accounts 2011 filed PDFfull format · 24 days late
2011
Annual accounts 2010 filed PDFfull format · 63 days late
2010
Equity above €1m equity €1.0m ▲9.4% With a profit in every financial year since 2006, equity grows to €1.0m.
Annual accounts 2009 filed PDFfull format · 31 days late
2009
Annual accounts 2008 filed PDFfull format · 152 days late
2008
Annual accounts 2007 filed PDFfull format · 37 days late
2007
Annual accounts 2006 filed PDFfull format · 16 days late
2006
Annual accounts 2005 filed PDFfull format
2005
Annual accounts 2004 filed PDFfull format
2004
Annual accounts 2003 filed PDFfull format
2003
Annual accounts 2002 filed PDFfull format
2002
Annual accounts 2001 filed PDFfull format
2001
Annual accounts 2000 filed PDFfull format
2000
Annual accounts 1999 filed PDFfull format
1999
Annual accounts 1998 filed PDFfull format
1998
Annual accounts 1997 filed PDFfull format
1997
Annual accounts 1996 filed PDFfull format
1996
Annual accounts 1995 filed PDFfull format
1995
Annual accounts 1994 filed PDFfull format
1993
First establishment Rue de Ciney 179, Ohey
Incorporation KBO

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 17 May 1993, STEMA was incorporated.1 Total assets went from €3.3m in 2018 to €2.8m in 2025 and headcount from 12.7 to 11.5 full-time equivalents.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2025

Company details

Identity

Enterprise number
0450.155.125
VAT number
BE 0450.155.125
Peppol ID
0208:0450155125
Other Peppol ID
9925:BE0450155125
LEI code
967600EJJSYENZI9LR54 live in the LEI register
Legal form
Public limited company
Status
Active, normal situation
Founded
17-05-1993
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Monday of June at 10:00
deed of 21-11-2023 (in French)
Peppol
Reachable since 12-09-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
STEMA in French
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 21-11-2023 (in French)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Région Wallonne”
deed of 21-11-2023 (in French)

Activities

NACEBEL 2025
VAT activities
47110 Non-specialised retail sale with food, beverages or tobacco predominating main activity
47221 Retail sale of meat and meat products, excluding game and poultry
Social security (RSZ) activities
47110 Non-specialised retail sale with food, beverages or tobacco predominating main activity
Codes under NACEBEL 2008
VAT activities
47112 Retail trade main activity
47221 Retail trade
Social security (RSZ) activities
47114 Supermarkets main activity
Codes under NACEBEL 2003
52112 main activity
52220
PurposeThe purpose describes the activities the company may carry out under its articles.
“De toutes denrées alimentaires et de toutes boissons,; De tous articles de papeterie et de bureau,; De tous articles de petite…”
5 activities
  1. De toutes denrées alimentaires et de toutes boissons,
  2. De tous articles de papeterie et de bureau,
  3. De tous articles de petite maroquinerie,tabac,cadeaux,textile,produits d’entretien et de toilette,articles ménagers,
  4. De manière générale,de tous produits,articles et marchandises susceptibles d’être vendus dans les commerces précités.
  5. À la prestation de tous services se rapportant directement ou indirectement à l’exploitation de ce commerce.
deed of 21-11-2023 (in French)

Registered office and establishments

1 establishment
Establishment Since Unit numberFASFC approval
Rue de Ciney 179 registered office 5350 Ohey 22-06-1993 2.062.558.807 Retail trade
Butcher's shop

Buildings and parcels at the address

Ground area
3,766 m²
Buildings
1,477 m²
Volume, LiDAR
7,133 m³
Tallest building
7.3 m
Buildings to scale, each on its own parcel
1,477 m², 7.3 m 1,477 m², 7.3 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
92097C0387/00P0023,766 m² 1 · 1,477 m² 7.3 m · 2

Recognitions

Food safety, FASFC

1 site
Oheyunit number 2.062.558.807
2 permissions
Authorisation · Retail trade · since 15-05-2017
Authorisation · Butcher's shop · since 15-05-2017

Source: FAVV-AFSCA, open data, updated on 02-11-2026

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