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SCHALANE

Active
Private limited companyfounded 1995active for 31 yearsDorp 23, 9130 Beveren-Kruibeke-Zwijndrecht, BelgiumKBO/BCE: BE 0455.561.785
Summary

SCHALANE has been active since 1995 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €389,472 and a net result of -€40,673. Equity remains stable across the filed financial years (±1.2% per year). Its solvency ranks better than 26% of 12,482 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110
1 site
Size
€2.4mtotal assets 2025
Staff
11.1 FTE
Equity
€389,472
Loss
-€40,673
Turnover not published (abbreviated format)
Financial health
66 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Structure
Accounts filed 31 days late0 of 3 deeds read
Why 66raises riskEquity €389,472 (16.1% of total assets)Latest accounts 31 days late; 2 of the last 3 lateLoss of €40,673, the second in a row (financial year 2025)lowers riskFounded in 1995Show the evidence

Checked score

Score 2025
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 33% of its sector peers (NACE 47, small)
Financial strength · tick = 2024
Weak
Solvency 41-5
equity 16.1% of total assets
Liquidity 50-8
short-term debt 32.5% · cash 11.3%
Profitability 41+18
return on assets -1.7%
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,690 companies, NACE 47, small)
Last 24 months 11-2024: 0.6% 12-2024: 0.6%● unchanged vs 11-2024 01-2025: 0.5%▼ -0.1 percentage points vs 12-2024lowest value 02-2025: 0.5%● unchanged vs 01-2025lowest value 03-2025: 0.6%▲ +0.1 percentage points vs 02-2025 04-2025: 0.7%▲ +0.1 percentage points vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025 06-2025: 0.7%● unchanged vs 05-2025 07-2025: 0.9%▲ +0.2 percentage points vs 06-2025 08-2025: 1.5%▲ +0.6 percentage points vs 07-2025 09-2025: 1.7%▲ +0.2 percentage points vs 08-2025 10-2025: 2.4%▲ +0.7 percentage points vs 09-2025highest value 11-2025: 1.2%▼ -1.2 percentage points vs 10-2025 12-2025: 1.2%● unchanged vs 11-2025 01-2026: 1.2%● unchanged vs 12-2025 02-2026: 1.2%● unchanged vs 01-2026 03-2026: 1.3%▲ +0.1 percentage points vs 02-2026 04-2026: 1.3%● unchanged vs 03-2026 05-2026: 1.3%● unchanged vs 04-2026 06-2026: 1.3%● unchanged vs 05-2026 07-2026: 1.3%● unchanged vs 06-2026 08-2026: 2.0%▲ +0.7 percentage points vs 07-2026 09-2026: 1.0%▼ -1.0 percentage point vs 08-2026 10-2026: 0.9%▼ -0.1 percentage points vs 09-2026
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.19, compared with 1.26 in 2024; short-term debt: 32.5% and cash: 11.3% of total assets), and 83.9% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small): better than 30% on solvency, 63% on liquidity, 25% on profitability and 14% on growth.

The bankruptcy probability was computed on 09-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
raises risk · Equity €389,472 (16.1% of total assets)
NBB · annual accounts
lowers risk · Founded in 1995
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Latest accounts 31 days late; 2 of the last 3 late
NBB · filings
raises risk · Loss of €40,673, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€40,673
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
61 days late
2023
12 days late
2022
11 days late
2021
61 days late
2020
27 days late
2019
77 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 40 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
10-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · abbreviated…
  3. Weakest financial yearnet -€141,822

Key points

  • Caution: Among the weakest 10% on net resultsector median €28,206 · 12,471 companies -€40,673 View
  • Positive: Result rose in 2025from -€141,822 to -€40,673 ▲ 71.3% View
  • Caution: 2 loss-making years in a rowloss financial year 2025 -€40,673 View

By topic

Financials

Financial year
2025
Total assets
€2.4m
Loss
-€40,673
Solvency
16.1%
Total assets▼ 3.0%
Net result
20182025
Go to Financials

Timeline

Events
33
Since
1997
Next accounts
by 31-07-2027
  1. 12-08-2024Annual accounts filed
  2. 11-08-2023Annual accounts filed
  3. 30-09-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Non-specialised retail sale with food, beverages or tobacco…NACE 47110
Founded
05-07-1995
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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