PROVERES
ActivePROVERES has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28k and a net result of €4k. Equity is growing by ~14% per year across the filed fiscal years. Its solvency ranks better than 71% of 14009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability57▲+57
Solvency83=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.41 against 2.41 in 2024; short-term debt: 41.6% and cash: 86.9% of total assets), and 41.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.4%
Return on assets
7.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
on the day
2024
60 d early
2023
59 d early
2022
61 d early
2021
61 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€28k▲ 15.2%
2024 · €25k
2021: €17k
2022: €30k
2023: €36k
2024: €25k
2021 → 2025
Total assets
€49k▲ 15.2%
2024 · €42k
2021: €40k
2022: €54k
2023: €66k
2024: €42k
2021 → 2025
Net result
€4k
2024 · €-11k
2021: €15k
2022: €13k
2023: €6k
2024: €-11k
2021 → 2025
Working capital
€28k▲ 15.2%
2024 · €25k
2021: €8k
2022: €25k
2023: €33k
2024: €25k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€17k-€30k▲ 79.2%€36k▲ 18.8%€25k▼ 30.7%€28k▲ 15.2%
Operating result€20k-€18k▼ 9.2%€9k▼ 49.2%€-11k€5k
Net result€15k-€13k▼ 10.1%€6k▼ 57.5%€-11k€4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €5k after a loss of €11k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €49k
Equity
€28k▲ 15.2%
Debt
€20k▲ 15.1%
The debt ratio stays at 41.6%.
Key figures and ratios
Solvency
58.4%=
2024 · 58.4%
Current ratio
2.41=
2024 · 2.41
Quick ratio
2.41=
2024 · 2.41
Debt / equity
0.71▼
2024 · 0.71
ROE
13.2%▲
2024 · -44.3%
ROA
7.7%▲
2024 · -25.9%
Debt
€20k▲
2024 · €18k
Debt ≤ 1 year
€20k▲
2024 · €18k
Income taxes
€1k▲
2024 · €213
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€42k€49k▲
Current assets29/58€42k€49k▲
Amounts receivable within one year40/41€9k€4k▼
Trade receivables40€5k-
Other amounts receivable41€4k€4k▲
Cash at bank and in hand54/58€32k€42k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€42k€49k▲
Equity10/15€25k€28k▲
Contributions10/11€2k€2k=
Reserves13€23k€26k▲
Distributable reserves133€23k€26k▲
Amounts payable17/49€18k€20k▲
Amounts payable within one year42/48€18k€20k▲
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€2k€7k▲
Taxes450/3-€5k
Remuneration and social security454/9€2k€2k▲
Other amounts payable47/48€14k€12k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k-
Other operating charges640/8€1k€1k▼
Gross operating margin9900€-7k€6k▲
Operating profit (loss)9901€-11k€5k▲
Financial charges65/66B€139€54▼
Recurring financial charges65€139€54▼
Profit (loss) for the period before taxes9903€-11k€5k▲
Income taxes67/77€213€1k▲
Profit (loss) for the period9904€-11k€4k▲
Profit (loss) for the period to be appropriated9905€-11k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€4k▲
Transfer from equity791/2€11k-
Transfer to equity691/2-€4k
To other reserves6921-€4k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
01-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-11k ▼294%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
02-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Malpertuuslaan 62900 SchotenGround area
1,065 m²
Building footprint
137 m²
Volume, LiDAR
703 m³
Parcel 11040D0238/02T003, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PROVERES
since 20202.309.101.232
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11040D0238/02T003 | Flanders | 1,065 m² | 1 · 137 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 464 EUR awarded · 464 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 464 EUR | 464 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 9,697 companies in sector 68121 we hold annual accounts for 7,382. 4,452 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-10-2020
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.