STELMANI

Active

Private limited companyfounded 2024active for 1 yearSchoorstraat 6, 9230 Wetteren, BelgiumKBO/BCE: BE 1017.449.826

Summary

STELMANI has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29,329 and a net result of €27,995. Its solvency ranks better than 45% of 22,153 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Risk analysisFollow Report Compare

STELMANIActiveChecked score 70/100

Risk analysis Report Compare

Activity

Other non-specialised retail sale

NACE 47120Retail sale of games and toys NACE 47640

1 site

Size

€103,556total assets 2025

Equity: €29,329
Profit: €27,995

Turnover not published (micro format)

Financial health

70 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.8%

Structure

Accounts 56 days early

Why 70raises riskFounded in 2024Size: total assets €103,556Sector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 1.45, cash €32,889Show the evidence

Checked score

Score 2025

70 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 67% of its sector peers (NACE 47, micro)

Every signal that counts is listed under Signals.

Financial strength

Strong

Solvency 53

equity 28.3% of total assets

Liquidity 55

short-term debt 65.7% · cash 31.8%

Profitability 100

return on assets 27.0%

Bankruptcy probability, 12 months

0.8% Low

0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,203 companies, NACE 47, micro)

Last 24 months 01-2026: 1.8% 02-2026: 1.9%▲ +0.1 percentage points vs 01-2026 03-2026: 1.9%● unchanged vs 02-2026 04-2026: 2.2%▲ +0.3 percentage points vs 03-2026 05-2026: 2.3%▲ +0.1 percentage points vs 04-2026 06-2026: 2.6%▲ +0.3 percentage points vs 05-2026highest value 07-2026: 0.8%▼ -1.8 percentage points vs 06-2026lowest value 08-2026: 0.8%● unchanged vs 07-2026lowest value 09-2026: 0.8%● unchanged vs 08-2026 10-2026: 0.8%● unchanged vs 09-2026

Credit of up to €2,000 on 30-day terms is acceptable

Liquidity tight (current ratio 1.45, below the usual 1.5; short-term debt: 65.7% and cash: 31.8% of total assets), and 71.7% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 44% on solvency, 60% on liquidity and 96% on profitability.

The bankruptcy probability was computed on 15-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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