nourist
ActiveThe computed 12-month bankruptcy probability of nourist is 1.8% (moderate). The 2025 annual accounts show equity of €42k and a net result of €20k. Its solvency ranks better than 55% of 18016 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
79
/ 100
Excellent▲ +21 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency64▲+27
Growth78
Stability82
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.11 against 1.19 in 2024), and 60.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.7%
Return on assets
19%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
30 d early
2024
33 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€42k▲ 91.7%
2024 · €22k
2024: €22k
2024 → 2025
Total assets
€105k▲ 10.8%
2024 · €95k
2024: €95k
2024 → 2025
Net result
€20k▲ 6.5%
2024 · €19k
2024: €19k
2024 → 2025
Working capital
€5k▼ 45.5%
2024 · €10k
2024: €10k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€22k-€42k▲ 91.7%
Operating result€28k-€33k▲ 16.3%
Net result€19k-€20k▲ 6.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 16% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €105k
Fixed assets
€53k▲ 54.6%
Current assets
€52k▼ 14.0%
Equity and liabilities €105k
Equity
€42k▲ 91.7%
Debt
€63k▼ 13.3%
The debt ratio falls from 77.1% to 60.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€44k▲
2024 · €32k
Cash flow
€31k▲
2024 · €23k
Solvency
39.7%▲
2024 · 22.9%
Current ratio
1.11▼
2024 · 1.19
Quick ratio
0.15▼
2024 · 0.23
Debt / equity
1.52▼
2024 · 3.36
ROE
47.8%▼
2024 · 86.2%
ROA
19.0%▼
2024 · 19.8%
Interest coverage
8.58▼
2024 · 15.11
Debt
€63k▼
2024 · €73k
Debt ≤ 1 year
€46k▼
2024 · €51k
Debt > 1 year
€17k▼
2024 · €22k
Income taxes
€8k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€95k€105k▲
Formation expenses20€111€0▼
Fixed assets21/28€34k€53k▲
Intangible fixed assets21€23k€44k▲
Tangible fixed assets22/27€11k€9k▼
Furniture and vehicles24€5k€3k▼
Other tangible fixed assets26€6k€6k▼
Current assets29/58€60k€52k▼
Stocks and contracts in progress3€49k€45k▼
Stocks30/36€49k€45k▼
Amounts receivable within one year40/41€9k€4k▼
Trade receivables40€8k€4k▼
Other amounts receivable41€605€0▼
Cash at bank and in hand54/58€1k€2k▲
Deferred charges and accrued income490/1€1k€333▼
Equity and liabilities
Total equity and liabilities10/49€95k€105k▲
Equity10/15€22k€42k▲
Contributions10/11€3k€3k=
Reserves13€19k€39k▲
Distributable reserves133€19k€39k▲
Amounts payable17/49€73k€63k▼
Amounts payable after more than one year17€22k€17k▼
Financial debts170/4€22k€17k▼
Amounts payable within one year42/48€51k€46k▼
Current portion of amounts payable after more than one year42€5k€5k▲
Financial debts43€25k€7k▼
Credit institutions430/8€25k€7k▼
Trade debts44€10k€6k▼
Suppliers440/4€10k€6k▼
Taxes, remuneration and social security45€9k€14k▲
Taxes450/3€9k€14k▲
Other amounts payable47/48€2k€13k▲
Accrued charges and deferred income492/3€785€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€11k▲
Other operating charges640/8€560€2k▲
Gross operating margin9900€33k€46k▲
Operating profit (loss)9901€28k€33k▲
Financial income75/76B-€20
Recurring financial income75-€20
Financial charges65/66B€2k€5k▲
Recurring financial charges65€2k€5k▲
Profit (loss) for the period before taxes9903€26k€27k▲
Income taxes67/77€7k€8k▲
Profit (loss) for the period9904€19k€20k▲
Profit (loss) for the period to be appropriated9905€19k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€19k€20k▲
Transfer to equity691/2€19k€20k▲
To other reserves6921€19k€20k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 33 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Destelbergen · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dorpslaan(HEU) 449070 DestelbergenGround area
850 m²
Building footprint
133 m²
Volume, LiDAR
9 m³
Parcel 44028C0221/00A005, Flanders · tallest building 1.5 m. Linked by address, not a title deed.
1 establishment unit
nourist
since 20242.356.526.314
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44028C0221/00A005 | Flanders | 850 m² | 1 · 133 m² | 1.5 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MeubleMalin
BE 0777.566.153
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NETVITS
BE 0825.579.371
Oudsbergen · Eq €42k
UNE MARCHE A LA FOIS
BE 0646.884.882
Châtelet · Eq €41k
Mellon
BE 1007.955.704
Heist-op-den-Berg · Eq €42k
E.L.H.E. BAZAR
BE 0828.431.567
Anderlecht · Eq €41k
Of 12,965 companies in sector 47120 we hold annual accounts for 2,177. 1,487 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-02-2024
Fiscal year end31-12
Activities, NACEBEL
47120Other non-specialised retail sale
47910Retail trade
46180Agents specialised in the wholesale of other particular products
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.