STELLIFY TRADE
ActiveSTELLIFY TRADE has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €59k and a net result of €1k. Equity is shrinking by ~11.5% per year across the filed fiscal years. Its solvency ranks better than 77% of 11200 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
86
/ 100
Excellent▼ -14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability12▼-88
Solvency100▲+3
Growth45▼-16
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.55 against 2.26 in 2024), and 25.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.9%
Return on assets
1.8%
Age of the figures
15 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €59k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
35 d early
2023
11 d early
2022
19 d early
2021
on the day
2020
2 d early
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€147k▲ 10.5%
2022 · €133k
2019: €98k
2020: €95k
2021: €134k
2022: €133k
2019 → 2023
EBIT margin
10.8%▲ 18.9pp
2022 · -8.1%
2019: 14.6%
2020: 9.4%
2021: 24.8%
2022: -8.1%
2019 → 2023
Net result
€1k▼ 94.4%
2024 · €25k
2019: €9k
2020: €7k
2021: €24k
2022: €-11k
2023: €11k
2024: €25k
2019 → 2025
Working capital
€49k▼ 3.0%
2024 · €50k
2019: €95k
2020: €91k
2021: €113k
2022: €23k
2023: €26k
2024: €50k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€134k-€133k▼ 0.7%€147k▲ 10.5%
Equity€114k-€21k▼ 81.6%€32k▲ 52.6%€57k▲ 79.0%€59k▲ 2.5%
Operating result€33k-€-11k€16k€41k▲ 158%€5k▼ 88.2%
Net result€24k-€-11k€11k€25k▲ 129%€1k▼ 94.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 88% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €78k
Fixed assets
€11k▼ 18.5%
Current assets
€68k▼ 24.8%
Equity and liabilities €78k
Equity
€59k▲ 2.5%
Debt
€20k▼ 57.1%
The debt ratio falls from 44.4% to 25.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€7k▼
2024 · €43k
Cash flow
€4k▼
2024 · €27k
Solvency
74.9%▲
2024 · 55.6%
Current ratio
3.55▲
2024 · 2.26
Quick ratio
3.55▲
2024 · 2.26
Debt / equity
0.33▼
2024 · 0.80
ROE
2.4%▼
2024 · 44.1%
ROA
1.8%▼
2024 · 24.5%
Interest coverage
6.10▼
2024 · 52.63
Debt
€20k▼
2024 · €46k
Debt ≤ 1 year
€19k▼
2024 · €40k
Debt > 1 year
€593▼
2024 · €3k
Income taxes
€4k▼
2024 · €16k
Staff costs
€47k▲
2024 · €46k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€103k€78k▼
Fixed assets21/28€13k€11k▼
Tangible fixed assets22/27€13k€11k▼
Furniture and vehicles24€13k€11k▼
Current assets29/58€90k€68k▼
Amounts receivable within one year40/41€59k€59k▲
Trade receivables40€29k€14k▼
Other amounts receivable41€30k€46k▲
Cash at bank and in hand54/58€28k€4k▼
Deferred charges and accrued income490/1€3k€5k▲
Equity and liabilities
Total equity and liabilities10/49€103k€78k▼
Equity10/15€57k€59k▲
Contributions10/11€19k€19k=
Reserves13€39k€40k▲
Distributable reserves133€39k€40k▲
Amounts payable17/49€46k€20k▼
Amounts payable after more than one year17€3k€593▼
Financial debts170/4€3k€593▼
Amounts payable within one year42/48€40k€19k▼
Current portion of amounts payable after more than one year42€2k€2k▲
Trade debts44€12k€718▼
Suppliers440/4€12k€718▼
Taxes, remuneration and social security45€26k€16k▼
Taxes450/3€19k€9k▼
Remuneration and social security454/9€7k€7k▲
Other amounts payable47/48€8-
Accrued charges and deferred income492/3€3k-
Income statement
Code20242025
Remuneration, social security and pensions62€46k€47k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€2k-
Other operating charges640/8€1k€1k▼
Gross operating margin9900€92k€55k▼
Operating profit (loss)9901€41k€5k▼
Financial income75/76B€945€2k▲
Recurring financial income75€945€2k▲
Financial charges65/66B€820€1k▲
Recurring financial charges65€820€1k▲
Profit (loss) for the period before taxes9903€41k€6k▼
Income taxes67/77€16k€4k▼
Profit (loss) for the period9904€25k€1k▼
Profit (loss) for the period to be appropriated9905€25k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€25k€1k▼
Transfer to equity691/2€25k€1k▼
To other reserves6921€25k€1k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
27-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Highest result since 2019net €25k ▲129%
Operating result €41k, net result €25k, both a record.
20-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
12-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet €-11k ▼146%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Equity above €100kEq €114k ▲22.9%
3 profitable years in a row build equity to €114k.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 13 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Malle · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sparrelaan 62390 MalleGround area
1,097 m²
Building footprint
135 m²
Volume, LiDAR
827 m³
Parcel 11049B0537/00D000, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
STELLIFY TRADE
since 20102.294.923.790
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11049B0537/00D000 | Flanders | 1,097 m² | 1 · 135 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,127 companies in sector 46190 we hold annual accounts for 2,554. 1,939 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-01-2010
Fiscal year end30-06
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
46460Wholesale of pharmaceutical and medical goods
82300Organisation of conventions and trade shows
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.