ALL4
ActiveSummary
ALL4 has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €48,921 and a net result of €3,329. Equity is growing by ~11.3% per year across the filed fiscal years. Its solvency ranks better than 47% of 15862 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability59▼-16
Solvency61▲+6
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity short (current ratio 0.55 against 0.72 in 2023; short-term debt: 20% and cash: 5.3% of total assets), and 64.1% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
35.9%
Return on assets
2.4%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-09-2025, 48 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
48 d late
2023
30 d late
2022
84 d early
2021
401 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 76 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Equity
€48,921▲ 7.3%
2023 · €45,592
Total assets
€136,109▼ 10.7%
2023 · €152,412
Net result
€3,329▼ 55.7%
2023 · €7,515
Working capital
-€12,318▼ 24.4%
2023 · -€9,905
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€22,329▼ 8.5%€10,354▼ 53.6%€1,490▼ 85.6%€12,885▲ 765%€7,870▼ 38.9%
Net result€8,802▼ 15.0%€861▼ 90.2%€44▼ 94.9%€7,515▲ 16,979%€3,329▼ 55.7%
Equity€37,172▲ 31.0%€38,033▲ 2.3%€38,077▲ 0.1%€45,592▲ 19.7%€48,921▲ 7.3%
Total assets€171,673▲ 6.7%€153,729▼ 10.5%€150,185▼ 2.3%€152,412▲ 1.5%€136,109▼ 10.7%
Debt€134,501▲ 1.4%€115,696▼ 14.0%€112,108▼ 3.1%€106,821▼ 4.7%€87,188▼ 18.4%
Working capital€7,636-€3,226-€11,900▼ 269%-€9,905▲ 16.8%-€12,318▼ 24.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 39% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €136,109
Fixed assets
€121,249 ▼ 4.4%
Current assets
€14,860 ▼ 42.0%
Equity and liabilities €136,109
Equity
€48,921 ▲ 7.3%
Debt
€87,188 ▼ 18.4%
Debt's share of the balance-sheet total falls from 70.1% to 64.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€13,421▼
2023 · €18,437
Cash flow
€8,880▼
2023 · €13,066
Current ratio
0.55▼
2023 · 0.72
Quick ratio
0.38▼
2023 · 0.64
Debt to equity
1.78▼
2023 · 2.34
ROE
6.8%▼
2023 · 16.5%
ROA
2.4%▼
2023 · 4.9%
Interest coverage
4.44▼
2023 · 7.69
Debt ≤ 1 year
€27,178▼
2023 · €35,517
Debt > 1 year
€60,010▼
2023 · €70,804
Income taxes
€1,518▼
2023 · €2,977
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 10,891 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.6%
went bankrupt
4.0%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 10,891 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,495 | €194 | €4,752 | €5,552 | €5,551 | = |
| Other operating charges640/8 | - | €3,503 | €1,137 | €1,790 | €1,317 | ▼ 26.4% |
| Gross operating margin9900 | €28,013 | €14,051 | €7,379 | €20,227 | €14,738 | ▼ 27.1% |
| Operating profit (loss)9901 | €22,329 | €10,354 | €1,490 | €12,885 | €7,870 | ▼ 38.9% |
| Financial income75/76B | - | - | €1,120 | €4 | - | - |
| Recurring financial income75 | €2 | - | €1,120 | €4 | - | - |
| Financial charges65/66B | - | €9,380 | €2,461 | €2,397 | €3,023 | ▲ 26.1% |
| Recurring financial charges65 | €10,985 | €9,380 | €2,461 | €2,397 | €3,023 | ▲ 26.1% |
| Profit (loss) for the period before taxes9903 | €11,346 | €974 | €149 | €10,492 | €4,847 | ▼ 53.8% |
| Income taxes67/77 | €2,544 | €113 | €105 | €2,977 | €1,518 | ▼ 49.0% |
| Profit (loss) for the period9904 | €8,802 | €861 | €44 | €7,515 | €3,329 | ▼ 55.7% |
| Profit (loss) for the period to be appropriated9905 | €8,802 | €861 | €44 | €7,515 | €3,329 | ▼ 55.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €171,673 | €153,729 | €150,185 | €152,412 | €136,109 | ▼ 10.7% |
| Fixed assets21/28 | €132,018 | €133,104 | €132,352 | €126,801 | €121,249 | ▼ 4.4% |
| Tangible fixed assets22/27 | €132,018 | €133,104 | €132,352 | €126,801 | €121,249 | ▼ 4.4% |
| Land and buildings22 | - | €132,018 | €127,523 | €123,027 | €118,532 | ▼ 3.7% |
| Plant, machinery and equipment23 | - | €1,086 | €4,829 | €3,774 | €2,717 | ▼ 28.0% |
| Current assets29/58 | €39,655 | €20,625 | €17,833 | €25,612 | €14,860 | ▼ 42.0% |
| Stocks and contracts in progress3 | €518 | €14,594 | €4,413 | €2,790 | €4,502 | ▲ 61.4% |
| Stocks30/36 | - | €594 | €502 | €335 | €502 | ▲ 49.9% |
| Contracts in progress37 | - | €14,000 | €3,911 | €2,455 | €4,000 | ▲ 62.9% |
| Amounts receivable within one year40/41 | €5,426 | €137 | €1,588 | €6,890 | €1,711 | ▼ 75.2% |
| Trade receivables40 | - | - | - | €3,286 | - | - |
| Other amounts receivable41 | - | €137 | €1,588 | €3,604 | €1,711 | ▼ 52.5% |
| Cash at bank and in hand54/58 | €6,518 | €4,656 | €10,667 | €14,509 | €7,278 | ▼ 49.8% |
| Deferred charges and accrued income490/1 | - | €1,238 | €1,165 | €1,422 | €1,369 | ▼ 3.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €171,673 | €153,729 | €150,185 | €152,412 | €136,109 | ▼ 10.7% |
| Equity10/15 | €37,172 | €38,033 | €38,077 | €45,592 | €48,921 | ▲ 7.3% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Capital10 | - | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Issued capital100 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Uncalled capital101 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €24,360 | €25,360 | €25,360 | €32,360 | €36,360 | ▲ 12.4% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | €23,500 | €23,500 | €30,500 | €34,500 | ▲ 13.1% |
| Profit (loss) carried forward14 | €412 | €273 | €317 | €832 | €161 | ▼ 80.6% |
| Amounts payable17/49 | €134,501 | €115,696 | €112,108 | €106,821 | €87,188 | ▼ 18.4% |
| Amounts payable after more than one year17 | €102,482 | €91,643 | €81,346 | €70,804 | €60,010 | ▼ 15.2% |
| Financial debts170/4 | - | €91,643 | €81,346 | €70,804 | €60,010 | ▼ 15.2% |
| Amounts payable within one year42/48 | €32,019 | €23,851 | €29,733 | €35,517 | €27,178 | ▼ 23.5% |
| Current portion of amounts payable after more than one year42 | - | €10,884 | €10,297 | €11,572 | €11,823 | ▲ 2.2% |
| Trade debts44 | €6,740 | €1,772 | €3,202 | €725 | €2,445 | ▲ 237% |
| Suppliers440/4 | - | €1,772 | €3,202 | €725 | €2,445 | ▲ 237% |
| Advances received on contracts in progress46 | - | - | €1,611 | €6,506 | - | - |
| Taxes, remuneration and social security45 | - | €2,687 | €105 | €3,630 | €4,495 | ▲ 23.8% |
| Taxes450/3 | - | €2,687 | €105 | €3,630 | €4,495 | ▲ 23.8% |
| Other amounts payable47/48 | - | €8,508 | €14,518 | €13,084 | €8,415 | ▼ 35.7% |
| Accrued charges and deferred income492/3 | - | €202 | €1,029 | €500 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €8,802 | €861 | €44 | €7,515 | €3,329 | ▼ 55.7% |
| + Depreciation and write-downs630 | €4,495 | €194 | €4,752 | €5,552 | €5,551 | = |
| Operating cash flow (approximation) | €13,297 | €1,055 | €4,796 | €13,066 | €8,880 | ▼ 32.0% |
| Investment in fixed assets (approximation) | - | -€1,280 | -€4,000 | -€0 | €1 | ▲ 342% |
| Change in cash | - | -€1,862 | €6,011 | €3,842 | -€7,231 | ▼ 288% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
17-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 48 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
05-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 401 days late
08-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €44 ▼94.9%
Net result drops to €44, the lowest in the series; recovery starts the following year.
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Highest result since 2018net €10,352 ▲46.1%
Operating result €24,404, net result €10,352, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
24-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 85 days late
2016
19-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 50 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2016
Ground area
1,411 m²
Building footprint
55 m²
Volume, LiDAR
344 m³
Parcel 55026B0371/00B000, Wallonia · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue des Braicheux(M) 50, 7110 La Louvière
since 20162.344.379.538
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55026B0371/00B000 | Wallonia | 1,411 m² | 1 · 55 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Shinwari
BE 0708.895.695
Gent · Eq €48,912
Yoxxart
BE 0751.787.612
De Pinte · Eq €48,931
HADDOCK INSTRUMENTS
BE 0657.786.197
Brecht · Eq €48,871
2 ECOM
BE 0765.978.118
Antwerpen · Eq €48,851
HUGO SOLUTIONS
BE 0686.684.873
Sombreffe · Eq €48,829
Of 6,147 companies in sector 46190 we hold annual accounts for 2,570. 1,927 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded15-01-2014
Fiscal year end31-12
Activities, NACEBEL 2025
46190Agents in non-specialised wholesale trade
18110Printing and reproduction of recorded media
52250Logistics services
68321Property management for co-owned buildings (syndics)
79901Tourist information services
82400Office administrative, office support and other business support activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0544428831
Also
9925:BE0544428831
Registered
20-08-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.