Skip to content

STELLAR GROUP

Active
Private limited companyfounded 20251 yr activeAvenue des Dessus de Lives(LO) 2, 5101 Namur, BelgiumKBO/BCE: BE 1021.595.387
Summary

STELLAR GROUP has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €288,790 and a net result of €188,790. Its solvency ranks better than 49% of 9436 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2025
Axes
Profitability94
Solvency56
Growth-
Track record67
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20,000 at 30 days only on tighter terms
Liquidity ample (current ratio 4.12; short-term debt: 24.2% and cash: 4.2% of total assets), but 69.5% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
30.5%
Return on assets
20%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
32 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

STELLAR GROUP was incorporated on 28 March 2025 as a Private limited company.1 Since 2025, KLEIN Achille has served as director of the company.2 The company has filed annual accounts once, for fiscal year 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 24-07-2026
  3. 3National Bank, annual accounts 2025

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, abbreviated schema

Equity
€288,790
Total assets
€946,083
Net result
€188,790
Working capital
€714,016

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition
Assets €946,083
Fixed assets €2,992
Current assets €943,092
Equity and liabilities €946,083
Equity €288,790
Debt €657,294
Debt finances 69.5% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€265,808
Cash flow
€189,097
Current ratio
4.12
Quick ratio
0.76
Debt to equity
2.28
ROE
65.4%
ROA
20.0%
Interest coverage
18.48
Debt ≤ 1 year
€229,076
Debt > 1 year
€428,000
Income taxes
€63,100
Staff costs
€13,157

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 46 lines
Balance sheet Code2025
Assets
Total assets20/58€946,083
Fixed assets21/28€2,992
Tangible fixed assets22/27€2,992
Plant, machinery and equipment23€1,205
Furniture and vehicles24€1,787
Current assets29/58€943,092
Amounts receivable after more than one year29€49,250
Trade receivables290€49,250
Stocks and contracts in progress3€768,088
Stocks30/36€768,088
Amounts receivable within one year40/41€85,006
Other amounts receivable41€85,006
Cash at bank and in hand54/58€39,498
Deferred charges and accrued income490/1€1,250
Equity and liabilities
Total equity and liabilities10/49€946,083
Equity10/15€288,790
Contributions10/11€100,000
Profit (loss) carried forward14€188,790
Amounts payable17/49€657,294
Amounts payable after more than one year17€428,000
Financial debts170/4€428,000
Amounts payable within one year42/48€229,076
Financial debts43€136,000
Credit institutions430/8€136,000
Trade debts44€17,858
Suppliers440/4€17,858
Taxes, remuneration and social security45€65,593
Taxes450/3€63,100
Remuneration and social security454/9€2,494
Other amounts payable47/48€9,625
Accrued charges and deferred income492/3€218
Income statement Code2025
Remuneration, social security and pensions62€13,157
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€307
Other operating charges640/8€8,000
Gross operating margin9900€286,965
Operating profit (loss)9901€265,501
Financial income75/76B€774
Recurring financial income75€774
Financial charges65/66B€14,385
Recurring financial charges65€14,385
Profit (loss) for the period before taxes9903€251,889
Income taxes67/77€63,100
Profit (loss) for the period9904€188,790
Profit (loss) for the period to be appropriated9905€188,790
Appropriation of the result
Profit (loss) to be appropriated9906€188,790
Social balance
Average headcount (FTE)90871.0

The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€13,157
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€307
Other operating charges640/8€8,000
Gross operating margin9900€286,965
Operating profit (loss)9901€265,501
Financial income75/76B€774
Recurring financial income75€774
Financial charges65/66B€14,385
Recurring financial charges65€14,385
Profit (loss) for the period before taxes9903€251,889
Income taxes67/77€63,100
Profit (loss) for the period9904€188,790
Profit (loss) for the period to be appropriated9905€188,790
Line2025
Assets
Total assets20/58€946,083
Fixed assets21/28€2,992
Tangible fixed assets22/27€2,992
Plant, machinery and equipment23€1,205
Furniture and vehicles24€1,787
Current assets29/58€943,092
Amounts receivable after more than one year29€49,250
Trade receivables290€49,250
Stocks and contracts in progress3€768,088
Stocks30/36€768,088
Amounts receivable within one year40/41€85,006
Other amounts receivable41€85,006
Cash at bank and in hand54/58€39,498
Deferred charges and accrued income490/1€1,250
Equity and liabilities
Total equity and liabilities10/49€946,083
Equity10/15€288,790
Contributions10/11€100,000
Profit (loss) carried forward14€188,790
Amounts payable17/49€657,294
Amounts payable after more than one year17€428,000
Financial debts170/4€428,000
Amounts payable within one year42/48€229,076
Financial debts43€136,000
Credit institutions430/8€136,000
Trade debts44€17,858
Suppliers440/4€17,858
Taxes, remuneration and social security45€65,593
Taxes450/3€63,100
Remuneration and social security454/9€2,494
Other amounts payable47/48€9,625
Accrued charges and deferred income492/3€218
Line2025
Profit (loss) for the period9904€188,790
+ Depreciation and write-downs630€307
Operating cash flow (approximation)€189,097

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2026
24-07
State Gazette act Appointment: KLEIN Achille (director)
2 facts ▸
  • General meeting, 26-05-2026
  • Director appointment, KLEIN Achille (director)
29-06
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
State Gazette actNBB filing
1 of 3 acts read
About the unread acts

Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 director, last change in 2025
KLEIN Achille
Director · since 13-10-2025
Current
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ. See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
2 of this company's 3 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
2,634 m²
Building footprint
1,021 m²
Volume, LiDAR
15,069 m³
Parcel 92078A0002/02G002, Wallonia · tallest building 18.2 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
STELLAR GROUP
Avenue des Dessus de Lives(LO) 2, 5101 NamurDevelopment of residential building projects
since 20252.372.618.020
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92078A0002/02G002 Wallonia 2,634 m² 1 · 1,021 m² 18.2 m · 5 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Mandate history

1 person since 2025, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
KLEIN Achille
  • Director, from 13-10-2025 to date
See the board, name and seat on a given date →

Structure & network

Owners and holdings

1 owner

Chain of control

  1. AK Development 100%
  2. STELLAR GROUP

Highest known parent: AK Development. The sources do not say who stands above it.

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, scroll to zoom.

Similar companies · same sector, comparable size

Of 9,695 companies in this sector we hold annual accounts for 7,393. 5,192 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded28-03-2025
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
E-invoicing
Reachable via Peppol
Peppol ID 0208:1021595387
Registered 21-10-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.