Financials
- Financial year
- 2024
- Turnover
- €229.5m
- Loss
- -€3.8m
- Solvency
- 6.7%
Turnover▼ 31.7%
Net result
20182024
Stellantis &You Belgium
ActiveSummary
Stellantis &You Belgium has been active since 1967 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €9.6m and a net result of -€3.8m. Equity remains stable across the filed financial years (±0.7% per year). Its solvency ranks better than 18% of 6,482 sector peers (NACE 47, financial year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Overview
Activity
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811
Largest employer in Schaarbeek, Wholesale and retail trade sector10 sites
Size
€229.5mturnover 2024
- Staff
- 415 FTE
- Equity
- €9.6m
- Loss
- -€3.8m
Structure
- Parent
- Stellantis Belux · 99.99%
- Board
- 5 members
- Holdings
- 1
- Arturo FERNANDEZ-GONGORAManaging director
Auditor: Deloitte Bedrijfsrevisoren/Réviseurs d’Entreprises2025 accounts not filed, 90 days past the deadline
Why 54raises riskCapped at 59: a confirmed filing findingFigures for financial year 2024 (filed 08-07-2025)Equity €9.6m (6.7% of total assets)lowers riskLiquidity: current ratio 2.78, cash €52.9mFounded in 1967Show the evidence
Checked score
Score 2024
54
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 34% of its sector peers (NACE 47, large)
A confirmed filing finding caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2023
Weak
Solvency
32=
equity 6.7% of total assets
Liquidity
83+3
short-term debt 31.1% · cash 37.1%
Profitability
18-4
return on assets -2.7%
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.2%
12-2024: 0.2%● unchanged vs 11-2024
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025lowest value
07-2025: 0.3%▲ +0.1 percentage points vs 06-2025
08-2025: 0.3%● unchanged vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.2%▼ -0.1 percentage points vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.5%▲ +0.3 percentage points vs 07-2026
09-2026: 0.6%▲ +0.1 percentage points vs 08-2026
10-2026: 0.8%▲ +0.2 percentage points vs 09-2026highest value
Credit of up to €500,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity ample (current ratio 2.78, compared with 3.84 in 2023, above the usual 1.5; short-term debt: 31.1% and cash: 37.1% of total assets), but 93.3% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, large): better than 11% on solvency, 99% on liquidity, 15% on profitability and 10% on growth.
The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Eight signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€3.8m
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 6482 sector peers (2024).
NBB · sector comparisonPosition among 6482 sector peers
Solvency
better than 18%
← weakest
strongest →
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 90 days later.
NBB · 10 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline29-10-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-07-2025, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
23 days early
2023
76 days early
2022
19 days early
2021
24 days late
2020
6 days late
2019
22 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 18 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.
Searched, nothing found (1)
- Resignations & appointmentsPower of attorney
- Resignations: Hans-Erik JONSCHER (director and managing…Appointments: Anne WITTMANN-LAVEST (director) and…
- Annual accounts filedfinancial year 2024 · full…
Key points
- Caution: Among the weakest 5% on net resultsector median €32,437 · 6,485 companies -€3.8m View
- Caution: 2025 accounts not fileddeadline was 31-07-2026 90 days past the deadline View
- Board changedlatest change 01-12-2025 · 5 in office 2 joined · 1 left View
- Caution: Turnover fell in 2024from €336.2m to €229.5m ▼ 31.7% View
- Controlled by Stellantis Beluxultimately: SA PEUGEOT 99.99% View
- Caution: 2 loss-making years in a rowloss financial year 2024 -€3.8m View
- Active since 1967founded 27-12-1967 58 years View
By topic
Board & ownership
- Board
- 5 members
- Parent
- Stellantis Belux · 99.99%
- Auditor
- Deloitte Bedrijfsrevisoren/Réviseurs d’Entreprises
- Wiliam DEMUREGeneral manager
- Anne WITTMANN-LAVESTDaily manager
- Luca NAPOLITANODirector
- Arturo FERNANDEZ-GONGORAManaging director
- Hans Erik JONSCHERDirector
Network & group
- Group
- SA PEUGEOT
- Subsidiaries
- 1
- Connected companies
- 1
- Mergers and asset contributions
- 2
1 subsidiary
Timeline
- Events
- 76
- Since
- 1978
- 22-11-2024Appointment: DELOITTE RÉVISEURS D'ENTREPRISES SRL (réviseur de…
- 09-09-2024Miscellaneous
- 08-08-2024Resignations: Philippe de ROVIRA (director) and Florian…
Company details
- Sites
- 10
- Legal form
- Public limited company
- Activity
- Retail sale of cars and light vans (up…NACE 47811
- Founded
- 27-12-1967
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 15
- Annual meeting
- Third Tuesday of May at 15:00
- Purpose
- “L'achat, la vente, la distribution, la location de toutes voitures automobiles, cycles et…” (deed in French)
Key facts about Stellantis &You Belgium
- What is the company number of Stellantis &You Belgium?
- 0403.461.206. In Belgium the VAT number is the company number with BE in front: BE 0403.461.206.
- Where is Stellantis &You Belgium based?
- The registered office is at Jacques Georginlaan 15-19, 1030 Schaarbeek.Company details
- What does Stellantis &You Belgium do?
- According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
- What is the legal form of Stellantis &You Belgium?
- Public limited company (NV).
- When was Stellantis &You Belgium founded?
- On 27-12-1967.
- Is Stellantis &You Belgium still active?
- Yes, Stellantis &You Belgium is an active enterprise in the KBO register.
- How many employees does Stellantis &You Belgium have?
- On average 415 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
- What is the turnover of Stellantis &You Belgium?
- €229.5m in financial year 2024, according to the filed annual accounts.
- Is Stellantis &You Belgium profitable?
- In financial year 2024, Stellantis &You Belgium made a loss of €3.8m.
- Where can I find the annual accounts of Stellantis &You Belgium?
- Stellantis &You Belgium filed 48 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
Companies related to Stellantis &You Belgium
Parent and group
- Stellantis Belux99.99%
Shareholders
- CITROEN BELUX40.96%
Subsidiaries and holdings
Comparable companies
- GARAGE STEENBEKEEvergem
- Declerck EricGent
- LOUYET LIEGELiège
- MATERMACO AGRICULTUREGembloux
- KRIS VERELLENGeel
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