Public limited company · founded 1986 · 40 yrs activeIndustrielaan 51, 1070 Anderlecht, BelgiumKBO/BCE: BE 0428.673.385
Summary
The computed 12-month bankruptcy probability of DMC BRUSSELS is 1.6% (moderate). The annual accounts of DMC BRUSSELS for fiscal year 2025 show a net loss of 355% of the equity at the start of that year. The 2025 annual accounts show equity of €6.7m and a net result of -€9.4m. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 13% of 5048 sector peers (fiscal year 2025). The company has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals.
How financially healthy the company is, how likely a bankruptcy is and how much credit is sensible. Start here to know whether you can do business safely.
Score 2025
Checked score
A figure from 0 to 100 for financial health from the latest annual accounts: the higher, the healthier. Without a figure, the card says why. A low score is a reason to look closely at payment terms and security.
Four sides of financial health side by side. You see at a glance where the company is strong and where it is vulnerable.
Profitability4▼-11
Solvency35▲+4
Growth68▲+16
Track record100
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that this company goes bankrupt within twelve months. A low chance is reassuring; with a higher one, agree shorter payment terms or an advance.
1.6%Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €240,000 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.19 against 1.19 in 2024; short-term debt: 72.7% and cash: 20.3% of total assets), and 89.7% of the assets are financed with debt.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 75 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
○
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 21 June (4 of the last 5 filed years within 119 days of that day).
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
History
History
The company's story in a few sentences, from the company register, the Belgian State Gazette and the filed annual accounts. Each number opens the document the sentence rests on.
On 19 March 1986, DMC BRUSSELS was incorporated.1The capital was increased 2 times between 2021 and 2025, most recently to EUR 11 million.23In 2022 the company took the name BAG A/D.4The registered office was moved to Anderlecht in 2024.54 companies were merged into the company in 2025, including Brussels Auto Group Ternat and GARAGE DON BOSCO.3Of the 5 current board members, Benoît De Cannière has served longest, since 2018.6
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
Net result€452,208within the sector's middle half-€938,282below the sector's middle half-€563,101below the sector's middle half▲ 40.0%-€1.4mbelow the sector's middle half▼ 153%-€9.4mbelow the sector's middle half▼ 556%
Equity€5.9mabove the sector's middle half€4.6mwithin the sector's middle half▼ 20.9%€4.1mwithin the sector's middle half▼ 12.2%€2.6mwithin the sector's middle half▼ 35.1%€6.7mabove the sector's middle half▲ 154%
Total assets€9.1mwithin the sector's middle half▼ 9.7%€8.8mwithin the sector's middle half▼ 4.0%€17.1mabove the sector's middle half▲ 94.9%€48.0mabove the sector's middle half▲ 180%€64.9mabove the sector's middle half▲ 35.3%
Working capital€6.0mabove the sector's middle half▲ 1,618%€4.9mabove the sector's middle half▼ 18.5%€10.5mabove the sector's middle half▲ 115%€7.1mabove the sector's middle half▼ 32.8%€9.0mabove the sector's middle half▲ 27.7%
Solvency64.0%above the sector's middle half▲ 64.3pp52.7%within the sector's middle half▼ 11.3pp23.8%within the sector's middle half▼ 29.0pp5.5%below the sector's middle half▼ 18.3pp10.3%below the sector's middle half▲ 4.8pp
Current ratio3.14above the sector's middle half▲ 2.102.37within the sector's middle half▼ 0.772.63within the sector's middle half▲ 0.271.19within the sector's middle half▼ 1.441.19below the sector's middle half=
Return on assets (ROA)4.9%within the sector's middle half▲ 7.0pp-10.7%below the sector's middle half▼ 15.6pp-3.3%below the sector's middle half▲ 7.4pp-3.0%below the sector's middle half▲ 0.3pp-14.4%below the sector's middle half▼ 11.4pp
Staff (FTE)44.5above the sector's middle half▲ 0.2%45.2above the sector's middle half▲ 1.6%51.1above the sector's middle half▲ 13.1%65above the sector's middle half▲ 27.2%207.9above the sector's middle half▲ 220%
abovewithinbelowthe middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Why a figure moved sharply
2025Turnover +299%, Net result -556%, Equity +154%, Staff (FTE) +220% on 2024.Merger absorbing Brussels Auto Group Groot-Bijgaarden, effective 01-01-2025. Merger absorbing Brussels Auto Group Overijse, effective 01-01-2025.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6.9m in 2025 against €831,281 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €64.9m
13.4%
86.6%
Fixed assets€8.7m ▲ 121%
Current assets€56.2m ▲ 27.7%
Equity and liabilities €64.9m
10%
89.7%
Equity€6.7m ▲ 154%
Provisions€3,750 =
Debt€58.2m ▲ 28.4%
Debt's share of the balance-sheet total falls from 94.5% to 89.7%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€5.6m▼
2024 · -€638,114
Cash flow
-€8.1m▼
2024 · -€1.2m
Quick ratio
0.71▲
2024 · 0.18
Debt to equity
8.69▼
2024 · 17.18
ROE
-139.8%▼
2024 · -54.1%
Interest coverage
-2.63▼
2024 · -1.38
Debt ≤ 1 year
€47.2m▲
2024 · €37.0m
Debt > 1 year
€10.0m▲
2024 · €6.0m
Income taxes
€232,377▲
2024 · €5,322
Staff costs
€16.5m▲
2024 · €5.0m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observation
Peer companies
What happened to companies that once looked just like this one does now. It describes the group, not this company: the figures are counted, not predicted.
Of the 1,608 companies that looked in July 2024 the way this one looks now, 4.1% went bankrupt within 24 months and 89% are still going.
20 years or older
solvency 10 to 30%
a loss of 10% of the balance sheet or more
without size
4.1%went bankrupt
6.7%stopped otherwise
89%still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
The companies in ten equal groups, from lowest to highest expected share.
Group
Expected
Actual
1
0.2%
0.2%
2
0.3%
0.5%
3
0.5%
0.6%
4
0.7%
0.8%
5
0.9%
1.0%
6
1.3%
1.5%
7
1.6%
1.8%
8
1.8%
1.9%
9
3.0%
3.1%
10
5.6%
6.2%
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,608 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
Filed annual accountsAs filed with the NBB · 2025 against 2024 · 83 lines
Balance sheetCode20242025
Assets
Total assets20/58€48.0m€64.9m▲
Fixed assets21/28€3.9m€8.7m▲
Intangible fixed assets21-€626
Tangible fixed assets22/27€3.9m€8.7m▲
Land and buildings22-€36,905
Plant, machinery and equipment23€52,277€967,227▲
Furniture and vehicles24€25,586€345,182▲
Leasing and similar rights25€10,587€3,482▼
Other tangible fixed assets26€3.8m€7.3m▲
Financial fixed assets28-€6,052
Other financial fixed assets284/8-€6,052
Amounts receivable and cash guarantees285/8-€6,052
Current assets29/58€44.0m€56.2m▲
Stocks and contracts in progress3€37.2m€22.6m▼
Stocks30/36€37.2m€22.6m▼
Goods purchased for resale34€37.2m€22.6m▼
Amounts receivable within one year40/41€6.7m€20.2m▲
Trade receivables40€6.5m€19.8m▲
Other amounts receivable41€211,156€416,089▲
Current investments50/53€3,750€3,750=
Other investments51/53€3,750€3,750=
Cash at bank and in hand54/58€13,401€13.2m▲
Deferred charges and accrued income490/1€45,429€281,998▲
Equity and liabilities
Total equity and liabilities10/49€48.0m€64.9m▲
Equity10/15€2.6m€6.7m▲
Contributions10/11€5.5m€11.3m▲
Capital10€5.5m€11.3m▲
Issued capital100€5.5m€11.3m▲
Reserves13€10,765€1.0m▲
Non-distributable reserves130/1€10,765€20,364▲
Legal reserve130€10,765€20,364▲
Distributable reserves133-€1.0m
Profit (loss) carried forward14-€2.9m-€5.6m▼
Provisions and deferred taxes16€3,750€3,750=
Provisions for liabilities and charges160/5€3,750€3,750=
Other liabilities and charges164/5€3,750€3,750=
Amounts payable17/49€45.3m€58.2m▲
Amounts payable after more than one year17€6.0m€10.0m▲
Financial debts170/4€6.0m€10.0m▲
Other loans174€6.0m€10.0m▲
Amounts payable within one year42/48€37.0m€47.2m▲
Financial debts43€7.5m€22.8m▲
Credit institutions430/8€7.5m-
Other loans439-€22.8m
Trade debts44€27.9m€16.4m▼
Suppliers440/4€27.9m€16.4m▼
Advances received on contracts in progress46€129,663€1.3m▲
Taxes, remuneration and social security45€1.4m€6.6m▲
Taxes450/3€901,331€4.4m▲
Remuneration and social security454/9€472,128€2.2m▲
Other amounts payable47/48€7,284-
Accrued charges and deferred income492/3€2.4m€1.0m▼
Auditor appointment, GROUPE AUDIT BELGIUM Burg. BVBA
Share distribution, 332, 10.00%
Share distribution, 1495, 45.00%
Share distribution, 1495, 45.00%
Exchange ratio, 0.515039
Net asset transfer, 1273488.72
Profit right date, 01-07-2017
Capital
Capital
+6 further facts in this act
17-08
NBB filingAnnual accounts filed
fiscal year 2016 · full schema · 17 days late
10-08
State Gazette actPermanent representative: Hugo Frank Urbain Germana Bruynseels
Capital · Statutes amendment6 facts ▸
General meeting, 20-12-2011
Capital, €150.000
Statutes amendment
Statutes amendment
Permanent representative, Hugo Frank Urbain Germana Bruynseels
Statutes amendment
2016
03-08
State Gazette actReappointments: De Smet Monique, Bruynseels Hugo and 3 others
Appointments: Bruynseels Hugo (managing director) and Bruynseels Ingrid (managing director) · Resignation: Bruynseels - De Smet (managing director)11 facts ▸
General meeting, 25/06/2016
Director reappointment, De Smet Monique (director)
Director reappointment, Bruynseels Hugo (director)
Director reappointment, Bruynseels Ingrid (director)
Director reappointment, Bruynseels - De Smet (director)
Auditor reappointment, Groupe Audit Belgium BV BVBA (statutory auditor)
Board meeting, 25/06/2016
Director reappointment, De Smet Monique (managing director)
Director appointment, Bruynseels Hugo (managing director)
Director appointment, Bruynseels Ingrid (managing director)
Director resignation, Bruynseels - De Smet (managing director)
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
29 of 29 acts read
Directors · office · real estate
Directors and office
Who runs the company and where it is based. It tells you who you are talking to and whether the address checks out.
Directors
Directors
Who runs the company today and since when, grouped the way the CBE groups its function holders. Many recent board changes are a reason to keep a close eye.
5 directors, 1 in day-to-day management, no change since 2026
Auditor · since 10-11-2022 · perm. rep.: Grégory Gonzalez Rodriguez
Current
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Location & real-estate footprint
Location & real estate
Where the company is based and which parcels are linked to its addresses. An address shared by many companies is often a registered-office service.
Assesteenweg 101, 1740 TernatWholesale of cars and light vans (up to 3.5 tonnes)
since 20252.365.113.188
D'Ieteren Mobility Center Buizingen
Alsembergsesteenweg 164, 1501 HalleWholesale of cars and light vans (up to 3.5 tonnes)
since 20252.365.113.287
D'Ieteren Mobility Center Groot-Bijgaarden
Robert Dansaertlaan 102, 1702 DilbeekWholesale of cars and light vans (up to 3.5 tonnes)
since 20252.365.113.386
D'Ieteren Mobility Center Overijse
Brusselsesteenweg 303, 3090 OverijseWholesale of cars and light vans (up to 3.5 tonnes)
since 20252.365.113.485
Show 2 more locations
D'Ieteren Mobility Van Center Anderlecht
Industrielaan 125, 1070 AnderlechtWholesale of cars and light vans (up to 3.5 tonnes)
since 20252.366.809.106
My Way Overijse
Terhulpensesteenweg 343, 3090 OverijseWholesale of cars and light vans (up to 3.5 tonnes)
since 20252.367.096.740
7 parcels
Flanders5(71.4%)Brussels2(28.6%)
Parcel (capakey)
Region
Area
Buildings
Height / fl.
21306D0306/00H000
Brussels
1.0 ha
1 · 6,041 m²
27.9 m
23086A0430/00E002
Flanders
8,251 m²
1 · 2,497 m²
9.1 m · 2 fl.
23062B0222/00X004
Flanders
5,210 m²
1 · 2,334 m²
9.1 m · 3 fl.
23543I0198/00Y002
Flanders
5,154 m²
1 · 2,053 m²
8.3 m · 2 fl.
23013A0132/00T003
Flanders
4,586 m²
1 · 1,940 m²
12.5 m · 2 fl.
21306D0271/00X000
Brussels
3,618 m²
1 · 1,752 m²
7.0 m · 2 fl.
23026B0116/00D021
Flanders
1,260 m²
1 · 3,266 m²
10.5 m · 2 fl.
Linked by address, not proof of ownership
Good to know
7 of 7 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
Mandate history
Who held which function and when, per person: one bar per period, from appointment to resignation or to today. An open left edge means the mandate began before the oldest act we hold.
De vennootschap heeft tot voorwerp de uitbating van een garage. Dit omvat onder meer, zonder dat de hierna volgende opsomming beperkend is, de aankoop, verkoop, verwerking…
Full purpose
De vennootschap heeft tot voorwerp de uitbating van een garage. Dit omvat onder meer, zonder dat de hierna volgende opsomming beperkend is, de aankoop, verkoop, verwerking, herstelling, vertegenwoordiging, leasing, verhuring, commissie, in- en uitvoer en detailhandel van alle materialen en produkten die betrekking hebben op de auto-industrie, waaronder nieuwe en tweedehandsautovoertuigen, -onderdelen, -wisselstukken en -benodigdheden, benzine, olie en andere brandstoffen, synthetisch textiel en lederprodukten.
Who owns the company and which companies it holds shares in, as the companies file it in their annual accounts. It shows which group it belongs to and who ultimately stands behind it.
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register.
The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
Connections & network
Which other companies are linked to this one through directors or shares. Look especially for linked companies in trouble.
17 connected companies
Depth
Shared directors
This companyCompanyDirectorShareholding+N: links not shown yetClick a node to look further, drag to arrange, scroll to zoom.
Of 2,129 companies in sector 46711 we hold annual accounts for 1,130. 249 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Company details
The company's official details: legal form, status, activities and founding date. Useful to draw up an invoice or contract correctly.
Identification
Legal formPublic limited company
Founded19-03-1986
Fiscal year end31-12
Activities, NACEBEL 2025
46711Wholesale of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
E-invoicing
Reachable via Peppol
Peppol ID0208:0428673385
Registered20-11-2020
If you follow this company, Checked tells you the day it leaves the Peppol register.