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Complete company report
Generated 17-08-2026
Active BE 0691.571.002Private limited company (pre-2019)Open bankruptcy

STELLA IBA

Rue du 28 Juin 1919(CO) 58 ·6180 Courcelles, Belgium· 8 yrs active
Conclusion Checked

A bankruptcy procedure is open for STELLA IBA according to publications in the Belgian State Gazette. The 2022 annual accounts show equity of €1k and a net result of €3k.

Based on the State Gazette, CBE and 3 annual accounts.
Key figures
Equity €1k
Net result €3k
Active 8 yrs
Locations 1
Financial profile 5 of 5 axes measured · computed by Checked
Health0Profitability100Solvency12Growth78Stability0
38 / 100

Fragile profile, watch health in particular.

All 5 axes are computed from data Checked has read.

Health 0
Profitability 100
Solvency 12
Growth 78
Stability 0
Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based
50 / 100
High riskRegister: open bankruptcy
This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.
Components
· Open bankruptcy (+50)
Trust signals 2 signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2022 · computed
0 / 100 Critical
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2022 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Financial overview3 NBB filings
Annual accounts filed on 31-12-2023 with the NBB · fiscal year 2022 · micro
€-10k€0€10k€20kRevenue 2018: €24k€24kOperating result 2018: €25€25Net result 2018: €25€25Operating result 2021: €-2k€-2kNet result 2021: €-2k€-2kOperating result 2022: €3k€3kNet result 2022: €3k€3k201820212022
RevenueOperating resultNet result
Revenue
€24k
- 18-22
EBITDA
€4k
- 18-22
Net profit
€3k
- 18-22
Cash flow
€4k
- 18-22
Total assets
€6k
-22.4% 18-22
Equity
€1k
- 18-22
Working capital
€-5k
+34.3% 18-22
Debt
€5k
-47.7% 18-22
Show 8 other metrics
Debt ≤ 1y
€5k
-47.7% 18-22
Current ratio
0.13
-58.6% 18-22
Quick ratio
0.07
-76.4% 18-22
Solvency
17.5%
- 18-22
Debt / equity
4.72
- 18-22
ROE
265.8%
+145.0% 18-22
ROA
46.5%
- 18-22
Net margin
0.1%
- 18-22
Figures by fiscal year
Fiscal year2022
Depositmicro
Revenue-
EBITDA€4k
Net profit€3k
Cash flow€4k
Staff costs-
Income taxes-
Dividends-
Total assets€6k
Equity€1k
Debt€5k
of which ≤ 1y€5k
of which > 1y-
Working capital€-5k
Employees (FTE)-
Ratios (computed)
2022
Current ratio0.13
Quick ratio0.07
Working capital ratio-72.1%
Solvency17.5%
Debt / equity4.72
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA46.5%
ROE265.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding77d
Inventory turnover20.63
Days inventory (DSI)18d
Balance-sheet composition 2022
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2022
Balance sheet, Assets
TOTAL ASSETS 20/58€6k
Fixed assets 21/28€6k
Tangible fixed assets 22/27€4k
Financial fixed assets 28€2k
Current assets 29/58€658
Stocks & contracts in progress 3€310
Amounts receivable within one year 40/41€27
Cash & bank 54/58€321
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€6k
Equity 10/15€1k
Contributions / capital 10/11€6k
Reserves 13€25
Accumulated profits (losses) 14€-5k
Amounts payable 17/49€5k
Amounts payable within one year 42/48€5k
Trade debts payable within one year 44€1k
Income statement
Gross operating margin 9900€4k
Operating result 9901€3k
Result before taxes 9903€3k
Net result for the period 9904€3k
Result to be appropriated 9905€3k
This table shows the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 2 directors
Former directors (2)
  • QODADH Fathi
    Director
    State Gazette act 23031691 (06-03-2023)
    Former
    06-03-2023 → 11-04-2025
    2 events
    • 11-04-2025 Resigned· Director
    • 06-03-2023 Appointed· Director
  • LAMBERT Imran
    Director
    State Gazette act 23031691 (06-03-2023)
    Former
    - → 06-03-2023
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Directors & mandates1 person
Role Name Tenure Source
Curator MAXIMILIEN TRAVERSA
AVENUE DU GENERAL MICHEL 1E/33, 6000 CHARLEROI- . Date provisoire de cessation de paiement : 13/04/2026
 13-04-2026 → present Belgian State Gazette
Legal Structure
NACE primary -
Legal form Private limited company (pre-2019)(015)
Incorporation28-02-2018
StatusActive
Postal code6180
First BS signal 20-04-2026
Latest BS signal 20-04-2026
Establishment units 1 location
STELLA IBA
Generaal Eenensstraat 33, 1030 SchaarbeekCafé-restaurants (tavernen)
since 20182.275.305.046
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
52015B1354/00X013 Wallonia 673 m² 1 · 324 m² 14.1 m · 4 fl.
21910E0137/00V003 Brussels 90 m² 1 · 46 m² 16.1 m · 5 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 6 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
20-04-2026
Bankruptcy Opening
Tribunal de l’entreprise du Hainaut, division Charleroi · STELLA IBA (SPRL) RUE DU 28 JUIN 1919(CO) 58 BTE 1/4, 6180 COURCELLES · event 13-04-2026
2025
18-04-2025
State Gazette act Capital & shares
2023
31-12-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
06-03-2023
State Gazette act Capital & shares
2022
31-12-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2019
02-10-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
Lifecycle & Insolvency Signals1 events
20-04-2026
Bankruptcy Opening
Date: 13-04-2026 · Tribunal de l’entreprise du Hainaut, division Charleroi · STELLA IBA (SPRL) RUE DU 28 JUIN 1919(CO) 58 BTE 1/4, 6180 COURCELLES · Publications in State Gazette ↗
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262026-04-20 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgian State Gazette reading coverage 0 of 11 acts read

We know of 11 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts
Capital history · 2
18-04-2025
Capital change
06-03-2023
Capital change
All acts · 2 updated 1 year ago
2025
18-04-2025 All shares are now held by a single shareholder Capital & shares
Technical details 
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  "events": [
    {
      "kind": "share_transfer",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "subscribers": [
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "De Vanni Maurizio",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": 100,
          "contribution_amount_eur": null
        }
      ],
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    },
    {
      "kind": "eenhoofdigheid_declaration",
      "after_eur": null,
      "delta_eur": null,
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      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Bruxelles",
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": null,
    "filing_date": "1919-06-28",
    "act_kind_objet": "Objet(s) de l\u0027acte :"
  },
  "decision": {
    "body": "assembl\u00E9e_generale_extraordinaire",
    "act_date": "2025-04-11",
    "unanimous": null,
    "under_authorized_capital": false,
    "underlying_resolution_date": "2025-01-01"
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0691.571.002",
    "name_full": "STELLA IBA",
    "legal_form": "SRL",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "shareholders_after": [
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "De Vanni Maurizio",
      "role": "administrateur",
      "n_shares": 100,
      "share_class": null
    }
  ],
  "share_classes_after": []
}
2023
06-03-2023 Transaction in capital or shares Capital & shares
Technical details 
{
  "events": [
    {
      "kind": "share_transfer",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "subscribers": [
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "QODADH Fathi",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": 100,
          "contribution_amount_eur": null
        }
      ],
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "SCHAERBEEK",
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": null,
    "filing_date": null,
    "act_kind_objet": "Objet(s) de l\u0027acte :"
  },
  "decision": {
    "body": "assembl\u00E9e_generale_extraordinaire",
    "act_date": "2023-02-20",
    "unanimous": null,
    "under_authorized_capital": false,
    "underlying_resolution_date": "2023-02-20"
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0691.571.002",
    "name_full": "STELLA IBA",
    "legal_form": "SRL",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "shareholders_after": [
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "QODADH Fathi",
      "role": "aandeelhouder",
      "n_shares": 100,
      "share_class": null
    }
  ],
  "share_classes_after": []
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameFR STELLA IBA
Registered office
Rue du 28 Juin 1919(CO) 58 bus 1/4
6180 Courcelles, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative