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STELKCO

Active
Private limited companyfounded 201115 yrs activeWellingstraat 77, 8730 Beernem, BelgiumKBO/BCE: BE 0834.109.433
Summary

STELKCO has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €131,313 and a net result of -€23,015. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 21% of 36981 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
STELKCOActiveChecked score 90/100
Risk analysis ReportCompare

Overview

Activity
Activities of head offices
NACE 70100
1 site
Size
€803,600total assets 2025
Equity
€131,313
Loss
-€23,015
Turnover not published (abridged schema)
Financial health
90 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts 1 d early0 of 3 deeds read
Why 90- Loss of €23,015, the second in a row (FY 2025)+ Size: total assets €803,600+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Figures for FY 2025 (filed 02-02-2026)Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Better than 23% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 41-25
equity 16.3% of total assets
Liquidity 49-1
short-term debt 18.3% · cash 3.3%
Profitability 33-19
return on assets -2.9%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,599 companies)
Last 24 months 11-2024: 0.1%lowest value 12-2024: 0.1%▲ +1.6% vs 11-2024 01-2025: 0.1%▲ +82.5% vs 12-2024 02-2025: 0.2%▲ +63.5% vs 01-2025 03-2025: 0.2%▼ -6.4% vs 02-2025 04-2025: 0.2%● 0.0% vs 03-2025 05-2025: 0.2%● 0.0% vs 04-2025 06-2025: 0.2%● 0.0% vs 05-2025 07-2025: 0.2%● 0.0% vs 06-2025 08-2025: 0.2%● 0.0% vs 07-2025 09-2025: 0.2%● 0.0% vs 08-2025 10-2025: 0.2%▲ +11.4% vs 09-2025 11-2025: 0.2%▼ -5.6% vs 10-2025 12-2025: 0.2%▼ -2.2% vs 11-2025 01-2026: 0.2%▲ +33.1% vs 12-2025 02-2026: 0.4%▲ +74.3% vs 01-2026highest value 03-2026: 0.1%▼ -81.2% vs 02-2026 04-2026: 0.1%● 0.0% vs 03-2026 05-2026: 0.1%● 0.0% vs 04-2026 06-2026: 0.1%▼ -2.5% vs 05-2026 07-2026: 0.1%● 0.0% vs 06-2026 08-2026: 0.1%▲ +2.6% vs 07-2026 09-2026: 0.1%● 0.0% vs 08-2026 10-2026: 0.1%▲ +3.8% vs 09-2026
  • Size: total assets €803,600 lowers the probability for this profile
  • Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
  • Figures for FY 2025 (filed 02-02-2026) lowers the probability
  • Loss of €23,015, the second in a row (FY 2025) raises the probability
Credit up to €11,000 at 30 days acceptable
Liquidity short (current ratio 0.66 against 1.53 in 2024; short-term debt: 18.3% and cash: 3.3% of total assets), and 83.7% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 21%, liquidity 29%, profitability 17%, growth against the median 25%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €803,600
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Figures for FY 2025 (filed 02-02-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Loss of €23,015, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€23,015
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 36981 sector peers (2025).
NBB · sector comparison
Position among 36981 sector peers
Solvency
better than 21%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2022
on the day
2021
on the day
2020
2 d early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average on the deadline day; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 31 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close03-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Weakest financial yearnet -€28,413

Key points

  • Caution: Among the weakest 7% on net resultsector median €27,007 · 36,996 companies -€23,015 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Caution: 2 loss-making years in a rowloss fiscal year 2025 -€23,015 View

By topic

Financials

Fiscal year
2025
Total assets
€803,600
Loss
-€23,015
Solvency
16.3%
Total assets▲ 112%
Net result
20192025
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 31-01-2027
  1. 30-01-2026Annual accounts filed
  2. 31-01-2025Annual accounts filed
  3. 30-06-2024Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Activities of head officesNACE 70100
Founded
23-02-2011
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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