STRADEC
ActiveSTRADEC has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €257k and a net result of €104. Equity is shrinking by ~5% per year across the filed fiscal years. Its solvency ranks better than 42% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability53▲+4
Solvency71▲+3
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 15.38 against 13.33 in 2024; short-term debt: 6.2% and cash: 26% of total assets), but 53.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.2%
Return on assets
0%
Age of the figures
12 mo
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 18-05-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
18 d late
2024
12 d late
2023
1 d early
2022
2 d late
2021
2 d late
2020
on the day
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€257k=
2024 · €257k
2018: €417k
2019: €331k
2020: €306k
2021: €273k
2022: €262k
2023: €262k
2024: €257k
2018 → 2025
Total assets
€556k▼ 5.8%
2024 · €590k
2018: €527k
2019: €502k
2020: €547k
2021: €545k
2022: €515k
2023: €609k
2024: €590k
2018 → 2025
Net result
€104
2024 · €-6k
2018: €19k
2019: €-28k
2020: €3k
2021: €-33k
2022: €-11k
2023: €531
2024: €-6k
2018 → 2025
Working capital
€500k▼ 1.1%
2024 · €505k
2018: €366k
2019: €330k
2020: €473k
2021: €454k
2022: €469k
2023: €480k
2024: €505k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€273k-€262k▼ 4.1%€262k▲ 0.2%€257k▼ 2.1%€257k=
Operating result€-28k-€-8k▲ 70.4%€9k€2k▼ 74.0%€6k▲ 152%
Net result€-33k-€-11k▲ 65.8%€531€-6k€104
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 152% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €556k
Fixed assets
€22k▼ 50.7%
Current assets
€534k▼ 2.2%
Equity and liabilities €556k
Equity
€257k=
Provisions
€0▼ 100%
Debt
€299k▼ 6.0%
The debt ratio falls from 54.0% to 53.8%. Debt is lower.
Key figures and ratios
EBITDA
€23k▼
2024 · €24k
Cash flow
€17k▲
2024 · €16k
Solvency
46.2%▲
2024 · 43.5%
Current ratio
15.38▲
2024 · 13.33
Quick ratio
15.38▲
2024 · 13.33
Debt / equity
1.17▼
2024 · 1.24
ROE
0.0%▲
2024 · -2.2%
ROA
0.0%▲
2024 · -0.9%
Interest coverage
4.15▲
2024 · 3.81
Debt
€299k▼
2024 · €318k
Debt ≤ 1 year
€35k▼
2024 · €41k
Debt > 1 year
€261k▼
2024 · €274k
Income taxes
€5k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€590k€556k▼
Fixed assets21/28€44k€22k▼
Tangible fixed assets22/27€44k€21k▼
Furniture and vehicles24€7k€500▼
Leasing and similar rights25€37k€21k▼
Financial fixed assets28€90€90=
Current assets29/58€546k€534k▼
Amounts receivable after more than one year29€331k€332k▲
Other amounts receivable291€331k€332k▲
Amounts receivable within one year40/41€73k€52k▼
Trade receivables40€69k€52k▼
Other amounts receivable41€4k€618▼
Cash at bank and in hand54/58€134k€144k▲
Deferred charges and accrued income490/1€8k€6k▼
Equity and liabilities
Total equity and liabilities10/49€590k€556k▼
Equity10/15€257k€257k=
Contributions10/11€6k€6k=
Reserves13€250k€250k=
Distributable reserves133€250k€250k=
Provisions and deferred taxes16€15k€0▼
Provisions for liabilities and charges160/5€15k€0▼
Pensions and similar obligations160€15k€0▼
Amounts payable17/49€318k€299k▼
Amounts payable after more than one year17€274k€261k▼
Financial debts170/4€274k€261k▼
Amounts payable within one year42/48€41k€35k▼
Current portion of amounts payable after more than one year42€16k€16k▲
Trade debts44€4k€322▼
Suppliers440/4€4k€322▼
Taxes, remuneration and social security45€21k€17k▼
Taxes450/3€21k€17k▼
Other amounts payable47/48-€1k
Accrued charges and deferred income492/3€4k€4k▲
Income statement
Code20242025
Non-recurring operating income76A€0€4k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€17k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€17k
Provisions for liabilities and charges: additions (uses and reversals)635/8-€-15k
Other operating charges640/8€5k€4k▼
Gross operating margin9900€29k€29k▲
Operating profit (loss)9901€2k€6k▲
Financial income75/76B€6k€5k▼
Recurring financial income75€6k€5k▼
Financial charges65/66B€6k€6k▼
Recurring financial charges65€6k€6k▼
Profit (loss) for the period before taxes9903€2k€5k▲
Income taxes67/77€7k€5k▼
Profit (loss) for the period9904€-6k€104▲
Profit (loss) for the period to be appropriated9905€-6k€104▲
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€104▲
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€6k€0▼
Transfer to equity691/2-€104
To other reserves6921-€104
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
30-09
Financial
Back to profitnet €104
Net result €104 after one loss-making year.
12-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €531
Net result €531 after 2 loss-making years.
02-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
30-09
Financial
Liquidity doublescurrent ratio 18.57
Current ratio from 8.16 to 18.57; short-term debt falls from €63k to €27k.
02-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
30-09
Financial
Weakest financial yearnet €-33k ▼1285%
Net result drops to €-33k, the lowest in the series; recovery starts the following year.
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
30-09
Financial
Liquidity triplescurrent ratio 9.45
Current ratio from 3.13 to 9.45; short-term debt falls from €155k to €56k.
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
23-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oekensestraat 398800 RoeselareGround area
435 m²
Building footprint
191 m²
Volume, LiDAR
999 m³
Parcel 36017A0789/00R000, Flanders · tallest building 9.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
STRADEC
since 20092.177.408.488
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36017A0789/00R000 | Flanders | 435 m² | 1 · 191 m² | 9.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TONADRI
BE 0688.945.666
Welkenraedt · Eq €256k
CENARIO
BE 0563.358.281
Moorslede · Eq €257k
CHAPE EN VLOERISOLATIE DERAEVE CHRISTOPHE
BE 0727.611.549
Poperinge · Eq €257k
ALJA
BE 0694.956.401
Roeselare · Eq €257k
ADRINALIM
BE 0533.802.579
Ans · Eq €256k
Of 5,700 companies in sector 70100 we hold annual accounts for 3,492. 2,342 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-03-2009
Fiscal year end30-09
Activities, NACEBEL
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.