Turnover
≈ €210,000 estimated
The micro format states no turnover.
Steki
Overview
Lifetime
1 annual account with figurespeak €20,371 (2025)
€20,371
lowest -€13,265 (2025)
-€13,265
peak €16,735 (2025)
€16,735
€149,897
Board2 names since 2024
2 directorsEFTHYMIOU Georgios and 1 other
Documentsfilings and deeds
04-06-202657 days before the deadline
2025micro format
Loss of €13,265First year with figures
Key points
from the 2025 annual accountsDebts
€149,897 90% of the balance sheet
Suppliers 2%Taxes and wages 4%Other 94%
Of this, €9,897 falls due within a year.
Position in the sector
-€13,265
Lower net result than 82% of companies in food and beverage service. Sector median €4,883 · 17,138 companies.
Checked score
50
Fair
Financially stronger than 45% of micro companies in food and beverage service (NACE 56)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
3.1% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,791 companies (NACE 56, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2026: 3.9%
02-2026: 4.0%▲ +0.1 percentage points vs 01-2026
03-2026: 4.1%▲ +0.1 percentage points vs 02-2026
04-2026: 4.6%▲ +0.5 percentage points vs 03-2026
05-2026: 4.6%● unchanged vs 04-2026
06-2026: 4.9%▲ +0.3 percentage points vs 05-2026highest value
07-2026: 3.1%▼ -1.8 percentage points vs 06-2026
08-2026: 3.1%● unchanged vs 07-2026
09-2026: 3.1%● unchanged vs 08-2026
10-2026: 3.0%▼ -0.1 percentage points vs 09-2026lowest value
11-2026: 3.1%▲ +0.1 percentage points vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Sector: Food and beverage service activities (NACE 56)
Founded in 2024
Size: total assets €166,632
lowers risk
Liquidity: current ratio 3.80, cash €30,491
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 33% of them on solvency, 77% on liquidity and 25% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 173 companies had the same profile as Steki has now. Each dot is one company, two years later.
94.2%
were still trading
2.3%
stopped another way
2.9%
went bankrupt
Another 0.6% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Steki itself: 3.1% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 173 companies, not a prediction for Steki. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.8, above the usual 1.5. Short-term debt is 5.9% and cash 18.3% of total assets. However, 90% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
57 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- VANDEN BEMPT Vincent Marc Joseph 500 sharesdeed of 16-12-2024
- EFTHYMIOU Georgios 500 sharesdeed of 16-12-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1017300564
Incorporation
Founders: VANDEN BEMPT Vincent Marc Joseph and EFTHYMIOU Georgios · 1,000 shares · Appointments: IB LOGICS (statutory director) and EFTHYMIOU Georgios (statutory director) · published on 16-12-2024 · Gazette deed
First establishment
Tiensestraat 83, Leuven
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Steki Leuven | €166,632 | €20,371 | 10.0% | - |
| Bertem Blok Bertem | €117,120 | €23,456 | 4.5% | - |
| De 7 Nethen Retie | €165,744 | €29,168 | 4.7% | - |
| DEN HEFFER Mechelen | €168,785 | €26,788 | 67.2% | - |
| FOSANI Antwerp | €178,593 | €22,400 | -26.3% | - |
| j'ai soif Maldegem | €206,982 | €18,707 | -4.9% | - |
| VIVEUR Chaudfontaine | €155,733 | €32,132 | 19.7% | - |
These companies have the same main activity as Steki: cafés and bars (NACE 56301). They are comparable in size and age: total assets between €117,000 and €207,000, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 12-12-2024Normal situation
- Activity
- Cafés and barsNACE 56301and 2 others
- Establishment unit
- 2.367.647.3633000 Leuven, since 12-12-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 27-03-2026
Annual accounts 2025
- €20,371
- €13,265
- €16,735
- €166,632
- Filing
- Filed on 04-06-2026, 57 days before the end of the filing period
Insights on Steki
The computed 12-month bankruptcy probability of Steki is 3.1% (moderate). The 2025 annual accounts show equity of €16,735 and a net result of -€13,265.
Its solvency ranks better than 33% of 17,162 sector peers (NACE 56, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 04-06-2026, 57 days before the deadline€20,371
-€12,804
-€13,265
€27,723
10.0%
3.80
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €210,000. Estimated: probably between €100,000 and €460,000.
Balance sheet
balance sheet total €166,632 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
10.0%
Higher than 33% of 17,162 companies in 2025.
3.80
Higher than 88% of 16,586 companies in 2025.
-8.0%
Higher than 24% of 16,669 companies in 2025.
Steki
Middle half of the sector
80% of the sector
Micro accounts in food and beverage service (NACE 56)
Net result: bottom quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
166,632 | |
21/28 |
129,012 | |
22/27 |
129,012 | |
23 |
45,622 | |
24 |
8,696 | |
26 |
74,693 | |
29/58 |
37,620 | |
3 |
6,553 | |
30/36 |
6,553 | |
40/41 |
576 | |
40 |
224 | |
41 |
351 | |
54/58 |
30,491 | |
| Balance sheet: equity and liabilities | ||
10/49 |
166,632 | |
10/15 |
16,735 | |
10/11 |
30,000 | |
14 |
-13,265 | |
17/49 |
149,897 | |
17 |
140,000 | |
178/9 |
140,000 | |
42/48 |
9,897 | |
44 |
2,805 | |
440/4 |
2,805 | |
45 |
6,197 | |
450/3 |
4,635 | |
454/9 |
1,562 | |
47/48 |
894 | |
| Income statement | ||
9900 |
20,371 | |
62 |
19,589 | |
630 |
13,536 | |
640/8 |
50 | |
9901 |
-12,804 | |
75/76B |
81 | |
75 |
81 | |
65/66B |
542 | |
65 |
542 | |
9903 |
-13,265 | |
9904 |
-13,265 | |
9905 |
-13,265 | |
| Appropriation of the result | ||
9906 |
-13,265 | |
| Document | ||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 04-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 04-06-2026 | 2026-00136947 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 732 | ||
| 271 | ||
| 142,548 | ||
| 27,723 | ||
| 10.0% | ||
| 3.80 | ||
| 3.14 | ||
| 8.96 | ||
| -79.3% | ||
| -8.0% | ||
| 1.35 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €142,548 |
| €13,536 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on Steki
Debt's share of the balance-sheet total is 90.0%.
Board & ownership
Board
2 directors, since incorporationStatutory director
since 11-12-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 04-06-2026
IB LOGICS BV
Statutory director, permanent representative VANDEN BEMPT Vincent Marc Joseph
since 11-12-2024
term without a fixed end
also on the board of 2 other companies
listed in the 2025 annual accounts, filed on 04-06-2026
Permanent representatives 1
VANDEN BEMPT Vincent Marc Joseph
Permanent representative, for IB LOGICS
appointed by deed of 16-12-2024
Mandates through the years
2 names, the dashed line is todayEFTHYMIOU Georgios
Statutory director
Statutory director
IB LOGICS
Statutory director
Statutory director
Board
Mandates as a list
- EFTHYMIOU Georgios
- Statutory director, from 11-12-2024 to date
- IB LOGICS
- Statutory director, from 11-12-2024 to date
Control
Founders
VANDEN BEMPT Vincent Marc Joseph, EFTHYMIOU Georgios
This company
Steki
Equity €16,735
Loss €13,265 in 2025
Capital
- Contribution
- €30,000
- Shares
- 1,000
- Contribution per share
- €30
- Equity per share
- €16.74 in 2025
- Source
- 2025 annual accounts
Articles of association
deed of 16-12-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Algemene vergadering bepaalt aantal,duur opdracht en bij meerdere bevoegdheid, benoemd met of zonder beperking van duur,statutair bestuurder…”
Shareholders
At incorporation
deed of 16-12-2024 ↗
- VANDEN BEMPT Vincent Marc Joseph 500 shares (50%) · €15,000
- EFTHYMIOU Georgios 500 shares (50%) · €15,000
Network & group
No group
Steki has no parent and no holdings in its annual accounts.
At the same address
Tiensestraat 83, 3000 Leuven · 2 other companies| ALPHACOPY
establishment since 06-04-1987 · founded in 1987 |
2 FTE (2025) 0430.744.336 |
| Vereniging van Mede-Eigenaars van Residentie Tiense te 3000 Leuven, Tiensestraat 83
registered office since 18-04-2023 |
founded in 2023 0801.235.044 |
Earlier ties
| TASCO via IB LOGICS, no longer at TASCO · Director · deed of 14-07-2022 founded in 2016 |
turnover €642,736 (2025) |
| 3P via IB LOGICS, no longer at 3P · Manager · deed of 22-10-2007 founded in 2001 |
58 FTE (2025) |
Connections & network
3 connected companiesThis company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
Rhea Ingredients
via IB LOGICS · Director · deed of 25-02-2022
Founded in 2022 · turnover €558,901 (2026)
→
E3-Construct
via IB LOGICS · Director (not named in the articles) · deed of 08-09-2021
Founded in 2021 · total assets €4.4m (2025)
→
E3-Invest
via IB LOGICS · Director (not named in the articles) · deed of 08-09-2021
Founded in 2021 · total assets €2.6m (2025)
→
Timeline
Timeline
4 events since 2024Filings
Establishments
202420252026
2026
Annual accounts 2025 filed NBBmicro format · 57 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:1017300564
2024
IncorporationFounders: VANDEN BEMPT Vincent Marc Joseph and EFTHYMIOU Georgios · 1,000 shares · Appointments: IB LOGICS (statutory director) and EFTHYMIOU Georgios (statutory director) · published on 16-12-20246 points ▸
- Founder, VANDEN BEMPT Vincent Marc Joseph
- Founder, EFTHYMIOU Georgios
- Director appointment, IB LOGICS (statutory director)
- Director appointment, EFTHYMIOU Georgios (statutory director)
- Permanent representative, VANDEN BEMPT Vincent Marc Joseph
- 1,000 shares
- The deed holds 1 more point.
First establishment Tiensestraat 83, Leuven
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1017.300.564
- VAT number
- BE 1017.300.564
- Peppol ID
- 0208:1017300564
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 12-12-2024
- Financial year
- ends on 31 December
- Peppol
- Reachable since 27-03-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Steki in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 16-12-2024 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”“Tiensestraat 83, 3000 Leuven”deed of 16-12-2024 (in Dutch)
Activities
NACEBEL 2025VAT activities
56301
Cafés and bars main activity
Social security (RSZ) activities
56301
Cafés and bars main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Exploitatie van horeca zaken in België onder de naam Steki,en samenwerkingssystemen met andere horeca zaken,die dranken verkopen,onder meer…”deed of 16-12-2024 (in Dutch)
9 activities
- Exploitatie van horeca zaken in België onder de naam Steki,en samenwerkingssystemen met andere horeca zaken,die dranken verkopen,onder meer allerlei soorten van dranken met koffie of thee,allerlei soorten gebak,allerlei kleine bereide gerechten(onder meer salades en sandwiches)
- De aankoop,verwerving,oprichting,beheer,uitbating,terbeschikkingstelling,verkaveling,ordening,huur,huurfinanciering,verhuur,het doen bouwen en verbouwen van bebouwde of onbebouwde onroerende goederen of zakelijke rechten op zulke goederen
- Het stellen van waarborgen en zekerheden,voor alle verbintenissen van derden en het verlenen van voorschotten,leningen en kredieten onder welke vorm ook
- Het waarnemen van mandaten van bestuurder,zaakvoerder,vereffening of gelijkaardige functies
- Het deelnemen of betrokken zijn,via een inbreng,aankoop of gelijk welke andere wijze,in ondernemingen,vennootschappen of verenigingen
- Het voor eigen rekening aankopen,verkopen en beheren van aandelen en andere roerende waarden of effecten
- Het ontwerpen,opstellen,verwerven,vervreemden,uitbaten,te gelde maken,commercialiseren en beheren van intellectuele eigendommen,eigendoms-en gebruiksrechten,merken,brevetten,schetsen,plannen,protocollen,concepten,tekeningen,licenties,…
- Consulting en advies verstrekken naar andere ondernemingen toe
- De commercialisering en industrialisatie van de bovenvermelde producten en diensten zowel in binnen-als in buitenland
Registered office and establishments
1 establishment| Establishment | Since | Unit number | FASFC approval |
|---|---|---|---|
| Tiensestraat 83 registered office 3000 Leuven | 12-12-2024 | 2.367.647.363 | Restaurant |
Buildings and parcels at the address
- Ground area
- 183 m²
- Buildings
- 110 m²
- Volume, LiDAR
- 360 m³
- Tallest building
- 16.6 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 24502B0484/00G000 | 183 m² | 1 · 110 m² | 16.6 m · 1 |
Recognitions
Food safety, FASFC
1 siteLeuvenunit number 2.367.647.363