Turnover
≈ €210,000 estimated
The micro format states no turnover.
Steki
Lifetime
1 annual account with figurespeak €20,371 (2025)
€20,371
lowest -€13,265 (2025)
-€13,265
peak €16,735 (2025)
€16,735
€149,897
Board2 names since 2024
2 directorsEFTHYMIOU Georgios and 1 other
Documentsfilings and deeds
04-06-202657 days before the deadline
2025micro format
Loss of €13,265First year with figures
Key points
from the 2025 annual accountsDebts
€149,897 90% of the balance sheet
Suppliers 2%Taxes and wages 4%Other 94%
Of this, €9,897 falls due within a year.
Position in the sector
-€13,265
Lower net result than 82% of companies in food and beverage service. Sector median €4,883 · 17,138 companies.
Checked score
50
Fair
Financially stronger than 45% of micro companies in food and beverage service (NACE 56)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
3.1% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,791 companies (NACE 56, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2026: 3.9%
02-2026: 4.0%▲ +0.1 percentage points vs 01-2026
03-2026: 4.1%▲ +0.1 percentage points vs 02-2026
04-2026: 4.6%▲ +0.5 percentage points vs 03-2026
05-2026: 4.6%● unchanged vs 04-2026
06-2026: 4.9%▲ +0.3 percentage points vs 05-2026highest value
07-2026: 3.1%▼ -1.8 percentage points vs 06-2026
08-2026: 3.1%● unchanged vs 07-2026
09-2026: 3.1%● unchanged vs 08-2026
10-2026: 3.0%▼ -0.1 percentage points vs 09-2026lowest value
11-2026: 3.1%▲ +0.1 percentage points vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Sector: Food and beverage service activities (NACE 56)
Founded in 2024
Size: total assets €166,632
lowers risk
Liquidity: current ratio 3.80, cash €30,491
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 33% of them on solvency, 77% on liquidity and 25% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 173 companies had the same profile as Steki has now. Each dot is one company, two years later.
94.2%
were still trading
2.3%
stopped another way
2.9%
went bankrupt
Another 0.6% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Steki itself: 3.1% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 173 companies, not a prediction for Steki. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.8, above the usual 1.5. Short-term debt is 5.9% and cash 18.3% of total assets. However, 90% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
57 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- VANDEN BEMPT Vincent Marc Joseph 500 sharesdeed of 16-12-2024
- EFTHYMIOU Georgios 500 sharesdeed of 16-12-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1017300564
Incorporation
Founders: VANDEN BEMPT Vincent Marc Joseph and EFTHYMIOU Georgios · 1,000 shares · Appointments: IB LOGICS (statutory director) and EFTHYMIOU Georgios (statutory director) · published on 16-12-2024 · Gazette deed
First establishment
Tiensestraat 83, Leuven
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Steki Leuven | €166,632 | €20,371 | 10.0% | - |
| Bertem Blok Bertem | €117,120 | €23,456 | 4.5% | - |
| De 7 Nethen Retie | €165,744 | €29,168 | 4.7% | - |
| DEN HEFFER Mechelen | €168,785 | €26,788 | 67.2% | - |
| FOSANI Antwerp | €178,593 | €22,400 | -26.3% | - |
| j'ai soif Maldegem | €206,982 | €18,707 | -4.9% | - |
| VIVEUR Chaudfontaine | €155,733 | €32,132 | 19.7% | - |
These companies have the same main activity as Steki: cafés and bars (NACE 56301). They are comparable in size and age: total assets between €117,000 and €207,000, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 12-12-2024Normal situation
- Activity
- Cafés and barsNACE 56301and 2 others
- Establishment unit
- 2.367.647.3633000 Leuven, since 12-12-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 27-03-2026
Annual accounts 2025
- €166,632
- Filing
- Filed on 04-06-2026, 57 days before the end of the filing period
Insights on Steki
The computed 12-month bankruptcy probability of Steki is 3.1% (moderate). The 2025 annual accounts show equity of €16,735 and a net result of -€13,265.
Its solvency ranks better than 33% of 17,162 sector peers (NACE 56, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Steki
- What is the company number of Steki?
- The company number of Steki is 1017.300.564. The VAT number is the same number with BE in front: BE 1017.300.564.
- Where is Steki based?
- The registered office is at Tiensestraat 83, 3000 Leuven.Company details
- What does Steki do?
- According to the KBO register, the main activity is cafés and bars (NACE 56301).
- What is the legal form of Steki?
- Steki is a private limited company (BV).
- When was Steki founded?
- Steki was founded on 12-12-2024.
- Is Steki still active?
- Yes, Steki is an active enterprise in the KBO register.
- What is the turnover of Steki?
- The turnover in financial year 2025 is ≈ €210,000. This figure is estimated from the gross margin of €20,371 and 100 comparable companies (NACE 56301). It probably lies between €100,000 and €460,000. It is a rough estimate.Financials
- Is Steki profitable?
- In financial year 2025, Steki made a loss of €13,265.
- Where can I find the annual accounts of Steki?
- Steki filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
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