Skip to content

STEIN VANHOVE

Active
Private limited companyfounded 2011active for 15 yearsWilstraat 4, 3700 Tongeren-Borgloon, BelgiumKBO/BCE: BE 0840.544.491
Summary

STEIN VANHOVE has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €194,797 and a net result of €60,131. Equity has been stable since 2018 (±1.7% per year). Its solvency ranks better than 39% of 8,584 sector peers (NACE 73, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 21-10-2011 Normal situation
Activity
Public relations and communication consultancy NACE 73300and 2 others
Establishment unit
2.203.885.233 3700 Tongeren-Borgloon, since 21-10-2011
Financial year end
31 December
Peppol
Reachable since 12-09-2025

Board and ownership

Board
  • Vanhove SteinDirector

Financial position

93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€129,151
▲ 66.9%
Turnover
≈ €240,000
estimated
Profit
€60,131
▲ 301%
Equity
€194,797
▼ 53.0%
Total assets
€493,400
▼ 19.4%
Score breakdownlowers riskLiquidity: current ratio 1.03, cash €218,761Size: total assets €493,400Figures for financial year 2025 (filed on 12-06-2026)Founded in 2011Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 44% of micro companies in advertising and market research (NACE 73)
Financial strength · tick: 2024
Strong
Solvency 64-29
equity 39.5% of total assets
Liquidity 70+12
short-term debt 57.8% · cash 44.3%
Profitability 84+16
return on assets 12.2%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (11,227 companies, NACE 73, micro)
Last 24 months 12-2024: < 0.1%lowest value 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: 0.1%▲ +0.1 percentage points vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026highest value 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €18,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.03 (2.06 in 2024), below the usual 1.5. Short-term debt is 57.8% and cash 44.3% of total assets. 60.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 41% of them on solvency, 63% on liquidity, 60% on profitability and 13% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 1.03, cash €218,761
NBB · annual accounts
lowers risk · Size: total assets €493,400
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 12-06-2026)
NBB · annual accounts
lowers risk · Founded in 2011
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
49 days early
2024
31 days early
2023
34 days early
2022
5 days early
2021
3 days early
2020
19 days early
2019
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 20 days before the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Equity fell in 2025from €414,287 to €194,797 ▼ 53.0% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €60,131 8 years View
  • Positive: Higher net result than 81% of companies in advertising and market researchsector median €14,905 · 8,585 companies €60,131 View

Recent changes

  1. · Gazette deed Legal-form change · Resignations & appointments
  2. · Gazette deed Registered office moved within TongerenNew seat: Wilstraat 4 te 3700 Tongeren · Previous seat: Dessersstraat 33 te 3700 Tongeren
  3. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as STEIN VANHOVE: public relations and communication consultancy (NACE 73300). They are comparable in size and age: total assets between €420,000 and €544,000, founded between 2010 and 2013.

CompanyTotal assetsGross margin
STEIN VANHOVE Tongeren-Borgloon€493,400€129,151
HuDe Zuienkerke€451,727€124,518
DTB-Consult Geraardsbergen€543,971€134,404
slidingdoors Brugge€488,764€144,690
SERENDIPITIES Rixensart€420,301€129,128
D&D MANAGEMENT CONSULTING Wervik€486,653€152,055
FACE2FACE Oostende€526,099€150,080
Full comparison

Key facts about STEIN VANHOVE

What is the company number of STEIN VANHOVE?
The company number of STEIN VANHOVE is 0840.544.491. The VAT number is the same number with BE in front: BE 0840.544.491.
Where is STEIN VANHOVE based?
The registered office is at Wilstraat 4, 3700 Tongeren-Borgloon.Company details
What does STEIN VANHOVE do?
According to the KBO register, the main activity is public relations and communication consultancy (NACE 73300).
What is the legal form of STEIN VANHOVE?
The legal form of STEIN VANHOVE is Private limited company (BV).
When was STEIN VANHOVE founded?
STEIN VANHOVE was founded on 21-10-2011.
Is STEIN VANHOVE still active?
Yes, STEIN VANHOVE is an active enterprise in the KBO register.
What is the turnover of STEIN VANHOVE?
The turnover in financial year 2025 is ≈ €240,000. This figure is estimated from the gross margin of €129,151 and 38 comparable companies (NACE 73). It probably lies between €180,000 and €470,000.Financials
Is STEIN VANHOVE profitable?
In financial year 2025, STEIN VANHOVE made a profit of €60,131.
Where can I find the annual accounts of STEIN VANHOVE?
STEIN VANHOVE filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of STEIN VANHOVE due?
STEIN VANHOVE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.