DTB-Consult
ActiveDTB-Consult has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €321k and a net result of €84k. Equity is growing by ~16.3% per year across the filed fiscal years. Its solvency ranks better than 68% of 8969 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability92▼-8
Solvency97▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 3.72 against 3.34 in 2023; short-term debt: 19.9% and cash: 26.9% of total assets), and 28.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-07-2025, 27 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
27 d early
2023
19 d late
2022
11 d late
2021
32 d early
2020
19 d late
2019
24 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€321k▲ 35.3%
2023 · €237k
2018: €103k
2019: €127k
2020: €156k
2021: €166k
2022: €170k
2023: €237k
2018 → 2024
Total assets
€447k▲ 29.0%
2023 · €347k
2018: €216k
2019: €238k
2020: €276k
2021: €256k
2022: €270k
2023: €347k
2018 → 2024
Net result
€84k▼ 15.4%
2023 · €99k
2018: €32k
2019: €23k
2020: €29k
2021: €10k
2022: €4k
2023: €99k
2018 → 2024
Working capital
€242k▲ 61.6%
2023 · €150k
2018: €26k
2019: €54k
2020: €81k
2021: €78k
2022: €79k
2023: €150k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€156k-€166k▲ 6.7%€170k▲ 2.3%€237k▲ 39.3%€321k▲ 35.3%
Operating result€47k-€23k▼ 51.7%€13k▼ 42.1%€150k▲ 1,052%€123k▼ 18.0%
Net result€29k-€10k▼ 64.5%€4k▼ 63.1%€99k▲ 2,474%€84k▼ 15.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 18% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €447k
Fixed assets
€116k▼ 12.8%
Current assets
€332k▲ 54.9%
Equity and liabilities €447k
Equity
€321k▲ 35.3%
Debt
€126k▲ 15.3%
The debt ratio falls from 31.6% to 28.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€139k▼
2023 · €164k
Cash flow
€99k▼
2023 · €112k
Solvency
71.7%▲
2023 · 68.4%
Current ratio
3.72▲
2023 · 3.34
Quick ratio
3.72▲
2023 · 3.34
Debt / equity
0.39▼
2023 · 0.46
ROE
26.1%▼
2023 · 41.7%
ROA
18.7%▼
2023 · 28.5%
Interest coverage
49.69▼
2023 · 50.65
Debt
€126k▲
2023 · €110k
Debt ≤ 1 year
€89k▲
2023 · €64k
Debt > 1 year
€37k▼
2023 · €46k
Income taxes
€38k▼
2023 · €48k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€347k€447k▲
Fixed assets21/28€133k€116k▼
Tangible fixed assets22/27€121k€116k▼
Land and buildings22€103k€96k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€13k€17k▲
Financial fixed assets28€12k-
Current assets29/58€214k€332k▲
Amounts receivable within one year40/41€37k€187k▲
Trade receivables40€264-
Other amounts receivable41€37k€187k▲
Cash at bank and in hand54/58€176k€120k▼
Deferred charges and accrued income490/1€1k€24k▲
Equity and liabilities
Total equity and liabilities10/49€347k€447k▲
Equity10/15€237k€321k▲
Contributions10/11€6k€6k=
Reserves13€231k€315k▲
Distributable reserves133€231k€315k▲
Amounts payable17/49€110k€126k▲
Amounts payable after more than one year17€46k€37k▼
Financial debts170/4€46k€37k▼
Amounts payable within one year42/48€64k€89k▲
Current portion of amounts payable after more than one year42€9k€10k▲
Trade debts44€13k€14k▲
Suppliers440/4€13k€14k▲
Taxes, remuneration and social security45€38k€57k▲
Taxes450/3€38k€57k▲
Other amounts payable47/48€4k€9k▲
Accrued charges and deferred income492/3-€160
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€16k▲
Other operating charges640/8€991€19k▲
Gross operating margin9900€165k€157k▼
Operating profit (loss)9901€150k€123k▼
Financial income75/76B€142€2k▲
Recurring financial income75€142€2k▲
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Non-recurring financial charges66B€115-
Profit (loss) for the period before taxes9903€147k€122k▼
Income taxes67/77€48k€38k▼
Profit (loss) for the period9904€99k€84k▼
Profit (loss) for the period to be appropriated9905€99k€84k▼
Appropriation of the result
Profit (loss) to be appropriated9906€99k€84k▼
Transfer from equity791/2€32k-
Transfer to equity691/2€99k€84k▼
To other reserves6921€99k€84k▼
Profit to be distributed694/7€32k-
Return on contributions (dividend)694€32k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
31-12
Financial
Highest result since 2018net €99k ▲2474%
Operating result €150k, net result €99k, both a record.
31-12
Financial
Equity above €200kEq €237k ▲39.3%
6 profitable years in a row build equity to €237k.
11-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 11 days late
2022
31-12
Financial
Weakest financial yearnet €4k ▼63.1%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2020
31-12
Financial
Equity above €150kEq €156k ▲23.1%
3 profitable years in a row build equity to €156k.
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 24 days late
2019
06-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 6 days late
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 16 days late
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
2016
23-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geraardsbergen · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hasseltkouter(Oph) 79500 GeraardsbergenGround area
4,732 m²
Building footprint
272 m²
Volume, LiDAR
1,299 m³
Parcel 41053B0293/00K000, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Hasseltkouter(Oph) 7, 9500 Geraardsbergen
since 20112.202.695.695
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41053B0293/00K000 | Flanders | 4,732 m² | 1 · 272 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,426 companies in sector 73300 we hold annual accounts for 6,900. 4,744 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-07-2011
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.