STEIGERWERK
ActiveSTEIGERWERK has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €367k and a net result of €101k. Equity is growing by ~27.7% per year across the filed fiscal years. Its solvency ranks better than 39% of 4422 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-6
Solvency55▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity short (current ratio 0.46 against 0.57 in 2024; short-term debt: 22.4% and cash: 0.7% of total assets), and 69.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.1%
Return on assets
8.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
18 d early
2024
15 d early
2023
20 d early
2022
28 d early
2021
12 d early
2020
18 d early
2019
90 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€367k▲ 37.8%
2024 · €266k
2018: €78k
2019: €127k
2020: €162k
2021: €62k
2022: €109k
2023: €142k
2024: €266k
2018 → 2025
Total assets
€1.22M▲ 26.5%
2024 · €963k
2018: €390k
2019: €425k
2020: €433k
2021: €681k
2022: €742k
2023: €776k
2024: €963k
2018 → 2025
Net result
€101k▼ 20.5%
2024 · €127k
2018: €4k
2019: €51k
2020: €35k
2021: €54k
2022: €46k
2023: €35k
2024: €127k
2018 → 2025
Working capital
€-146k▼ 43.5%
2024 · €-102k
2018: €-876
2019: €806
2020: €-15k
2021: €-71k
2022: €-101k
2023: €-123k
2024: €-102k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€62k-€109k▲ 74.8%€142k▲ 30.5%€266k▲ 88.1%€367k▲ 37.8%
Operating result€63k-€58k▼ 8.5%€60k▲ 4.5%€206k▲ 241%€156k▼ 24.6%
Net result€54k-€46k▼ 14.2%€35k▼ 25.2%€127k▲ 264%€101k▼ 20.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 25% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.22M
Fixed assets
€1.09M▲ 32.0%
Current assets
€127k▼ 7.2%
Equity and liabilities €1.22M
Equity
€367k▲ 37.8%
Debt
€851k▲ 22.1%
The debt ratio falls from 72.3% to 69.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€298k▼
2024 · €331k
Cash flow
€242k▼
2024 · €251k
Solvency
30.1%▲
2024 · 27.7%
Current ratio
0.46▼
2024 · 0.57
Quick ratio
0.46▼
2024 · 0.57
Debt / equity
2.32▼
2024 · 2.62
ROE
27.4%▼
2024 · 47.5%
ROA
8.3%▼
2024 · 13.1%
Interest coverage
12.77▼
2024 · 14.32
Debt
€851k▲
2024 · €697k
Debt ≤ 1 year
€273k▲
2024 · €239k
Debt > 1 year
€556k▲
2024 · €446k
Income taxes
€32k▼
2024 · €57k
Staff costs
€387k▲
2024 · €197k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€963k€1.22M▲
Fixed assets21/28€826k€1.09M▲
Intangible fixed assets21€11k€6k▼
Tangible fixed assets22/27€816k€1.09M▲
Plant, machinery and equipment23€734k€949k▲
Furniture and vehicles24€55k€78k▲
Other tangible fixed assets26€26k€59k▲
Current assets29/58€137k€127k▼
Amounts receivable within one year40/41€67k€98k▲
Trade receivables40€55k€85k▲
Other amounts receivable41€12k€13k▲
Current investments50/53€11k€11k=
Cash at bank and in hand54/58€39k€8k▼
Deferred charges and accrued income490/1€20k€9k▼
Equity and liabilities
Total equity and liabilities10/49€963k€1.22M▲
Equity10/15€266k€367k▲
Contributions10/11€5k€5k=
Reserves13€261k€362k▲
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Distributable reserves133€258k€359k▲
Amounts payable17/49€697k€851k▲
Amounts payable after more than one year17€446k€556k▲
Financial debts170/4€376k€535k▲
Other amounts payable178/9€70k€21k▼
Amounts payable within one year42/48€239k€273k▲
Current portion of amounts payable after more than one year42€128k€192k▲
Financial debts43€31k€25k▼
Credit institutions430/8€31k€25k▼
Trade debts44€43k€18k▼
Suppliers440/4€43k€18k▼
Taxes, remuneration and social security45€35k€38k▲
Taxes450/3€28k€32k▲
Remuneration and social security454/9€7k€7k▼
Other amounts payable47/48€1k-
Accrued charges and deferred income492/3€12k€22k▲
Income statement
Code20242025
Non-recurring operating income76A€258€2k▲
Remuneration, social security and pensions62€197k€387k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€124k€142k▲
Other operating charges640/8€21k€18k▼
Non-recurring operating charges66A-€2k
Gross operating margin9900€549k€704k▲
Operating profit (loss)9901€206k€156k▼
Financial income75/76B€226€68▼
Recurring financial income75€226€68▼
Financial charges65/66B€23k€23k▲
Recurring financial charges65€23k€23k▲
Profit (loss) for the period before taxes9903€184k€132k▼
Income taxes67/77€57k€32k▼
Profit (loss) for the period9904€127k€101k▼
Profit (loss) for the period to be appropriated9905€127k€101k▼
Appropriation of the result
Profit (loss) to be appropriated9906€127k€101k▼
Transfer to equity691/2€125k€101k▼
To other reserves6921€125k€101k▼
Profit to be distributed694/7€2k-
Return on contributions (dividend)694€2k-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €127k ▲264%
Operating result €206k, net result €127k, both a record.
31-12
Financial
Equity above €200kEq €266k ▲88.1%
7 profitable years in a row build equity to €266k.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €109k ▲74.8%
5 profitable years in a row build equity to €109k.
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150kEq €162k ▲27.2%
3 profitable years in a row build equity to €162k.
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
31-12
Financial
Equity above €100kEq €127k ▲63.1%
2 profitable years in a row build equity to €127k.
03-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
31-10-2025
Descheemaecker Anton: Resigned as Director
31-10-2025
Devlieghe Anouk: Resigned as Director
17-01-2020
Descheemaecker Anton: Resigned as Manager
17-01-2020
Devlieghe Anouk: Resigned as Manager
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oostendse Steenweg 568000 BruggeGround area
410 m²
Building footprint
162 m²
Volume, LiDAR
955 m³
Parcel 31808L0532/00T005, Flanders · tallest building 11.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RESTANT
since 20172.263.159.656
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31808L0532/00T005 | Flanders | 409 m² | 1 · 162 m² | 11.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 2,205 EUR awarded · 2,205 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,138 EUR | 1,138 EUR |
| 2024 | 1 | 410 EUR | 410 EUR |
| 2023 | 1 | 600 EUR | 600 EUR |
| 2022 | 1 | 57 EUR | 57 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
984500D7142D9794C576
Similar companies · same sector, comparable size
Promozoute
BE 0415.691.421
Elsene · Eq €367k
SOCIETE LIEGEOISE DE NETTOYAGE ET DE RENOVATION
BE 0435.103.495
Seraing · Eq €368k
EXONET
BE 0541.560.205
Antwerpen · Eq €365k
LAGOUNE
BE 0430.092.852
Herstal · Eq €370k
AZEVEDO
BE 0457.114.973
Vorst · Eq €371k
Of 7,009 companies in sector 81220 we hold annual accounts for 2,413. 1,551 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-03-2017
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43992Specialised construction activities
43999Specialised construction activities
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.