NETTO+
ActiveNETTO+ has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €877k and a net result of €54k. Equity is growing by ~18.8% per year across the filed fiscal years. Its solvency ranks better than 84% of 686 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability74=
Solvency91▼-3
Growth68=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days only on tighter terms
Liquidity ample (current ratio 3.42 against 4.4 in 2023; short-term debt: 21.6% and cash: 53.9% of total assets), and 33.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
66.3%
Return on assets
4.1%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-12-2025, 136 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
136 d late
2023
98 d late
2022
406 d late
2021
296 d late
2020
160 d late
2019
129 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
€978k▲ 76.5%
2019 · €554k
2018: €334k
2019: €554k
2018 → 2020
EBIT margin
22.7%▼ 8.3pp
2019 · 31.1%
2018: 22.3%
2019: 31.1%
2018 → 2020
Net result
€54k▲ 16.4%
2023 · €47k
2018: €61k
2019: €147k
2020: €167k
2021: €387k
2022: €182
2023: €47k
2018 → 2024
Working capital
€692k▲ 21.6%
2023 · €569k
2018: €36k
2019: €114k
2020: €177k
2021: €513k
2022: €480k
2023: €569k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€978k-
Equity€396k-€783k▲ 97.7%€783k=€830k▲ 6.0%€877k▲ 5.7%
Operating result€222k-€517k▲ 133%€32k▼ 93.9%€95k▲ 199%€89k▼ 6.6%
Net result€167k-€387k▲ 131%€182▼ 100.0%€47k▲ 25,614%€54k▲ 16.4%
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 7% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.32M
Fixed assets
€346k▼ 25.0%
Current assets
€977k▲ 32.7%
Equity and liabilities €1.32M
Equity
€877k▲ 5.7%
Debt
€446k▲ 21.3%
The debt ratio rises from 30.7% to 33.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€197k▼
2023 · €209k
Cash flow
€163k▲
2023 · €161k
Solvency
66.3%▼
2023 · 69.3%
Current ratio
3.42▼
2023 · 4.40
Quick ratio
3.42▼
2023 · 4.40
Debt / equity
0.51▲
2023 · 0.44
ROE
6.2%▲
2023 · 5.6%
ROA
4.1%▲
2023 · 3.9%
Interest coverage
37.47▲
2023 · 34.85
Debt
€446k▲
2023 · €368k
Debt ≤ 1 year
€286k▲
2023 · €167k
Debt > 1 year
€157k▼
2023 · €201k
Income taxes
€29k▼
2023 · €42k
Staff costs
€549k▼
2023 · €652k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.20M€1.32M▲
Fixed assets21/28€461k€346k▼
Tangible fixed assets22/27€461k€346k▼
Land and buildings22€231k€218k▼
Plant, machinery and equipment23€99k€54k▼
Furniture and vehicles24€126k€72k▼
Leasing and similar rights25€6k€2k▼
Current assets29/58€736k€977k▲
Amounts receivable within one year40/41€391k€265k▼
Trade receivables40€359k€265k▼
Other amounts receivable41€31k-
Cash at bank and in hand54/58€346k€713k▲
Equity and liabilities
Total equity and liabilities10/49€1.20M€1.32M▲
Equity10/15€830k€877k▲
Contributions10/11€19k€12k▼
Capital10€19k€12k▼
Issued capital100€19k€12k▼
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€809k€864k▲
Amounts payable17/49€368k€446k▲
Amounts payable after more than one year17€201k€157k▼
Financial debts170/4€201k€157k▼
Amounts payable within one year42/48€167k€286k▲
Trade debts44€50k€201k▲
Suppliers440/4€50k€201k▲
Taxes, remuneration and social security45€101k€67k▼
Taxes450/3€68k€35k▼
Remuneration and social security454/9€33k€32k▼
Other amounts payable47/48€16k€17k▲
Accrued charges and deferred income492/3-€4k
Income statement
Code20232024
Remuneration, social security and pensions62€652k€549k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€114k€108k▼
Other operating charges640/8€5k€5k▼
Gross operating margin9900€866k€751k▼
Operating profit (loss)9901€95k€89k▼
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€89k€83k▼
Income taxes67/77€42k€29k▼
Profit (loss) for the period9904€47k€54k▲
Profit (loss) for the period to be appropriated9905€47k€54k▲
Appropriation of the result
Profit (loss) brought forward from the previous period14P€-47k€-54k▼
Shareholders' contribution to the loss794€809k€864k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
14-12
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 136 days late
2024
06-11
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 98 days late
09-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 406 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 4.40
Current ratio from 2.09 to 4.40; short-term debt falls from €441k to €167k.
23-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 296 days late
2022
31-12
Financial
Weakest financial yearnet €182 ▼100%
Net result drops to €182, the lowest in the series; recovery starts the following year.
07-01
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 160 days late
2021
31-12
Financial
Highest result since 2018net €387k ▲131%
Operating result €517k, net result €387k, both a record.
31-12
Financial
Equity above €500kEq €783k ▲97.7%
4 profitable years in a row build equity to €783k.
2020
07-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 129 days late
2019
31-12
Financial
Equity above €200kEq €229k ▲179%
2 profitable years in a row build equity to €229k.
11-12
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 133 days late
2018
30-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Auguste-Hock 184020 LiègeGround area
1,029 m²
Building footprint
245 m²
Volume, LiDAR
3,129 m³
2 parcels, Wallonia · tallest building 15.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
NETTO +
since 20162.257.418.939
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62806C0388/00Z006 | Wallonia | 904 m² | 1 · 218 m² | 15.1 m · 4 fl. |
| 62810A1297/00W002 | Wallonia | 126 m² | 1 · 27 m² | 9.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CLEVER CLEANING
BE 0459.914.513
Heusden-Zolder · Eq €882k
BSSI
BE 0885.697.003
Jette · Eq €872k
VITESS'KE - GROUPE A.T.
BE 0402.079.252
Brussel · Eq €885k
NARO
BE 0548.832.631
Maasmechelen · Eq €885k
N & T. SERVICES
BE 0479.849.397
Schaarbeek · Eq €886k
Of 7,013 companies in sector 81220 we hold annual accounts for 2,416. 999 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-10-2016
Fiscal year end31-12
Activities, NACEBEL
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.