Equity
-€112,114
Debts exceed assets in financial year 2025.
STEFUNIC
Lifetime
19 annual accounts with figures on one time axis, 36 filings since 1990peak €438,767 (2014)
€32,760▼ 65.0%
lowest -€378,024 (2011)
-€23,119▼ €85,122
peak €318,604 (2010)
-€112,114▼ €23,119
€231,668▼ 8.3%
peak 12.9 FTE (2007)
-not published
Board1 name since 2022
1 director
Documentsfilings and deeds
28-01-20263 days before the deadline
2025micro format
Gross margin from €93,711 to €32,760Loss of €23,119Equity from -€88,995 to -€112,114Cash from €1,165 to €768
Key points
from the 2025 annual accountsResult
-€23,119 -€23,119
From profit to loss in 2025, after a profit of €62,003 in 2024.
Turnover
≈ €380,000 estimated
The micro format states no turnover.
Debts
€231,668 194% of the balance sheet
Financial debts 23%Suppliers 2%Taxes and wages 7%Other 67%
Of this, €185,153 falls due within a year.
Filings
36 annual accounts since 1990
The 2024 accounts came 4 days late. The other nine of the last ten were filed on time.
Position in the sector
-€112,114
Less equity than 95% of companies in retail trade. Sector median €40,895 · 25,314 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 6,635 companies had the same profile as STEFUNIC has now. Each dot stands for 17 companies, two years later.
84.3%
were still trading
10.2%
stopped another way
4.5%
went bankrupt
Another 1.0% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,635 companies, not a prediction for STEFUNIC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0435684804
Company renamed to STEFUNIC
New name: STEFUNIC · Resignation: (manager) · Reappointment: (director) · General meeting of 28-02-2024 · Gazette deed
Registered office moved from Merchtem to Aalter
New registered office: Planterijstraat 1, 9880 Aalter · Previous registered office: Koning Albertstraat 1, 1785 Merchtem · General meeting of 01-08-2018 · Gazette deed
First establishment
BVBA STEFUNIC, Koning Albertstraat 1, Merchtem
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| STEFUNIC Aalter | €119,554 | €32,760 | -93.8% | - |
| SUPERETTE DE BAETS Aalter | €118,001 | €37,378 | 62.9% | - |
| LIFF Nazareth-De Pinte | €142,021 | €33,024 | 91.3% | - |
| DE GEZONDE BIJ Heist-op-den-Berg | €117,019 | €28,199 | 49.4% | - |
| HACI OGLU Schaerbeek | €147,626 | €35,751 | 27.7% | - |
| L'EPICERIE Ham-sur-Heure-Nalinnes | €107,631 | €35,978 | 44.4% | 0 |
| MARKET KENEDI Saint-Josse-ten-Noode | €133,975 | €29,428 | 67.0% | - |
These companies have the same main activity as STEFUNIC: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €108,000 and €148,000, founded between 1985 and 1993.
Official details
Source: KBO- Status
- Active since 10-11-1988Normal situation
- Activity
- Non-specialised retail sale with food, beverages or tobacco predominatingNACE 47110
- Establishment unit
- 2.041.783.2861785 Merchtem, since 20-01-1989
- Financial year end
- 30 June
- Peppol
- Reachable since 31-12-2025
Annual accounts to 30-06-2025
- €119,554▼ 27.0%
- Filing
- Filed on 28-01-2026, 3 days before the end of the filing period
Insights on STEFUNIC
STEFUNIC files the micro format. That format states no turnover. The gross margin fell from €336,598 in 2007 to €32,760 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about STEFUNIC
- What is the company number of STEFUNIC?
- The company number of STEFUNIC is 0435.684.804. The VAT number is the same number with BE in front: BE 0435.684.804.
- Where is STEFUNIC based?
- The registered office is at Planterijstraat 1, 9880 Aalter.Company details
- What does STEFUNIC do?
- According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
- What is the legal form of STEFUNIC?
- STEFUNIC is a private limited company (BV).
- When was STEFUNIC founded?
- STEFUNIC was founded on 10-11-1988.
- Is STEFUNIC still active?
- Yes, STEFUNIC is an active enterprise in the KBO register.
- How many employees does STEFUNIC have?
- STEFUNIC had an average of 0.1 full-time equivalents in financial year 2019, according to the filed annual accounts.Financials
- What is the turnover of STEFUNIC?
- The turnover in financial year 2025 is ≈ €380,000. This figure is estimated from the gross margin of €32,760 and 168 comparable companies (NACE 47110). It probably lies between €260,000 and €590,000.
- Is STEFUNIC profitable?
- In financial year 2025, STEFUNIC made a loss of €23,119.
- Where can I find the annual accounts of STEFUNIC?
- STEFUNIC filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of STEFUNIC due?
- STEFUNIC must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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