Equity
€31,433 from €70,872 in 2021
Equity fell by 56% in 4 years.
STEFARO
Lifetime
9 annual accounts with figures on one time axispeak €62,928 (2021)
-€2,936▼ €37,510
lowest -€25,443 (2023)
-€12,823▼ €15,221
peak €70,872 (2021)
€31,433▼ 29.0%
€87,209▼ 30.8%
Board3 names since 2017
2 directors and 1 other
Documentsfilings and deeds
27-08-202627 days late
2025micro format
Gross margin from €34,573 to -€2,936Loss of €12,823Company renamed from SC SPRL DUJARDIN & GHEUDE to STEFARO 04-03Equity from €44,255 to €31,433Debts from €126,038 to €87,209Investments €1,050
Key points
from the 2025 annual accountsDebts
€87,209 74% of the balance sheet
Financial debts 8%Suppliers 32%Taxes and wages 22%Other 38%
Of this, €85,458 falls due within a year.
Investments
€1,050 3.9 × depreciation
Green is investment, beige is depreciation.
Filings
9 annual accounts 9 late
The 2018 accounts came latest: 181 days after the end of the period.
Starting capital
€18,600 100 shares
Position in the sector
-€12,823
Lower net result than 95% of companies in legal and accounting. Sector median €36,720 · 16,409 companies.
Turnover not published (micro format)
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 1,134 companies had the same profile as STEFARO has now. Each dot stands for 3 companies, two years later.
86.3%
were still trading
6.6%
stopped another way
6.4%
went bankrupt
Another 0.6% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,134 companies, not a prediction for STEFARO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Board and ownership
Manager
Director
- 99 sharesdeed of 07-02-2017
- 1 sharedeed of 07-02-2017
- 99 sharesdeed of 07-02-2017
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0670737380
Company renamed from SC SPRL DUJARDIN & GHEUDE to STEFARO
Registered office moved within Namur · New registered office: Fonds des Chênes 273, 5100 Namur (Wépion) · Previous registered office: boulevard Isabelle Brunell 5 boîte 13, 5000 Namur · General meeting of 25-02-2025 · Gazette deed
Registered office moved within Namur
New registered office: Boulevard Isabelle Brunell 5 bte13 à 5000 Namur · Previous registered office: Chaussée de Dinant, 361 à 5000 Namur · General meeting of 01-12-2020 · Gazette deed
Company renamed from SC SPRL to SC SPRL DUJARDIN & GHEUDE
Registered office moved within Namur · New registered office: chaussée de Dinant 361, 5000 Namur · Previous registered office: Fonds des Chênes 273, 5100 Namur (Wépion) · General meeting of 15-10-2018 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| STEFARO Namur | €118,642 | -€2,936 | 26.5% | - |
| SPARACINO KELLY Nazareth-De Pinte | €102,887 | €1,394 | 93.9% | - |
| MELINA BERGEN Merchtem | €287,935 | -€11,907 | 26.6% | - |
| Bénédicte DUPONT Lessines | €226,979 | -€10,148 | 47.2% | - |
| Anaïs Gillotay Jodoigne | €75,511 | €3,996 | 69.2% | - |
| Vigorem Antwerp | €508,292 | -€1,411 | 61.0% | - |
| LEMP Antwerp | €364,617 | -€9,044 | 59.7% | - |
These companies have the same main activity as STEFARO: activities of bailiffs (NACE 69103). They are comparable in size and age: total assets between €75,500 and €508,000, founded between 2004 and 2021.
Official details
Source: KBO- Status
- Active since 03-02-2017Normal situation
- Activity
- Activities of bailiffsNACE 69103
- Establishment unit
- 2.262.633.4805100 Namur, since 03-02-2017
- Financial year end
- 31 December
- Peppol
- Reachable since 20-01-2026
Insights on STEFARO
STEFARO files the micro format. That format states no turnover. The gross margin fell from €359 in 2017 to -€2,936 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about STEFARO
- What is the company number of STEFARO?
- The company number of STEFARO is 0670.737.380. The VAT number is the same number with BE in front: BE 0670.737.380.
- Where is STEFARO based?
- The registered office is at Fonds des Chênes 273, 5100 Namur.Company details
- What does STEFARO do?
- According to the KBO register, the main activity is activities of bailiffs (NACE 69103).
- What is the legal form of STEFARO?
- STEFARO is a private limited company (BV).
- When was STEFARO founded?
- STEFARO was founded on 03-02-2017.
- Is STEFARO still active?
- Yes, STEFARO is an active enterprise in the KBO register.
- What is the turnover of STEFARO?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is STEFARO profitable?
- In financial year 2025, STEFARO made a loss of €12,823.
- Where can I find the annual accounts of STEFARO?
- STEFARO filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of STEFARO due?
- STEFARO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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