LEMP
ActiveLEMP has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €218k and a net result of €-15k. Equity is shrinking by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 53% of 12637 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
60
/ 100
Healthy▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth58=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
balance sheet total too small for a liquidity verdict, and 40.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€15k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
26 d late
2023
30 d late
2022
29 d late
2021
30 d late
2020
76 d late
2019
92 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€218k▼ 6.4%
2024 · €233k
2018: €405k
2019: €413k
2020: €410k
2021: €438k
2022: €423k
2023: €398k
2024: €233k
2018 → 2025
Total assets
€365k▼ 3.9%
2024 · €380k
2018: €488k
2019: €507k
2020: €426k
2021: €466k
2022: €442k
2023: €407k
2024: €380k
2018 → 2025
Net result
€-15k▲ 91.0%
2024 · €-165k
2018: €-447k
2019: €31k
2020: €-3k
2021: €27k
2022: €-15k
2023: €-25k
2024: €-165k
2018 → 2025
Working capital
€362k▼ 2.1%
2024 · €370k
2018: €309k
2019: €329k
2020: €352k
2021: €388k
2022: €384k
2023: €371k
2024: €370k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€438k-€423k▼ 3.5%€398k▼ 5.9%€233k▼ 41.5%€218k▼ 6.4%
Operating result€5k-€-16k€-26k▼ 62.5%€-168k▼ 542%€-19k▲ 88.8%
Net result€27k-€-15k€-25k▼ 64.4%€-165k▼ 561%€-15k▲ 91.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €19k in 2025 against €168k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €365k
Fixed assets
€901▼ 88.6%
Current assets
€364k▼ 2.1%
Equity and liabilities €365k
Equity
€218k▼ 6.4%
Provisions
€145k=
Debt
€2k▼ 2.1%
The debt ratio stays at 0.5%.
Key figures and ratios
EBITDA
€-12k▲
2024 · €-148k
Cash flow
€-8k▲
2024 · €-145k
Solvency
59.7%▼
2024 · 61.3%
Debt / equity
0.01▲
2024 · 0.01
ROE
-6.8%▲
2024 · -71.0%
ROA
-4.1%▲
2024 · -43.5%
Interest coverage
-63.16▲
2024 · -644.36
Debt
€2k▼
2024 · €2k
Debt ≤ 1 year
€2k▼
2024 · €2k
Income taxes
€553▼
2024 · €819
A ratio outside any meaningful range has been withheld (balance sheet total €365k, equity €218k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€380k€365k▼
Fixed assets21/28€8k€901▼
Tangible fixed assets22/27€8k€901▼
Furniture and vehicles24€8k€901▼
Current assets29/58€372k€364k▼
Amounts receivable within one year40/41€193k€197k▲
Trade receivables40€19k€21k▲
Other amounts receivable41€173k€176k▲
Current investments50/53€175k€163k▼
Cash at bank and in hand54/58€4k€3k▼
Deferred charges and accrued income490/1€176€186▲
Equity and liabilities
Total equity and liabilities10/49€380k€365k▼
Equity10/15€233k€218k▼
Contributions10/11€20k€20k=
Reserves13€36k€36k=
Distributable reserves133€36k€36k=
Profit (loss) carried forward14€177k€162k▼
Provisions and deferred taxes16€145k€145k=
Provisions for liabilities and charges160/5€145k€145k=
Other liabilities and charges164/5€145k€145k=
Amounts payable17/49€2k€2k▼
Amounts payable within one year42/48€2k€2k▼
Current portion of amounts payable after more than one year42€1k-
Trade debts44€502€2k▲
Suppliers440/4€502€2k▲
Income statement
Code20242025
Non-recurring operating income76A€8k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€7k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€145k-
Other operating charges640/8€7k€3k▼
Gross operating margin9900€3k€-9k▼
Operating profit (loss)9901€-168k€-19k▲
Financial income75/76B€4k€5k▲
Recurring financial income75€4k€5k▲
Financial charges65/66B€230€187▼
Recurring financial charges65€230€187▼
Profit (loss) for the period before taxes9903€-164k€-14k▲
Income taxes67/77€819€553▼
Profit (loss) for the period9904€-165k€-15k▲
Profit (loss) for the period to be appropriated9905€-165k€-15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-207k€162k▲
Profit (loss) brought forward from the previous period14P€-42k€177k▲
Transfer from equity791/2€383k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Liquidity times 5current ratio 205.50
Current ratio from 45.02 to 205.50; short-term debt falls from €8k to €2k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Back to profitnet €27k
Net result €27k after one loss-making year.
15-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 76 days late
2020
31-12
Financial
Liquidity times 5current ratio 23.14
Current ratio from 5.00 to 23.14; short-term debt falls from €82k to €16k.
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
2019
31-12
Financial
Back to profitnet €31k
Net result €31k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
20-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 51 days late
2017
17-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 78 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eric Sasselaan 52020 AntwerpenGround area
855 m²
Building footprint
273 m²
Volume, LiDAR
4,962 m³
Parcel 11809I2157/00Z002, Flanders · tallest building 20.8 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
LEMP
since 20052.191.193.475
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11809I2157/00Z002 | Flanders | 855 m² | 1 · 273 m² | 20.8 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AKEROIATITIA
BE 0800.253.958
Soignies · Eq €221k
BART MEIJSSEN
BE 0631.703.689
Hasselt · Eq €222k
THEMIS-MONS
BE 0809.866.955
Mons · Eq €213k
BELIP
BE 0865.183.085
Herentals · Eq €211k
"VIRGINIE SQUILBIN"
BE 0795.678.033
Mons · Eq €225k
Of 1,019 companies in sector 69103 we hold annual accounts for 610. 481 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-01-2005
Fiscal year end31-12
Activities, NACEBEL
69103Activities of bailiffs
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.