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Stefanie De Smet

Active
Private limited companyfounded 2021active for 5 yearsLoskaaistraat 9A, 9880 Aalter, BelgiumKBO/BCE: BE 0765.314.162
Summary

Stefanie De Smet has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €58,023 and a net result of €18,123. Equity is growing by about 24% per year across the filed financial years. Its solvency ranks better than 32% of 39,137 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

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Stefanie De SmetActiveChecked score 86/100
Risk analysis ReportCompare

Overview

Activity
Business and other management consultancy
NACE 70200
1 site
Size
€175,768total assets 2025
Equity
€58,023
Profit
€18,123
Turnover not published (micro format)
Financial health
86 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
2025 accounts filed 45 days late1 deed in the Belgian Official Gazette
Why 86raises riskLast filed accounts filed 45 days late; 1 of the last 3 lateFounded in 2021lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Size: total assets €175,768Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 28% of its sector peers (NACE 70, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 58-28
equity 33.0% of total assets
Liquidity 37-22
short-term debt 53.1% · cash 11.1%
Profitability 82-3
return on assets 10.3%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,443 companies, NACE 70, micro)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.3%▲ +0.1 percentage points vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.5%▲ +0.2 percentage points vs 07-2025highest value 09-2025: 0.1%▼ -0.4 percentage points vs 08-2025lowest value 10-2025: 0.1%● unchanged vs 09-2025lowest value 11-2025: 0.1%● unchanged vs 10-2025lowest value 12-2025: 0.1%● unchanged vs 11-2025lowest value 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026 09-2026: 0.3%▲ +0.1 percentage points vs 08-2026 10-2026: 0.2%▼ -0.1 percentage points vs 09-2026
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.54, compared with 1.63 in 2024, below 1; short-term debt: 53.1% and cash: 11.1% of total assets), and 67% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 33% on solvency, 17% on liquidity, 49% on profitability and 12% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
raises risk · Last filed accounts filed 45 days late; 1 of the last 3 late
NBB · filings
lowers risk · Size: total assets €175,768
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Founded in 2021
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · 2025 accounts filed 45 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-09-2026, 45 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filings
Deviation from the deadline
2025
45 days late
2024
1 day late
2023
30 days early
2022
21 days early
2021
16 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 4 days before the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
26-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Weakest financial yearnet €18,123 ▼29.8%
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Caution: Equity fell in 2025from €122,547 to €58,023 ▼ 52.7% View
  • Positive: 5 profitable years in a rowprofit 2025: €18,123 5 years View
  • Total assets 20255 financial years filed €175,768 View

By topic

Financials

Financial year
2025
Total assets
€175,768
Profit
€18,123
Solvency
33.0%
Total assets▼ 12.4%
Net result
20212025
Go to Financials

Timeline

Events
8
Since
2022
Next accounts
by 31-07-2027
  1. 31-12-2024Liquidity more than doubled
  2. 31-12-2024Equity above €100,000
  3. 01-07-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Business and other management consultancyNACE 70200
Founded
17-03-2021
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about Stefanie De Smet

What is the company number of Stefanie De Smet?
0765.314.162. In Belgium the VAT number is the company number with BE in front: BE 0765.314.162.
Where is Stefanie De Smet based?
The registered office is at Loskaaistraat 9A, 9880 Aalter.Company details
What does Stefanie De Smet do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of Stefanie De Smet?
Private limited company (BV).
When was Stefanie De Smet founded?
On 17-03-2021.
Is Stefanie De Smet still active?
Yes, Stefanie De Smet is an active enterprise in the KBO register.
What is the turnover of Stefanie De Smet?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Stefanie De Smet profitable?
In financial year 2025, Stefanie De Smet made a profit of €18,123.
Where can I find the annual accounts of Stefanie De Smet?
Stefanie De Smet filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Stefanie De Smet due?
By 31-07-2027, for financial year 2026.Timeline

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