uFlow
ActiveuFlow has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €58k and a net result of €-6k. Equity is shrinking by ~16.5% per year across the filed fiscal years. Its solvency ranks better than 16% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability57▲+16
Solvency34=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.11 against 0.09 in 2024; short-term debt: 10.4% and cash: 0.8% of total assets), and 91% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9%
Return on assets
-0.9%
Age of the figures
17 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
192022232425
2019 to 2025 · latest year €-6k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 31662 sector peers (2025).
NBB · sector comparisonPosition among 31662 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 30-04-2025 was due by 30-11-2025 and was filed on 01-12-2025, 1 day later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
1 d late
2024
2 d late
2023
1 d early
2022
on the day
2020
78 d late
2019
37 d late
2018
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-04-2026 and is due by 30-11-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-04-2026 close21-09-2026 today30-11-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€58k▼ 9.0%
2024 · €64k
2019: €52k
2020: €169k
2022: €100k
2023: €85k
2024: €64k
2019 → 2025
Total assets
€644k▼ 6.1%
2024 · €686k
2019: €1.24M
2020: €1.06M
2022: €751k
2023: €732k
2024: €686k
2019 → 2025
Net result
€-6k▲ 72.6%
2024 · €-21k
2019: €43k
2020: €116k
2022: €-38k
2023: €-15k
2024: €-21k
2019 → 2025
Working capital
€-59k▲ 31.3%
2024 · €-86k
2019: €-189k
2020: €-28k
2022: €-128k
2023: €-51k
2024: €-86k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202022202320242025Trend
Equity€169k-€100k▼ 41.1%€85k▼ 14.9%€64k▼ 24.7%€58k▼ 9.0%
Operating result€169k-€-22k€-4k▲ 81.2%€-12k▼ 173%€4k
Net result€116k-€-38k€-15k▲ 60.8%€-21k▼ 41.3%€-6k▲ 72.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €4k after a loss of €12k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €644k
Fixed assets
€637k▼ 6.1%
Current assets
€8k▼ 10.0%
Equity and liabilities €644k
Equity
€58k▼ 9.0%
Debt
€586k▼ 5.8%
The debt ratio rises from 90.7% to 91.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€45k▲
2024 · €30k
Cash flow
€36k▲
2024 · €20k
Solvency
9.0%▼
2024 · 9.3%
Current ratio
0.11▲
2024 · 0.09
Quick ratio
0.11▲
2024 · 0.09
Debt / equity
10.10▲
2024 · 9.77
ROE
-9.9%▲
2024 · -32.9%
ROA
-0.9%▲
2024 · -3.1%
Interest coverage
4.70▲
2024 · 3.15
Debt
€586k▼
2024 · €623k
Debt ≤ 1 year
€67k▼
2024 · €94k
Debt > 1 year
€506k▼
2024 · €522k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€686k€644k▼
Fixed assets21/28€678k€637k▼
Tangible fixed assets22/27€678k€637k▼
Land and buildings22€668k€628k▼
Plant, machinery and equipment23€10k€9k▼
Furniture and vehicles24€509€138▼
Current assets29/58€8k€8k▼
Amounts receivable within one year40/41€2k€1k▼
Trade receivables40€642-
Other amounts receivable41€1k€1k▲
Cash at bank and in hand54/58€7k€5k▼
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€686k€644k▼
Equity10/15€64k€58k▼
Contributions10/11€30k€30k=
Reserves13€3k€3k=
Distributable reserves133€3k€3k=
Profit (loss) carried forward14€31k€25k▼
Amounts payable17/49€623k€586k▼
Amounts payable after more than one year17€522k€506k▼
Financial debts170/4€522k€506k▼
Amounts payable within one year42/48€94k€67k▼
Current portion of amounts payable after more than one year42€56k€57k▲
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Other amounts payable47/48€36k€9k▼
Accrued charges and deferred income492/3€6k€14k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41k€41k▲
Other operating charges640/8€7k€6k▼
Gross operating margin9900€37k€51k▲
Operating profit (loss)9901€-12k€4k▲
Financial charges65/66B€9k€10k▲
Recurring financial charges65€9k€10k▲
Profit (loss) for the period before taxes9903€-21k€-6k▲
Profit (loss) for the period9904€-21k€-6k▲
Profit (loss) for the period to be appropriated9905€-21k€-6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€31k€25k▼
Profit (loss) brought forward from the previous period14P€52k€31k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
01-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 1 day late
2024
02-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 2 days late
2023
29-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
30-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-04
Financial
Weakest financial yearnet €-38k ▼133%
Net result drops to €-38k, the lowest in the series; recovery starts the following year.
2021
16-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 78 days late
2020
30-04
Financial
Highest result since 2019net €116k ▲169%
Operating result €169k, net result €116k, both a record.
30-04
Financial
Equity above €150kEq €169k ▲222%
2 profitable years in a row build equity to €169k.
06-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 37 days late
2018
14-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
18-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 18 days late
2016
30-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Anneessensplein 2A1000 BrusselGround area
320 m²
Building footprint
320 m²
Volume, LiDAR
5,824 m³
Parcel 21810L2192/00K000, Brussels · tallest building 23.1 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Omer Saka
since 20142.235.712.616
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21810L2192/00K000 | Brussels | 320 m² | 1 · 320 m² | 23.1 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared address
→
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 38,834 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-09-2014
Fiscal year end30-04
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.