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STEFAN STAESSENS

Active
Private limited companyfounded 20215 yrs activeDrabstraat 94, 2550 Kontich, BelgiumKBO/BCE: BE 0761.949.054

The computed 12-month bankruptcy probability of STEFAN STAESSENS is 2.7% (moderate). The 2024 annual accounts show equity of €10k and a net result of €6k. Equity is growing by ~92.8% per year across the filed fiscal years. Its solvency ranks better than 17% of 36374 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
48 / 100
Fair▼ -3 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency17▲+13
Growth78=
Stability94
Bankruptcy probability, 12 months
2.7% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.85 against 0.52 in 2023), and 85.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
+raises riskneutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 5 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
14.4%
Return on assets
8.7%
Age of the figures
20 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 36374 sector peers (2024).
NBB · sector comparison
Position among 36374 sector peers
Solvency
better than 17%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-06-2025, 39 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
not confirmed
2024
39 d early
2023
40 d early
2022
35 d early
2021
42 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€10k▲ 152%
2023 · €4k
2021: €-9k 2022: €-5k 2023: €4k
2021 → 2024
Total assets
€71k▼ 2.0%
2023 · €72k
2021: €46k 2022: €33k 2023: €72k
2021 → 2024
Net result
€6k▼ 31.4%
2023 · €9k
2021: €-15k 2022: €4k 2023: €9k
2021 → 2024
Working capital
€-5k▲ 62.1%
2023 · €-13k
2021: €-28k 2022: €-17k 2023: €-13k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line2021202220232024Trend
Equity€-9k-€-5k▲ 43.9%€4k€10k▲ 152%
Operating result€-14k-€5k€13k▲ 175%€11k▼ 12.4%
Net result€-15k-€4k€9k▲ 132%€6k▼ 31.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€-10k€0€10kOperating result 2021: €-14k€-14kNet result 2021: €-15k€-15kOperating result 2022: €5k€5kNet result 2022: €4k€4kOperating result 2023: €13k€13kNet result 2023: €9k€9kOperating result 2024: €11k€11kNet result 2024: €6k€6k2021202220232024
The operating result falls in 2024; 2024 is 12% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €71k
Fixed assets €44k▼ 24.6%
Current assets €27k▲ 96.0%
Equity and liabilities €71k
Equity €10k▲ 152%
Debt €61k▼ 11.1%
The debt ratio falls from 94.4% to 85.6%: equity grows while debt is paid down.
Key figures and ratios
2024 value · change against 2023
EBITDA
€28k
2023 · €25k
Cash flow
€23k
2023 · €21k
Solvency
14.4%
2023 · 5.6%
Current ratio
0.85
2023 · 0.52
Quick ratio
0.85
2023 · 0.52
Debt / equity
5.97
2023 · 16.94
ROE
60.4%
2023 · 222.3%
ROA
8.7%
2023 · 12.4%
Interest coverage
9.21
2023 · 11.07
Debt
€61k
2023 · €68k
Debt ≤ 1 year
€31k
2023 · €26k
Debt > 1 year
€29k
2023 · €42k
Income taxes
€2k
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€72k€71k
Fixed assets21/28€59k€44k
Tangible fixed assets22/27€59k€44k
Plant, machinery and equipment23€2k€1k
Furniture and vehicles24€56k€43k
Financial fixed assets28€250€250=
Current assets29/58€14k€27k
Amounts receivable within one year40/41€4k€10k
Trade receivables40€2k€7k
Other amounts receivable41€2k€3k
Cash at bank and in hand54/58€9k€16k
Equity and liabilities
Total equity and liabilities10/49€72k€71k
Equity10/15€4k€10k
Contributions10/11€6k€6k=
Profit (loss) carried forward14€-2k€4k
Amounts payable17/49€68k€61k
Amounts payable after more than one year17€42k€29k
Financial debts170/4€42k€29k
Amounts payable within one year42/48€26k€31k
Current portion of amounts payable after more than one year42€12k€13k
Trade debts44€4k€8k
Suppliers440/4€4k€8k
Taxes, remuneration and social security45€2k€4k
Taxes450/3€2k€2k
Remuneration and social security454/9-€2k
Other amounts payable47/48€9k€7k
Income statement Code20232024
Non-recurring operating income76A€5k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€16k
Other operating charges640/8€861€2k
Gross operating margin9900€26k€29k
Operating profit (loss)9901€13k€11k
Financial charges65/66B€2k€3k
Recurring financial charges65€2k€3k
Profit (loss) for the period before taxes9903€11k€8k
Income taxes67/77€2k€2k
Profit (loss) for the period9904€9k€6k
Profit (loss) for the period to be appropriated9905€9k€6k
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€4k
Profit (loss) brought forward from the previous period14P€-11k€-2k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
22-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
21-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Highest result since 2021net €9k ▲132%
Operating result €13k, net result €9k, both a record.
26-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Back to profitnet €4k
Net result €4k after one loss-making year.
19-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2021
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Drabstraat 942550 Kontich
Ground area
406 m²
Building footprint
136 m²
Volume, LiDAR
745 m³
Parcel 11024B0291/00H004, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DJ Soulvision
Drabstraat 94, 2550 KontichManufacture of wood and of products of wood and cork, except furniture; manufacture of articles of straw and plaiting materials
since 20212.313.417.039
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11024B0291/00H004 Flanders 406 m² 1 · 136 m² 10.9 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 8,481 companies in sector 43410 we hold annual accounts for 4,307. 2,272 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded22-01-2021
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
43230Insulation installation
43291Specialised construction activities
43320Joinery installation
43331Floor and wall tiling
43333Wallpapering and laying of floor and wall coverings in other materials
43421Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.