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STEF MAES

Active
Private limited companyfounded 2024active for 2 yearsSchuilhoekstraat(SGW) 6, 9170 Sint-Gillis-Waas, BelgiumKBO/BCE: BE 1004.407.383
Summary

STEF MAES has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50,668 and a net result of €29,298. Its solvency ranks better than 29% of 2,070 sector peers (NACE 01, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisFollow ReportCompare
STEF MAESActiveChecked score 91/100
Risk analysis ReportCompare

Overview

Activity
Support activities for crop production
NACE 01610Repair and maintenance of machinery NACE 33120
1 site
Size
≈ €200,000turnover 2025, estimated
Staff
1 FTE
Equity
€50,668
Profit
€29,298
Turnover estimated from the gross margin
Financial health
91 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
2025 accounts 32 days early
Why 91raises riskFounded in 2024lowers riskSector: Crop and animal production, hunting and related service activities (NACE 01)Size: total assets €203,798Liquidity: current ratio 0.31, cash €30,603Show the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 60% of its sector peers (NACE 01, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 50+11
equity 24.9% of total assets
Liquidity 28+20
short-term debt 75.1% · cash 15.0%
Profitability 87+4
return on assets 14.4%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (5,697 companies, NACE 01, micro)
Last 24 months 02-2025: 0.4% 03-2025: 0.5%▲ +0.1 percentage points vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.5%● unchanged vs 06-2025highest value 08-2025: 0.4%▼ -0.1 percentage points vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.2%▼ -0.2 percentage points vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026lowest value 10-2026: 0.2%● unchanged vs 09-2026lowest value
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.31, compared with 0.22 in 2024, below 1; short-term debt: 75.1% and cash: 15% of total assets), and 75.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 01, micro): better than 39% on solvency, 22% on liquidity, 84% on profitability and 95% on growth.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Crop and animal production, hunting and related service activities (NACE 01)
KBO
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Size: total assets €203,798
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.31, cash €30,603
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
32 days early
2024
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 17 days before the deadline; the sector median (NACE 01) for financial year 2024 is 3 days before the deadline, and 37% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
31-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · abbreviated…
  3. IncorporationAppointment: MAES Stef (director) ·…

Key points

  • Caution: Among the weakest 15% on equitysector median €583,124 · 2,070 companies €50,668 View
  • One director decidessole director in office 1 View
  • Total assets 20252 financial years filed €203,798 View

By topic

Financials

Financial year
2025
Total assets
€203,798
Profit
€29,298
Solvency
24.9%
Total assets▲ 28.9%
Net result
20242025
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Support activities for crop productionNACE 01610
Founded
09-01-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
9
Who signs
Each director alone
Annual meeting
Third Thursday of June at 20:00
Purpose
“Constructiewerken, bouwrijp maken van terreinen, bouw van rioleringen, slopen, slopen van…” (deed in Dutch)
Go to Articles of association

Key facts about STEF MAES

What is the company number of STEF MAES?
1004.407.383. In Belgium the VAT number is the company number with BE in front: BE 1004.407.383.
Where is STEF MAES based?
The registered office is at Schuilhoekstraat(SGW) 6, 9170 Sint-Gillis-Waas.Company details
What does STEF MAES do?
According to the KBO register, the main activity is support activities for crop production (NACE 01610).
What is the legal form of STEF MAES?
Private limited company (BV).
When was STEF MAES founded?
On 09-01-2024.
Is STEF MAES still active?
Yes, STEF MAES is an active enterprise in the KBO register.
How many employees does STEF MAES have?
On average 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of STEF MAES?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is STEF MAES profitable?
In financial year 2025, STEF MAES made a profit of €29,298.
Where can I find the annual accounts of STEF MAES?
STEF MAES filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of STEF MAES due?
By 31-07-2027, for financial year 2026.Timeline

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