MARAGRI
ActiveMARAGRI has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50k and a net result of €-3k. Equity is growing by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 50% of 3112 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▼-3
Solvency58▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.84 against 0.78 in 2024; short-term debt: 30.8% and cash: 0.5% of total assets), and 66.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.2%
Return on assets
-1.8%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
29 d late
2022
21 d late
2021
9 d late
2020
30 d late
2019
12 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close23-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€50k▼ 5.2%
2024 · €53k
2019: €27k
2020: €20k
2021: €55k
2022: €57k
2023: €53k
2024: €53k
2019 → 2025
Total assets
€152k▼ 11.3%
2024 · €171k
2019: €281k
2020: €233k
2021: €237k
2022: €221k
2023: €197k
2024: €171k
2019 → 2025
Net result
€-3k
2024 · €504
2019: €-4k
2020: €-2k
2021: €44k
2022: €2k
2023: €-5k
2024: €504
2019 → 2025
Working capital
€-8k▲ 30.2%
2024 · €-11k
2019: €-77k
2020: €-77k
2021: €-71k
2022: €-18k
2023: €-18k
2024: €-11k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€55k-€57k▲ 3.6%€53k▼ 8.0%€53k▲ 1.0%€50k▼ 5.2%
Operating result€52k-€3k▼ 94.7%€-4k€736€-3k
Net result€44k-€2k▼ 95.5%€-5k€504€-3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3k after €736 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €152k
Fixed assets
€113k▼ 14.2%
Current assets
€39k▼ 1.7%
Equity and liabilities €152k
Equity
€50k▼ 5.2%
Provisions
€9k▼ 13.0%
Debt
€92k▼ 14.1%
The debt ratio falls from 62.7% to 60.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€16k▼
2024 · €19k
Cash flow
€16k▼
2024 · €19k
Solvency
33.2%▲
2024 · 31.0%
Current ratio
0.84▲
2024 · 0.78
Quick ratio
0.84▲
2024 · 0.77
Debt / equity
1.83▼
2024 · 2.02
ROE
-5.5%▼
2024 · 0.9%
ROA
-1.8%▼
2024 · 0.3%
Interest coverage
12.03▼
2024 · 14.74
Debt
€92k▼
2024 · €107k
Debt ≤ 1 year
€47k▼
2024 · €51k
Debt > 1 year
€45k▼
2024 · €57k
Income taxes
€149▼
2024 · €300
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€171k€152k▼
Fixed assets21/28€131k€113k▼
Intangible fixed assets21€47k€44k▼
Tangible fixed assets22/27€84k€69k▼
Plant, machinery and equipment23€10k€6k▼
Furniture and vehicles24€75k€62k▼
Current assets29/58€40k€39k▼
Stocks and contracts in progress3€732-
Stocks30/36€732-
Amounts receivable within one year40/41€38k€38k▼
Trade receivables40€38k€38k▼
Other amounts receivable41€76€214▲
Cash at bank and in hand54/58€436€800▲
Deferred charges and accrued income490/1€258€266▲
Equity and liabilities
Total equity and liabilities10/49€171k€152k▼
Equity10/15€53k€50k▼
Contributions10/11€7k€7k=
Reserves13€37k€35k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€33k€29k▼
Distributable reserves133€3k€4k▲
Profit (loss) carried forward14€9k€9k▲
Provisions and deferred taxes16€11k€9k▼
Deferred taxes168€11k€9k▼
Amounts payable17/49€107k€92k▼
Amounts payable after more than one year17€57k€45k▼
Financial debts170/4€57k€45k▼
Amounts payable within one year42/48€51k€47k▼
Current portion of amounts payable after more than one year42€11k€11k=
Trade debts44€37k€20k▼
Suppliers440/4€37k€20k▼
Taxes, remuneration and social security45€300€149▼
Taxes450/3€300€149▼
Other amounts payable47/48€2k€16k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€19k=
Other operating charges640/8€721€735▲
Gross operating margin9900€20k€17k▼
Operating profit (loss)9901€736€-3k▼
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€-576€-4k▼
Transfer from deferred taxes780€1k€1k=
Income taxes67/77€300€149▼
Profit (loss) for the period9904€504€-3k▼
Transfer from tax-exempt reserves789€3k€3k=
Profit (loss) for the period to be appropriated9905€4k€631▼
Appropriation of the result
Profit (loss) to be appropriated9906€12k€10k▼
Profit (loss) brought forward from the previous period14P€8k€9k▲
Transfer to equity691/2€3k€600▼
To other reserves6921€3k€600▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Back to profitnet €504
Net result €504 after one loss-making year.
2023
29-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
31-03
Financial
Weakest financial yearnet €-5k ▼334%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
2022
21-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2021
09-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
31-03
Financial
Back to profitnet €44k
Net result €44k after 2 loss-making years.
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2019
12-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 12 days late
2018
30-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2017
30-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2016
26-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ham-sur-Heure-Nalinnes · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fonds des Bosquets(CSH) 206120 Ham-sur-Heure-NalinnesGround area
681 m²
Building footprint
143 m²
Volume, LiDAR
1,037 m³
Parcel 56017B0127/00E000, Wallonia · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Fonds des Bosquets(CSH) 20, 6120 Ham-sur-Heure-Nalinnes
since 19912.052.860.884
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56017B0127/00E000 | Wallonia | 681 m² | 1 · 143 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteHam-sur-Heure-Nalinnes2.052.860.884
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Of 4,676 companies in sector 01610 we hold annual accounts for 1,369. 948 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-05-1991
Fiscal year end31-03
Activities, NACEBEL
01410Raising of dairy cattle
01610Support activities for crop production
46620Wholesale of machine tools
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.