Skip to content

STEF Belgium SA

Active Risk: not assessed
Public limited companyfounded 1992active for 34 yearsAvenue Zénobe Gramme 23, 1480 Tubize, BelgiumKBO/BCE: BE 0448.286.587
Summary

STEF Belgium SA is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €9.3m and a net result of €940,087. Equity has been growing by about 17% per year since 2019. Its solvency ranks better than 45% of 3,031 sector peers (NACE 64, financial year 2025). The company has been active since 1992 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow ReportCompare
STEF Belgium SAActive
Risk analysis ReportCompare

Overview

Official details

Source: KBO
Status
Active since 30-09-1992 Normal situation
Activity
Activities of holding companies NACE 64210and 1 other
Joint committee
226 Paritair Comité voor de bedienden uit de internationale handel, het vervoer en de logistiek · annual accounts 2025
Establishment unit
2.059.138.863 1480 Tubize, since 09-10-1992
Financial year end
31 December
Peppol
Reachable since 18-07-2025
Company details

Board and ownership

Board
Auditor
EY Réviseurs d'Entreprises SRL
Shareholders
  • STEF Transport SASannual accounts 2025
  • LAMBSONS2022 annual accounts of LAMBSONS
Holdings
Shares in 1 company STEF Transport Oostkamp
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Profit
€940,087
▼ 83.1%
Equity
€9.3m
▲ 11.2%
Total assets
€16.9m
▲ 98.2%
Employees on 31-12-2025
62
▲ 62×
Net result -83%: 12-month year
Financials
SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
24 days early
2024
29 days late
2023
132 days early
2022
40 days early
2021
73 days early
2020
3 days early
2019
10 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 36 days before the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Turnover rose in 202512-month financial year ▲ 714% View
  • Positive: Fastest staff growth in Tubizein the Checked rankings No. 1 View
  • Positive: 7 profitable years in a rowprofit 2025: €940,087 7 years View
  • Board changedlatest change 29-10-2026 · 2 in office 1 joined · 1 left View

Recent changes

  1. · Gazette deed Resignation: Christophe GORIN (director and chair of the board)Appointment: François PINTO DA SILVA (director)
  2. · Gazette deed Resignation: Patrick MARQUART (director)Appointment: Bastien DREANO (director)
  3. · Gazette deed Company renamed from LAMBROS to STEF Belgium SARegistered office moved to Saintes
All 22 events

Comparable companies

These companies have the same main activity as STEF Belgium SA: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €8.3m and €32m, founded between 1986 and 2002.

CompanyTotal assetsTurnover
STEF Belgium SA Tubize€16.9m€10.7m
I.T.M. BELGIUM Ottignies-Louvain-la-Neuve€17.4m€10.4m
S.&R.B. Menen€17.4m€8.9m
JANSEN INTERNAL SERVICES Oudsbergen€32.4m€11.2m
Velcro Belgium Deinze€8.3m€13.7m
Lantmännen Unibake Benelux Londerzeel€20.6m€18.4m
DEMOCO GROUP Hasselt€26.1m€13.0m
Full comparison

Key facts about STEF Belgium SA
What is the company number of STEF Belgium SA?
The company number of STEF Belgium SA is 0448.286.587. The VAT number is the same number with BE in front: BE 0448.286.587.
Where is STEF Belgium SA based?
The registered office is at Avenue Zénobe Gramme 23, 1480 Tubize.Company details
What does STEF Belgium SA do?
According to the KBO register, the main activity is activities of holding companies (NACE 64210).
What is the legal form of STEF Belgium SA?
The legal form of STEF Belgium SA is Public limited company (NV).
When was STEF Belgium SA founded?
STEF Belgium SA was founded on 30-09-1992.
Is STEF Belgium SA still active?
Yes, STEF Belgium SA is an active enterprise in the KBO register.
How many employees does STEF Belgium SA have?
STEF Belgium SA had an average of 53.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does STEF Belgium SA fall under?
In its 2025 annual accounts, STEF Belgium SA states joint committee 226 (Paritair Comité voor de bedienden uit de internationale handel, het vervoer en de logistiek).
What is the turnover of STEF Belgium SA?
The turnover of STEF Belgium SA was €10.7m in financial year 2025, according to the filed annual accounts.
Is STEF Belgium SA profitable?
In financial year 2025, STEF Belgium SA made a profit of €940,087.
Where can I find the annual accounts of STEF Belgium SA?
STEF Belgium SA filed 32 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of STEF Belgium SA due?
STEF Belgium SA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence See whether the workforce is growing and whether people stay.Employer check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See which support similar companies received that this one did not.Subsidies

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure