Steenie
ActiveSummary
Steenie has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €382,682 and a net result of €102,507. Equity is growing by ~23% per year across the filed fiscal years. Its solvency ranks better than 73% of 17220 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability95=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35,000 at 30 days acceptable
Liquidity ample (current ratio 4.21 against 4.81 in 2024; short-term debt: 20.7% and cash: 25.3% of total assets), and 20.7% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.3%
Return on assets
21.3%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
4 d early
2022
3 d early
2021
33 d early
2020
1 d early
2019
3 d early
2018
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 6 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 27 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€382,682▲ 3.5%
2024 · €369,696
Total assets
€482,342▲ 5.4%
2024 · €457,431
Net result
€102,507▲ 8.4%
2024 · €94,599
Working capital
€319,513▲ 24.4%
2024 · €256,885
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220242025
Operating result€40,125▲ 151%€71,519▲ 78.2%€111,429▲ 55.8%€136,333-€146,053▲ 7.1%
Net result€25,724within the sector's middle half▲ 166%€47,126above the sector's middle half▲ 83.2%€76,934above the sector's middle half▲ 63.3%€94,599above the sector's middle half-€102,507above the sector's middle half▲ 8.4%
Equity€125,077within the sector's middle half▲ 7.2%€165,994above the sector's middle half▲ 32.7%€242,928above the sector's middle half▲ 46.3%€369,696above the sector's middle half-€382,682above the sector's middle half▲ 3.5%
Total assets€201,070within the sector's middle half▲ 19.9%€224,526within the sector's middle half▲ 11.7%€318,532above the sector's middle half▲ 41.9%€457,431above the sector's middle half-€482,342above the sector's middle half▲ 5.4%
Debt€75,993▲ 48.9%€58,532▼ 23.0%€75,604▲ 29.2%€87,735-€99,659▲ 13.6%
Working capital€83,350within the sector's middle half▲ 6.0%€122,740above the sector's middle half▲ 47.3%€148,308above the sector's middle half▲ 20.8%€256,885above the sector's middle half-€319,513above the sector's middle half▲ 24.4%
Solvency62.2%within the sector's middle half▼ 7.4pp73.9%within the sector's middle half▲ 11.7pp76.3%within the sector's middle half▲ 2.3pp80.8%within the sector's middle half-79.3%within the sector's middle half▼ 1.5pp
Current ratio2.27within the sector's middle half▼ 0.963.31within the sector's middle half▲ 1.034.82within the sector's middle half▲ 1.524.81within the sector's middle half-4.21within the sector's middle half▼ 0.60
Return on assets (ROA)12.8%within the sector's middle half▲ 7.0pp21.0%within the sector's middle half▲ 8.2pp24.2%within the sector's middle half▲ 3.2pp20.7%within the sector's middle half-21.3%within the sector's middle half▲ 0.6pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 7% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €482,342
Fixed assets
€63,169 ▼ 52.5%
Current assets
€419,172 ▲ 29.2%
Equity and liabilities €482,342
Equity
€382,682 ▲ 3.5%
Debt
€99,659 ▲ 13.6%
Debt's share of the balance-sheet total rises from 19.2% to 20.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€160,887▼
2024 · €161,640
Cash flow
€117,342▼
2024 · €119,905
Debt to equity
0.26▲
2024 · 0.24
ROE
26.8%▲
2024 · 25.6%
Interest coverage
52.73▲
2024 · 48.27
Debt ≤ 1 year
€99,659▲
2024 · €67,470
Income taxes
€44,419▲
2024 · €42,302
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,134 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,134 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €7,257 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €19,433 | €20,359 | €22,370 | €25,306 | €14,835 | ▼ 41.4% |
| Other operating charges640/8 | - | - | €995 | €1,310 | €1,430 | ▲ 9.2% |
| Non-recurring operating charges66A | - | - | €0 | €18,822 | €714 | ▼ 96.2% |
| Gross operating margin9900 | €60,172 | €93,600 | €134,794 | €181,771 | €163,031 | ▼ 10.3% |
| Operating profit (loss)9901 | €40,125 | €71,519 | €111,429 | €136,333 | €146,053 | ▲ 7.1% |
| Financial income75/76B | - | - | €810 | €3,916 | €3,924 | ▲ 0.2% |
| Recurring financial income75 | €3 | €850 | €810 | €3,916 | €3,924 | ▲ 0.2% |
| Financial charges65/66B | - | - | €2,192 | €3,348 | €3,051 | ▼ 8.9% |
| Recurring financial charges65 | €1,134 | €1,540 | €2,192 | €3,348 | €3,051 | ▼ 8.9% |
| Profit (loss) for the period before taxes9903 | €38,993 | €70,829 | €110,047 | €136,901 | €146,925 | ▲ 7.3% |
| Income taxes67/77 | €13,269 | €23,703 | €33,113 | €42,302 | €44,419 | ▲ 5.0% |
| Profit (loss) for the period9904 | €25,724 | €47,126 | €76,934 | €94,599 | €102,507 | ▲ 8.4% |
| Profit (loss) for the period to be appropriated9905 | €25,724 | €63,796 | €76,934 | €94,599 | €102,507 | ▲ 8.4% |
| Line | 2020 | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €201,070 | €224,526 | €318,532 | €457,431 | €482,342 | ▲ 5.4% |
| Fixed assets21/28 | €52,236 | €48,548 | €131,417 | €133,076 | €63,169 | ▼ 52.5% |
| Tangible fixed assets22/27 | €52,236 | €48,548 | €131,417 | €133,076 | €63,169 | ▼ 52.5% |
| Land and buildings22 | - | - | €47,100 | €39,317 | €35,169 | ▼ 10.5% |
| Plant, machinery and equipment23 | - | - | €14,371 | €21,914 | €18,695 | ▼ 14.7% |
| Furniture and vehicles24 | - | - | €69,946 | €71,845 | €9,305 | ▼ 87.0% |
| Current assets29/58 | €148,833 | €175,978 | €187,115 | €324,355 | €419,172 | ▲ 29.2% |
| Amounts receivable after more than one year29 | - | - | €52,063 | €46,578 | €43,776 | ▼ 6.0% |
| Other amounts receivable291 | - | - | €52,063 | €46,578 | €43,776 | ▼ 6.0% |
| Amounts receivable within one year40/41 | €26,540 | €3,457 | €12,288 | €56,894 | €94,943 | ▲ 66.9% |
| Trade receivables40 | - | - | €534 | €33,307 | €89,276 | ▲ 168% |
| Other amounts receivable41 | - | - | €11,754 | €23,586 | €5,667 | ▼ 76.0% |
| Current investments50/53 | €14,014 | €6,504 | €17,504 | €158,711 | €155,391 | ▼ 2.1% |
| Cash at bank and in hand54/58 | €28,102 | €95,548 | €98,261 | €62,172 | €121,888 | ▲ 96.1% |
| Deferred charges and accrued income490/1 | - | - | €7,000 | - | €3,174 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €201,070 | €224,526 | €318,532 | €457,431 | €482,342 | ▲ 5.4% |
| Equity10/15 | €125,077 | €165,994 | €242,928 | €369,696 | €382,682 | ▲ 3.5% |
| Contributions10/11 | - | - | €20,000 | €20,000 | €20,000 | = |
| Reserves13 | €104,779 | €145,696 | €222,629 | €349,398 | €362,384 | ▲ 3.7% |
| Non-distributable reserves130/1 | - | - | €2,000 | €2,000 | €2,000 | = |
| Reserves not available under the articles1311 | - | - | €2,000 | €2,000 | €2,000 | = |
| Tax-exempt reserves132 | - | - | €20,250 | €20,250 | €20,250 | = |
| Distributable reserves133 | - | - | €200,379 | €327,148 | €340,134 | ▲ 4.0% |
| Profit (loss) carried forward14 | €298 | €298 | €298 | €298 | €298 | = |
| Amounts payable17/49 | €75,993 | €58,532 | €75,604 | €87,735 | €99,659 | ▲ 13.6% |
| Amounts payable after more than one year17 | €10,509 | €5,294 | €36,797 | €20,265 | - | - |
| Financial debts170/4 | - | - | €36,797 | €20,265 | - | - |
| Amounts payable within one year42/48 | €65,484 | €53,239 | €38,807 | €67,470 | €99,659 | ▲ 47.7% |
| Current portion of amounts payable after more than one year42 | - | - | €11,061 | €28,734 | €14,308 | ▼ 50.2% |
| Financial debts43 | - | - | €17,353 | €16,333 | €19,833 | ▲ 21.4% |
| Credit institutions430/8 | - | - | €17,353 | €16,333 | €19,833 | ▲ 21.4% |
| Trade debts44 | €19,943 | €5,028 | €4,045 | €1,990 | €879 | ▼ 55.8% |
| Suppliers440/4 | - | - | €4,045 | €1,990 | €879 | ▼ 55.8% |
| Taxes, remuneration and social security45 | - | - | €6,348 | €20,413 | €11,572 | ▼ 43.3% |
| Taxes450/3 | - | - | €6,348 | €20,413 | €11,572 | ▼ 43.3% |
| Other amounts payable47/48 | - | - | - | - | €53,068 | - |
| Line | 2020 | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €25,724 | €47,126 | €76,934 | €94,599 | €102,507 | ▲ 8.4% |
| + Depreciation and write-downs630 | €19,433 | €20,359 | €22,370 | €25,306 | €14,835 | ▼ 41.4% |
| Operating cash flow (approximation) | €45,157 | €67,485 | €99,304 | €119,905 | €117,342 | ▼ 2.1% |
| Investment in fixed assets (approximation) | - | -€16,670 | -€105,239 | - | €55,072 | - |
| Change in cash | - | €67,445 | €2,713 | - | €59,716 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €102,507 ▲8.4%
Operating result €146,053, net result €102,507, both a record.
26-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Equity above €200,000Eq €242,928 ▲46.3%
5 profitable years in a row build equity to €242,928.
28-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Equity above €150,000Eq €165,994 ▲32.7%
4 profitable years in a row build equity to €165,994.
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
26-04
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 1997
Ground area
613 m²
Building footprint
131 m²
Volume, LiDAR
973 m³
Parcel 44432C0428/00B011, Flanders · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
NETGATE BVBA
since 19972.103.080.754
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44432C0428/00B011 | Flanders | 613 m² | 1 · 131 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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RVC Conseils et Réalisations Informatiques
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AKSENTIS
BE 0472.833.329
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Of 30,008 companies in sector 62200 we hold annual accounts for 18,398. 12,996 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-03-1997
Fiscal year end30-09
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
E-invoicing
Reachable via Peppol
Peppol ID
0208:0460148402
Also
9925:BE0460148402
Registered
23-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.